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InterLife - Assurance Company Limited
Does any one have any contact information regarding a Pension Company called "" Interlife" My father passed away and I have come across policy's that were taken out in 1990-91 and statements that he has paid into these policies. But I cant find a working contact telephone number for them anywhere??? Were they bought over…
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How do I judge how well my pension fund is doing relative to other funds?
My wife and I have been saving into a pension provider recommended by our IFA for about four years - but how do we find out how well this fund is doing relative to others? In other words, how can we find out if she gave us the best advice on where to put our money?
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How Much Should I Contribute
Hi, First I'll give some facts: I'm female, 32, Full time employed Have a partner who is not currently working due to health. Pay in to my employer group personal pension scheme currently at 10% through salary sacrifice. (thus saving tax and ni, as well as reducing contributions to my student loan repayment) They now pay…
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Are these charges OK? Can I do better?
I posted recently about my pension fund. It has managed 5.5% p.a. growth over 8 years. The consensus here was that this was not great but reasonable given the last 8 year economic period, and as the funds are fairly adventurous it could have been worse, and may offer better returns in future. For the feedback a big thank…
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Nhs pension - can I pay in additional contributions?
I worked for the NHS nearly 25 years ago for a year and a half. Does my NHS pension still exist and is it possible ( or wise!) to reactivate this pension and continue to make contributions even though I no longer work for the NHS. I don't have any other form of personal private pension and am self employed.
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Workplace pension preventing me from getting a pay rise
Hi, My employer has recently enrolled all employees in the new workplace pension. However, this has happened at a time that I was due for a pay review. I spoke to my employer today, and she told me that she would not be increasing anybody's pay, as she saw the workplace pension as a sufficient benefit. I was under the…
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Transfer from LGPS to LGPS?
I am currently employed by an organization funded by local council. I am a member of the LGPS and have accrued approximately 18 years worth of contributions. Current salary is £31500. I will soon change jobs and will be directly employed by another local council, my salary will increase to £44100. I am not sure whether I…
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Rebate Derived Amount for Single Tier Pension transition
A number of people, myself included, have mentioned the Rebate Derived Amount (RDA) in this forum. It forms part of the calculation at transition to the proposed Single Tier Pension. However, it appears that the general opinion is that the formula for calculating the RDA has not yet been announced. I suggest this is wrong,…
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Excessive pension transfer fees
My wife has a pension plan from what was Allied Dunbar started in the 1990s but has recently stopped making contributions in favour of a newer, more flexible pension. When she enquired about transferring the pension to her new pension, they said there would be a £12,000 fee on a pension transfer fund of around £210,000.…
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Pensions and JSA
Hi I was made redundant in November 2012. I have taken my private pension through work which is £10000 yearly with my lump sum of £75000 and redundancy of £32000, of which I have about £50000 in savings after paying off my mortgage. I am only 56 and I need to get back into work. I am a single mother with 17 year old son…
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my partners salary is £11000 is it worth her being in company pension
my partner works for a very large cleaning company and has been enrolled in the new pension scheme,even though she is not aware of this(english is her second language)and no doubt many others who work with her are probably unaware. I have just seen her pay slip and she is contributing £1.60p a month and so is the…
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State pension
Hello, Is it possible to start the the state pension early? I have 10 months to go and just been made redundant, if so, who do I contact? Regards:beer:
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£50 a month, is it worth it?
Hi, My wife (who will be 50 next month) doesn't have a great deal in pensions. she does not earn enough to pay tax. Would it be worth it to pay in £50 a month to one of her pensions (I was thinking of the one that had the biggest pot). I assume she will work to 65 at this satge. Thanks for reading/replying
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AVCs or Savings ?
For higher rate tax payers is it best to pay AVCs to get back 25% of £ plus typical 3% Annuity per year or Keep Net income and pay the extra 20% Tax & extra NI and put that into savings? Simple question?:rotfl: Has anyone done the calculations?
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pension pot size?
been working since i was 21 now earning £30k. been paying 8 - 10% into my pension and looked the other day to find my pension pot is £56k. is this a decent size pot considering i have another 35 years to go. well lets hope i dont have to work that long (have my fingers in a few other pies)
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How can Pension companies be allowed to keep you in the dark?
I am lucky enough to have a deferred final salary pension but as to what it is currently worth I have no idea. I got a statement when I left the company in 2009 stating I would get £10k (at 2009 value) index linked when I retire. Since then all I get is statements about the whole pension fund not my fund. How can I…
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Employer is offering me my pension?!!
Hi everyone, I am an employee of a very large company, and was transferred to them from local government where I had a final salary pension. They put me in the equivalent scheme they had, and have been paying in ever since. I guess they want people to leave, as it costing them a lot of money to run! I received a letter…
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What happens to a will after death?
Hi, This is probably in the wrong place but I need some advice urgently. My nan has recently died and left a will but other family members are not letting me see it or tell me who is dealing with it, I am named in the will as my mum died and therefore her share will go to me and my brother, but my family is very corrupt…
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Joint pension query
I recently posted a query regarding my wife's Tesco pension, but could really do with opinions about our current state of finances before speaking to an IFA. I am employed by a local government employer, I did 30 years with a LGPS and paid 11% salary for 30 years into a police pension scheme which finished in 2008 when I…
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SERPS and what happens to it when the claimant dies
My father is aged 72 is in ill health and has recently been diagnosed with bowel cancer. He is married to my mother (who is 68) and his pension income is made up of basic State Pension, an occupational defined benefit pension, and a SERPS element. Given that we are now concerned as to how long he might have left, he wants…
