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Over 50s MoneySaving

Archives for September 2005

Warm Front Grants
I'm not sure if this is in the right section but please feel free to move it if you want. Warm Front offer grants mainly aimed at the elderly for free cavity wall insulation, loft insulation, double glazing, draft excluding, energy saving light bulbs and in some cases a whole central heating system. A rep will visit your…
Annual travel insurance - 74 years old
Hi, I was hoping to get some help if possible. My Mum is 74 and has recently had a hip replacement. She is after annual travel insurance - she has a couple of short trips in England booked & a fortnight in Tunisia early next year. I have looked at the comparison sites & the cheapest is £46.50 but it says maximum departure…
Info.on sick pay for part-timer over 65
My wife works part-time and has recently been off sick for the first time in 5yrs.She does'nt pay National insurance,although she paid up to the retirement age.Where can we find out what she is entitled to claim.The DSS site only deals with sick pay between the ages,16to 65.Thank you.
Do we take state pension
OH reaches 65 soon but intends to work on. We know he can defer state pension date and either get a higher rate or a lump sum. How can we decide what is best in our circumstances? What if he doesn,t survive to claim the lump sum? The same thing will happen to me in 2 yrs so we really need to get this worked out. Thanks
Welcome to the Silver Savers Board
Welcome to the Silver Savers board, especially those visiting today for the first time via Martin's email. If you want to ask a question you will need to sign up to the forums which can be done here. If you are already a member of the forums but don't get the email, sign up for that here. Feel free to ask a question, post…
Living abroad tips and hints for money savers
Please use this thread for any hints, tips or just your experiences of re-locating abroad especially on a budget. Not necessarily for the retired but this discussion started regarding how much it costs per month to live in the UK when retired and living on a limited budget which made people talk about their experiences of…
pension credit & savings
A couple I know (woman 59, man 63) are about to start claiming pension credit. From what I can gather, the pension credit is £167 per week per couple. They have a small private pension and this amount will be taken off the £167. Also savings are taken in to account: they think that up to £6000 of savings has no effect on…
Free will writing for over 55's
Apparently this is Free Wills Fortnight (16th to 30th September). A number of charities are covering the solicitors' costs of anyone over 55 years of age who want to have a will written. The deadline is 30th September, but the advert said that as long as you make an appointment within that time (even if the appointment is…
National Express over 60s 1/2 price fares
I picked up a leaflet at the national Express coach station. Over 60s 1/2 price fares. 1.Everybody over 60 is eligable for routesixty fares and savings with proof of age. 2.on most National Express services you can get travel half price. 3.the few exeptions The Isle of Wight,Isle of Man,Air port links.also journeys where…
Absolutely Free Cavity Wall Insulation
Good evening everyone, we are with Age Concern Powergen electricity only (we have no gas!) and if you are over 60 you can have cavity wall insulation on your home for nothing. You do not have to be on pension credit or benefits. We also understand that Scotpower are doing something similar, hope this may help someone to…
netcoverdirect.com
Has anyone used this online travel insurer? It is recommended in martins tips but there's no 'security' icon on the website. They are very cheap for annual policies for up to age 69. thanks for any info
One over 65, the other reg, disabled require reduced fares.
Neither my wife who is registered disabled or myself over 65, drive. When we use BR, we have a disabled card which permits us both (me as carer) to travel for a third off. Our local authority offers a choice of £22 of taxi travel tokens or a local bus pass which gives a 50% reduction. When we travel out of town via Nat.Ex…
10% off 7 days a week at Focus
RE: the B&Q thread Ok, after checking Focus do offer 10% of 7 days a week (and not M-F as I said above) at the following stores:- Bangor Caerphilly Evesham Chippenham Swansea Crewe Pontefract Mannings Heath Doncaster Castleford Kilmarnock Blackburn My friend also says that they are introducing it at another 46 stores next…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Over 50s MoneySaving

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