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Gpn?
I received a letter this morning from pension scheme and it says "When calling the Center for any personal information you will need to quote your GPN". Can someone tell me what this is and how do I get a GPN? Thank you for any replies. S
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ECJ Ruling
I am 55 shortly and will give up work within the next two years - maybe much sooner. My intention was to live off my savings and continue to pay into pension and take TFC and pension at age 60, but with this ruling I am told annuity rates for males will reduce by 8%, so question is, should I take annuity sooner and avoid…
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Access to extra years of pension
I was paid off through ill health in 2009 but did not get my pension which was deferred as it was considered that my condition my improve and therefore I could not be retired through ill health. I have recently had this reviewed with support from my doctor and received confirmation that I now can access my pension through…
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Legacy to person drawing benefit
I wish to leave my nephew some money in my will. He is at present drawing Incapacity Benefit and Housing Benefit. Will this legacy affect his benefit?
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Help, I need access to any percentage of my pension funds :-(
Hi, I am seeking some advice and perhaps you can help. I have been sacked from my job that paid contributions into a pension scheme for me with Friends Provident. I am struggling financially at the moment and since no more contributions are (or will be) made into the scheme I would like to withdraw as much as I can to help…
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TVAS vs CETV for pensions on divorce
About TVAS [mentioned in another thread] compared with the CETV offer: I googled TVAS http://www.sharingpensions.co.uk/leavingser.htm#text2 "The transfer value analysis system (TVAS) was introduced from 1 July 1994 and is a method specified by LAUTRO on the 1 January 1995, then the Personal Investment Authority (PIA) and…
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No idea about pensions
What advice would you give to a 27yr old female about financial planning for the future. In employment but no company pension scheme on offer. Owns a flat ( mortgaged ) no dependants and salary about to increase to allow a small amount of disposable income, possibly £100 to £200 per month. Where's the best place to look…
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Am I allowed to take out a pension?
Hi, I was retired through ill health in 2006. I receive a modest pansion £8500/annum and also incapacity benefit (means tested) and disabled living allowance. Am I allowed (and would it be of benefit) to start up a knew pension to pay out when I'm say 65? The main reason I ask is because of the tax breaks associated with a…
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Pension credit rules to change
Hi people, something you should be aware of coming soon, if the Welfare Reform Bill going through Parliament is passed in it's present form. "Quote" Welfare Reform Bill Explanatory Notes: Page 22 145. Paragraph 64 amends the State Pension Credit Act 2002 so that a member of a couple who has attained the qualifying age for…
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Cash in a Pension ??
I currently work for the DWP on a Fixed Term Appointment of 18 months which is due to end next month. I have been paying into Standard Life's Public Sector Pension Scheme into which the DWP have been contributing aswel each month. What i would like to know is do i cash in this pension or put it on hold/freeze. I take it…
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Pensions - BBC take - Is there any hope?
Earlier today, while sipping my usual very large gin & tonic, I found myself browsing the BBC News website during some ghastly adverts. As you would expect, the grand 'old hat' [sorry 'News'] about Public Sector Pensions grabs a few of the headlines. In particular, I was drawn to the BBC's own 'guide' to pensions, and more…
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Is there anybody out there who used to work for Robert Maxwell
and their pension is now affected ?
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Hutton report...what happens now?
what happens with his recommendations now?
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AVC's
I have a very new pension arrangement with USS - I have been employed by an USS employer for 2 years and I am nearly 55. This is not, thank goodness, my only pension. I have a fixed term contract ending 31.3.12. There is a 50% chance of this being renewed for a further 2 years. I an a 40% taxpayer (only just) and would…
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Retirement due to ill health - HELP!
I have been off due to my fibromyalgia for the last 14 months, my work is now talking about dismissing me! I have seen an OH physician twice and both times hes said im unfit for work and he cant see me having any improvement in the near future, my GP is the same and both talked to me about Early Retirement due to ill…
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Career Average Pensions
The Hutton Report has indicated that the CARE (Career Average Pensions) are set to come in. I can not find anywhere that when he proposes that this should come in and would it be for new contribriutors or would it for all. Thanks
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Personal Pension Options
Hi all I have to admit to being a bit ignorant about pensions, so please keep it simple! But with pensions being in the news it makes you think about your own circumstances! My husband left his job due to ill health in July 2009. He had worked for a council since 1998 and paid into a pension all that time. It is a final…
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Can I get at my public sector Final Salary pension pot now?
I'm a 35 year old firefighter who is leaving the public sector. I intend to come out of my pension now and I'd like to know how to go about re-investing the pension pot that I have built up over the last 7 years or so. Perhaps in a buy to let property if that's possible or in shares or something. Any advice?
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Should i collect my pit pension at 50
i am currently working, i get a very low wage, taking special needs children to school. i currently recieve tax credits, and i am wondering whether to collect my N.C.B. pension at the age of 50, which is in september 2011, with what is giong on with the pensions at the moment, should i collect it or leave it. many thanks
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bobbie
i am currently working, i get a very low wage, taking special needs children to school. i currently recieve tax credits, and i am wondering whether to collect my N.C.B. pension at the age of 50, which is in september 2011, with what is giong on with the pensions at the moment, should i collect it or leave it. many thanks
