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Over 50s MoneySaving

Archives for May 2007

Help where do I go from here?
:confused: I have recently become a widow. My job comes to an end in August I might be able to get job but at my age it may not be as easy as it could be.The savings game seems to be like a maze. I would like to start a savings account with a lump sum of £20,000 (Life Insurance received). Could you tell me what would be…
Domestic wind turbines?
Hello, for the past two years we have been mulling over having a wind turbine in the garden to generate our own electricity. Today on Working Lunch, BBC, they were talking about this, the government give from what we remember twelve million a year for this, and have reduced some of the larger grants to make room for…
BBC2 9pm NOW! The Great Granny Chart Invasion
Power to the People - The Great Granny Chart Invasion Must watch! They'll be number one next week... :T
What would you do? Buy a house or a toy boy?
Hi, I'm putting this on the over 50 thread as I'm over 50 and it seems to be the sort of dilemma, ie being torn between wanting to have fun and needing to be sensible, that plagues people of my age. In a couple of months I'll be receiving a gift of something between £50k and £75k. Tempted to blow my job and go travelling…
Capital Investment for Monthly Interest
Hi There, I am looking for the best place to invest a lump sum of £120k in order to get interest paid monthly to boost income. Has anyone got some suggestions? Over to the experts! Many thanks. Uncle Albert
Some advice from your kind selves please!
Hi My dad is in his mid-50s now & over the past year I have seen his health deteriorate rapidly & it's breaking my heart & I don't know what to do! He still works full time (he runs his own business) which does take alot out of him. He's put on a lot of weight & doesn't do much exercise. He wheezes all of the time & my…
Help? - Older Couple Cake Topper needed
Can anyone help? Its my gran n grampas 50th wedding anniversary, and im getting a cake.....thought it would be nice to have an older couple wedding type topper on it, but cant find one anywhere - any idea? Thanks in advance for any help. k
The Retirement Show - 13/14 July Olympia
You can pre-register for free tickets to this show (£10 on the day). Not sure how interesting it will be but a free day out with quite a few interesting demos - dancing, tai Chi and fashion show. http://www.the-retirement-show.com/
Taking a caravan to Spain
Hiya Just wondering if anybody has taken their caravan to Spain, we're thinking of doing this next winter for 2-3 months. We are quite new to caravanning and have only done it in this country. Just thought maybe anyone who has done this could give us some advice Thanks
Tenants in common
Hi, a friend of mine has been advised to put her and her husband's house in Tenants in common, rather than joint names, this has been done with a Solicitor. Apparently if one of you has to go in a home then they can only take half of the house when the time comes after you have both passed on, rather than the whole amount…
Moral duty to parents
So how exactly are you meant to balance caring for your aging parents who require your money to have a happy life and the wish to have your own life? I really just do not know how you can not do both.
Ats
searched first but could not find a previous mention. found out today over 60's can get 10% off on thursdays from ats (tyres, batteries etc.), prices for me were not competative but you never know!
Can O/h and I afford early retirement ?
I finished work last year at the age of 50 ( job I loved for 14 years, Boss I hated ) Hubbie and I decided we could afford for me to stay at home. O.K, but husband is now 60 and I would love him to give up work now. We have investments and own our own home and have another property which we rent out. All in all we would…
Oldies, their kids,and long term care
From Citywire This could impact quite strongly on the sale of products like equity release and immediate needs annuities. It's often clear that heirs are quite happy to gamble on the old person dying soon after going into care, so that rather than using some of his/her money to buy the annuity, thus guaranteeing the care…
Is this legal?
A relative of mine has worked for a company for the pasy 25 years, he turns 71 soon and just yesterday he received a letter from his employer. The letter told him that due to his age he was required to write a letter to his employer stating if he still wished to work for them. The letter also stated that his employer would…
Dad's dentures
Could do with some help with this...I'm not sure if my dad is getting ripped off. He's getting more and more scared of telling us when he is in pain, he hates "confrontation" or hassle of any sort...as he puts it, there by causing more concern when we find that something is wrong....sorry.....getting to the point, dad has…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Over 50s MoneySaving

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