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Company car tax, how/when calculated
** Sorry, had posted this on the cutting tax forum but had no replies - either because its a stupid question or it was in the wrong place ** Just a(some) quick question regarding how company car tax / bik is calculated and how it would affect child benefit. April next year it makes it a no-brainer to purchase an electric…
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Do car dealers have to show all available finance options
Do car dealers have to show all available car finance options? I researched a used car, 5yr loan/ hp v 4yr pcp deal. When I visited the car dealer they only showed me a 4yr pcp deal of 3.7%, and no other options. I made the mistake of rushing into it, doing quick sums in my head, and when you work out the balance of…
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Lease company saying I have to use their main dealership for 'A Service'
Hi guys, hopefully you can help. Lease company trying to push me to use main dealership (double/treble the cost of others) New lease car, due first 'Service A' at 10k. -Contract says "The vehicle must be maintained in accordance with Mercedes Benz published service intervals within the Official Workshop network". -Mercedes…
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Neighbour putting furniture on top of my car
Not sure if I'm in the correct form. My garage is in a block of three, each owned by three nearby houses, I own one. I recently opened my garage door intending to go out later in the day. When I returned to my garage to go out I discovered my neighbour had had a furniture delivery and had stacked a three-piece suite and…
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Cooling off period for car insurance
I’m picking up a new car on a Thursday. I was going to leave my existing car at the dealers for the finance company to collect. This could take quite a few weeks and I need to keep the vehicle insured until collection. So I took out temporary cover with my insurance to cover the 2 cars, keeping the old car on my policy for…
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Claiming for travel and parking for hospital appointments
Hi, My wife and I have had to visit the hospital a number of times lately. I don't suppose we can claim anything for travel and/or parking? In particular, my wife's operation was cancelled on Friday after we'd waited for several hours. Can we claim anything for mileage and parking for that reason? How might we go about it?
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Adcisory fuel rate is double the actual cost
Hi, I'm wondering if anyone has encountered an issue with the HMRC advisory rates for private mileage. I recently made the switch to a PHEV for my company car and have found it's much more efficient than my old diesel. However my company want to charge me the advisory rate of 21p per mile for private miles and the true…
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car insurance
I rang the insurance company shielas wheels up last week and told them i wont be renewing with them. today i recieved an email from them that says, following the cancellation of your policy, there is an outstanding balance for the cover provided. why on earth would somebody think that i was cancelling a policy that ends on…
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I ran a red light
What's the likely hood I'll get in trouble? It' was on an A road. I was going the speed limit towards the light when my son got out of his child seat and fell to the floor. I took a look in the baby mirror I had to see what happened. As I looked up, the light just turned red but I was going too fast to break safely so went…
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A nightmare with autoglass.
Last week someone broke into my car through my drivers side window, when i realised this had happened, i went online to Autoglass's website to get a quote for a new window to be fitted. I chose my date and time slot and paid £75 which i believe was an excess cost, however the next morning i got a call from Autoglass saying…
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Bought Category S Car
Hello guys I recently bought a Ford Fiesta, it was a Category S, I bought it privately off someone who fixes cars and sells them, basically the car was vandalised and had been written off by the insurance company, the boot had been caved in from the top possibly by a bat or large hammer and the driver side door had been…
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No claims discount query
I have been a named driver for 40 years. We are now buying a second car. Does anyone know if any insurance companies might take my no claim record on my husbands policy into account as I will need to insure separately I assume? Thank you.
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Bit confused about roundabout exits
Sometimes when I'm driving I come across "odd shaped" roundabouts meaning the exits are not on the usual 9, 12, 3 and 6 oclock positions. For example https://i.gyazo.com/321bd17c7cd0198f2ee844a3fe0358a1.png I see a lot of roundabouts with small lines and i'm not sure if they're exits or not, so if my sat nav said second…
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PCP ending - what am i missing?
Hello and thanks in advance for your thoughts! Situation is thus; 1) PCP expiring soon on 15 plate BMW 2) Value c. 11.5k (not done high mileage or anything like that) 3) Balance on PCP c.12.5k Basic question from me, what’s the incentive for me to clear up any scrapes and bumps before I take it back in for a new one? As…
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Tracking device For Car (cheap)
Hi, Anyone know of a good, reliable and fairly cheap tracker that you can buy for your car? Preferably with good battery/charge. Thanks
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Is it worth repairing Vauxhall Astra?
Hi, I have a vauxhall astra 2006, 55000 mileage. Recent MOT passed but with the following advisories : Nearside Front Tyre slightly damaged/cracking or perishing Rear Tyre slightly damaged/cracking or perishing both sides Nearside Front Lower Suspension arm ball joint has slight play wishbone Front Brake hose has slight…
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Urgent advice needed
Hi, Brought a 2015 Peugeot 108 22 days ago for 4K from a trader (they have a proper car sales garage). Had an MOT the week I brought it with no faults found. I’ve done about 100-150 miles in it since purchase. Initially had issues with the battery being flat after I got home, but after the garage came out to look at it,…
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Contacting a previous owner
I recently learned through the DVLA registration lookup facility that my first car is still on the road. I thought it would be nice to reconnect with such an important part of my motoring history so I contacted DVLA to ask them if they could help me make contact with the owner. I appreciate that they are not prepared to…
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Car hit by emergency vehicle in car park
My car was hit by the emergency vehicle in the supermarket car park. I was parked in the bay. He has admit fault. I have rang car insurance, and as it is not my fault, I won't have pay excess nor lose my NCB As it is my first time, I'm not sure of the procedure from here. After sending picture via a link, I received a text…
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Please run insurance quotes every day
For those who use comparison sites (Confused, GoCompare etc) for their insurance can I please suggest you run the quotes multiple times the month before you sign up. I am due for renewal on my car in October and I recently noticed that if you run the quotes on different days with exactly the same details you will get…
