-
Can receive my pension at 35 advice needed. Help!!
I can receive my pension at 35 I took it out in 2000 when I was a pro footballer so I had special dis compensation. I am now 33 so getting close. Actually have one with Standard Life worth around 8000 and one with St James Place worth around 14000 I haven't paid much into them the last 5 years due to financial difficulty.…
-
Salary Sacrifice contribution cap?
For those of you who's firms allow you to make pension contributions via salary sacrifice - do they put a cap on the amount you put in (either absolute or a percentage) other than the requirement not to go below national minimum wage. We have a 10% limit and I'm wondering if I could make the case to increase it, as with…
-
Contact details for AstraZeneca Pension scheme
I'm a deferred member of the AstraZeneca deferred benefit scheme. I want to contact them to to get a pension forecast but I can't find any correspondence from them with contact details on. Don't suppose anyone is in an AZ scheme and could provide me with contact details of the pension administrators?
-
Documents to prove you're of state pension age
We have a residents' parking scheme here and people of state pension age are allowed tickets at a reduced price. When I go along, they ask for proof of pensioner status and, although I have shown my initial award letter which they photocopy, it seems beyond them to renew based on this. I get my state pension paid into my…
-
The new workplace pensions
I understand new workplace pensions are having to be set up by all employer's. I am a little confused as to how it all works for part time / low paid staff. I have read about "qualifying earnings" being between £5668 and £41,450 but I have also read that you won't be put into the scheme unless you earn £9440 or whatever…
-
HSBC - awful business service.
Our company is a small SME but we really want to take care of our folks. One of the things we decided on early was to provide a 5% non-contributory Pension scheme for everyone past their probation period, which they could then choose to pay into on top. In 2010/2011 we only had 3 qualifying staff but knew we weren't IFA's…
-
Pension Help Needed
Hi All, I have an old work pension with Legal and General that I no longer pay into, the current value of this pension is £7000. I've never fully understood pensions and I've only logged onto this pension for the first time ever today and it really confuses me. My pension seems to be within the following fund which I've no…
-
National Insurance Contributions and State Pension
[FONT="]Hi Can you help my wife and myself? My wife is 59 (born on 7 April 1954) and is badly affected by the Governments decision to raise the retirement age for women. The plan all along was for her to retire at age 60 when I would be 65 and we would both get our state pension. She will now not get hers until a least…
-
What to do with with profits funds?
Hello, I'm 43, and have two Standard Life pension accounts. The first is not currently being contributed to and holds 2 with profits funds. Here are the details of that account when I log into their website: Pension Millennium With Profits Fund £28,698.10Pension With Profits Fund £18,922.84All funds £47,620.94Transfer…
-
care
Morning All, Advice please, I own the home my partner and I live in, I have made my will stating that my partner can live in our home until she turns her toes up, after I have gone to heaven maybe! then my family can do as they wish with the home. My question is if I had to go into an old folks home would we have to sell…
-
DWP published paper on possible 'defined amibition' schemes
The Department of Work and Pensions have put out an interesting paper on suggestions for what it terms 'defined ambition' pension schemes, in between traditional DB and DC ones. The Telegraph is splashing on it, though as usual, the newspaper write-up is pretty rubbish. The actual paper is here:…
-
pension credit ?
My mum gets about £5 pension credit but does she get the guarantee part or the savings part and how does she find this out ?
-
Advice and opinions sought re early leaver plan
hi everyone , im just looking for some advice / comments on my circumstances and some future plans re leaving work . i would welcome opinions as to whether i have everything covered or whether i am missing anything important that may disadvantage me and my family i have saved up an amount of money over my working life and…
-
On Track??
I'm 50 Y/O, looking to retire at 65. I have a frozen pension (with profits) with a total value of £80K A DC pension with a value of £45K, a contribution total of £700 / month goes into this pension. I increase my contributions every year about 6-7%. I would like to have a pension after a 25% lump sum of £18-20K/yr (in…
-
CARE Pension enhancement
Hi All, I would really appreciate some advice. I have retired from my job because of ill-health after 15 years service and 3 days ago received my pension quote after accepting ill-health retirement 2 weeks ago. My question is regarding my pension quote. In 2010, my pension was changed from a final salary to a Career…
-
Stakeholder - Lowest AMC Available
Which stakeholder offers the lowest charges for a pot of 50K and which is the best way to purchase to obtain this rate? Lowest I've found is Friends Life through Cavendish Online: # Regular contributions 0.5% # Transfers 0.4% Thank you in advance
-
pension system
hello I am soon to start a career in UK and I would like to ask you to outline me the UK pension system in few lines in my country we have this system: every employee pays a percentage of his salary to the state and his employer contributes also with another percentage after gathering a specific number of years of work, he…
-
State Pension
My OH put in an on-line application for his state pension a couple of weeks ago, we have had no acknowledgement, is this usual does anyone know. He will be 65 in January so we are within the right timescales.
-
Deferred pension
I've deferred my pension for two years and will start receiving it in June 2014. I have a choice to either take a lump sum, which will be taxed, or add an extra 20 pounds per week to my weekly pension. Can someone guide me to the best way to go?
-
Help Please To Understand Pension
Hello, I am wondering if anyone can please help me understand my pension details. I took out a pension in 1986 in 1996 I left the company and deferred the pension. I received a letter telling me of all the increases due until my retirement date in 2008 which amounted to £3084. However in January 2005 the company went into…
