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opinions on my case for financial hardship
I have recently asked hsbc and alliance and Leicester for bank charges refunds. These cases are existing claims but as we are struggling to cope I approached them again. Even though our monthly income is roughly 50 pounds higher than our expenditure, our overall debts are just under ten grand (with seven different…
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Chiltern Claims & Hardship Claim
Hi, Can anybody help? I had a claim in with Chiltern Claims handling for bank charges, and have not been in touch with them for some time due to the cases being on hold. However I was reading a couple of days ago on here about claims for financial hardship and tried to contact them. However the phone number is dead and…
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HSBC Offshore Bank Chargers
Good Day to you all. I would like to ask if anyone has any information on whether or not I will be allowed to claim back the charges which HSBC Offshore brought into effect a few years ago. The charge which was brought into effect was if your account balance was under a set amount which the bank decided, you were charged a…
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Natwest Account
Hi Everyone, im sure the member who works for natwest could help me on this one but to start with im not having a go and I know i was in the wrong but really want to get this sorted. I went to university and applied for the student account as i had been with natwest all my life, like an idiot i was spending more than i…
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car finance charges
i have worked out all the late payment/redturned dd charges from our car finance with ge money. can we claim these back using the credit card reclaim template?
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Charity issue - worth a mention?
Hi, I received letters from my bank (Bank Of Scotland) yesterday and today. Both saying my direct debit payments had failed as there wasn't enough money in my account. Direct Debit 1 - NSPCC (amount - £3.00) Charge - £35.00 Direct Debit 2 - Children 1st (amount - £3.00) Charge - £35.00 Direct Debit 3 - Scottish Spca Ltd…
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Bank Charge Help
Hi I just got a letter from the Financial Ombudsman saying Barclay are willing to pay me a £100 as a gesture of goodwill. this is about mis sold overdraft protection for over 15 years. is there a good chance if I do not accept a bigger offer may follow? Many Thanks
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Can I claim back at the end of an IVA?
I started a thread here http://forums.moneysavingexpert.com/showthread.html?t=1402843 but it may not be in the right place. (mods feel free to delete one if needed) Basically can I claim for the 1 year before I entered my IVA? I had a lot of charges from Lloyds in the run up to my IVA. They were my main creditor. When I…
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cheque guarantee charges
hi can anyone help me pls the bank has chaged me 420 pounds in cheque fee charges, money was due to go in mt account and was delayed so the bank are charging me 12x 35pounds i really dont know how to go about reclaiming them or if i can. because the bank say the still paid them using the bnks money ??? im very confused.…
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First stage of reclaiming; quick question?
I have sent my letter asking for 6 years of my statements/charges. They have sent back my letter/cheque today saying I haven't signed the letter and they need me to sign it and send it back. I didn't think I was supposed to sign it? Can I sign the letter? Thanks!
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rbs charges
rbs via moorcroft are taking me to court for an alledged overdraft debt of £580 , yet i have a claim in place with rbs for £590 plus intrest which is on hold can they do this .
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Goodwill Gesture?
Hi everyone, after posting my claim to my bank for credit card charges, i have received a gesture of goodwill. Now for the interesting part, on my letter they have offered me an incorrect figure in comparison with my claim, and to my beneift it is a few thousand pounds more. My question is, can the bank withdraw this offer…
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casizzi
can anyone tell me where i send my financial hardship case to i got all the forms filled out. i am with lloyds tsb do i send them to my branch or to a seperate office cheers mukkas:confused:
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just startingmy claim.... :)
hi guys.. all of my bank chanrges have been in the past 1 year, and i have all of my statements online. they are over two accounts, do i put them at 2 seperate claims?? can i just figure out howmuch charges i have from my statements, or do i still have to request 6 yers worth frm bank??? xxx
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Just recieved a letter, am gutted
I have two Natwest accounts. I generally use my savings as a current account as I've only recently got a current account with them therefore I have most of money in the savings. However on the 22nd of decenmber I needed to use my current account as I was buying off Virgin Vie and they would only take the card type thats…
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transaction not made by bank
my bank has not paid a regular transaction that happens every month from my savings account, into another acount that i use for my morgage payment, utillity bils etc. with out realising they had done this none of my bills were payerd including morgage, and the bank are charging me with payments left right and centre. what…
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Reclaiming credit card charges after completion of IVA
Hi, I wondered if anyone could offer any advice on my situation: Over the last few months ive been in the process of claiming back credit card charges from Capital One. In June 05 i entered an IVA, which completed on 16/10/08 by way of an early settlement. On 30/10/08 Capital One offered me a full refund of charges and…
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Should i claim?
hiya newbie here :) I was wondering if i should reclaim my bank charges? They total £203.00, not alot in comparison with some of the threads i've read, but hey if i can get it back i would like to. One example of a charge is for £35.00 for a 99p purchase which went over my overdraft, surely this is'nt fair? I have filled…
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Help wanted on case stay please
Hi, just need a little guidance my court stay expires at the end of jan 09 and i have to write a letter to the court requesting case management directions and setting out the remaining issues in the case also i have to copy the defendant (halifax) any ideas as to what to write in the letter its all it bit daunting dont…
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Halifax Bank Charges
Hi Everyone, Have just been reading some of the success stories and with my recent victory with my repossession, thought I'd give this a go too! So..can anyone tell me how to go about getting back this horrendous charges? I did start the process a few months ago, I got as far as sending off for my bank statements and…
