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Ageing Issues
I am a final year University student and I am doing a project on ageing issues. I have created a simple 10 question questionnaire for the over 50 and would be very grateful if you could spend a minute to fill it in. http://www.surveymonkey.com/s.aspx?sm=O_2f0j_2bExtlieP1yOXDjtK_2fQ_3d_3d thankyou
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more FSAVC advice, please..
apologies if this subject has been 'done to death' already, but i have a fairly straightforward question. i opened a with-profits FSAVC with friends provident in Sep 95. i paid into it monthly until several years ago, when i stopped for a variety of reasons. it currently has a value of just 3418 pounds. the plan matures in…
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Pension options - my first post
I run a small company and an Advisor from my bank (NatWest) has suggested that I set up a Norwich Union SIPP through them with my company making the payments to save Corporation Tax. I would be looking to invest around £750 per month. The advisor has suggested 12 nr funds (5 nr unit trusts, 4 nr OEIC’s, 1 nr cash, 2 nr…
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Company Pension Scheme Contributions
I have just been offered a new job which offers a pension. My offer letter states : The company will pay 7% of your basic salary into an approved scheme. You may also pay into the scheme, subject to revenue guidelines. So that I can get a heads up on the way in which contributions work in advance of receiving the full…
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Local Government Pension Scheme - Death in Service
Hi, Just trying to find out what the death in service payments are for lgps members? Is this the same nationally or does it depend on the lgps? Just trying to ensure we've enough life cover! Thanks in advance.
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Pension in limbo.
I (well my IFA) has sent off the forms to crystallise (is that right?) my pension with the managers of my former employer's scheme managers. I have subsequently been informed that the company has changed managers and everything is being transferred. The original managers now don't want to know; the new managers have…
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Woolworths and pensions
Can anyone help? my mum has worked for woolworths for 21 years and is worried about her pension with the current state of woolworths. Will she still get the pension? will she get her holiday pay? and will she still get paid her wages? if the worst is to happen. No announcement has been made to the staff and various rumours…
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Pension Tax Relief : Higher rate taxpayers
Morning all, long time reader, first time poster. I have an issue where I feel I may be losing out on tax relief on my stakeholder pension and was wondering if anyone could shed some light please. My situation is that I earn £30k basic salary, but with overtime this often pushes me up to the £35k-£37k bracket, thus taking…
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Cameron: Time to slash public sector pensions
http://www.thisislondon.co.uk/standard/article-23593402-details/Cameron%3A+Time+to+slash+public+sector+pensions/article.do Cameron: Time to slash public sector pensions Vote winner or loser?
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Inflation and Deflation
Just wanna know what inflation and deflation has to do with pensions, particularly in occupational schemes thanks
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Is it ok to put pension before debt where I'd lose a fortune by not doing so?
Hi there all. Looking for a little general advice as I'm about to start a job within the Civil Service and am able to join one of their rather tasty pension schemes. This isn't a debt help thread, although it is related. Many of the threads on these forums seem to suggest paying debts before all other financial concerns,…
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Top up your state pension now
http://www.thisismoney.co.uk/retirement/article.html?in_article_id=458471&in_page_id=6 Class 3 NI contributions for missing years to rise by 50% from April.
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NHS Deferred Pension. Statement explanation?
Whilst trying to sort out my own pension provision/planning to take into account my wifes position should I die early, I have been looking at any of her own pension rights she may have from past employment (on top of getting a state pension forecast for her which shows a full entitelement + small amount of extra pension.…
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Stakeholder pension: which date unit prices apply?
A couple of months ago I made an application for a stakeholder pension online. I opted to make a single contribution of £1000 as well as monthly contributions of £60. I posted a cheque for £1000 and my bank statement shows a debit on my account dated 8th Oct. My regular contributions started on 10th Nov. I logged into my…
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Probate, Pensions And Savings
Hi All One of my family memebers passed away recently and the probate has been granted without a solicitor and the estate distributed. The work and pensions department have been in touch saying that they are owed £8000 in pension overpayment because in the probate application £18,000 was declared as the total estate and…
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Employer hasn't paid into pension
Hello all, wonder if some of you wiser people could give me some advice! When I joined my old company, one of the benefits was a 5% of annual salary contribution to a pension of my choice (which was standard life) When I became eligable to join the scheme, I asked to join straight away and the forms were drawn up by an…
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Pension Release
My husband is self-employed and he is 51 years old. He has had a private pension with Standard Life for a good few years but for the last 10 years or so he stopped putting money in it. Is is possible to release this pension now?
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Father retired
Hi All, Wondered if any could help me. He has recently retired and has received 100k + lump sum, and was wondering what the hell to do with it.. any ideas? regards. Richard
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Father retired
Hi All, Wondered if any could help me. He has recently retired and has received 100k + lump sum, and was wondering what the hell to do with it.. any ideas? regards. Richard
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Recent graduate about to start new job..should i get a pension?
I have recently graduate from university and have been offered a job starting in september 09. The job offer comes with a pension if I choose. Having no previous knowledge of pensions, I have no idea if, given the current economic climate, it is the way to go. Ideally I would like to save some money every month from my…
