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Insurance higher despite accidents not our fault
Does anyone know if there are any campaigns about the practice of Insurance companies increasing insurance premiums of motorists even when accidents are not their fault. I think it's unlikely the average motorist know this - did anyone on here, because you wouldn't know unless you had submitted without declaring any…
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Help ordering BMW M3
Hello All, I am in the process of ordering a new BMW M3 on finance, and debating whether the M3 Competition Package is worth the extra cost? There is also the option of the M3 CS, which apparently is the next level up from the Competition Package but this is running close to £100k which is way over my budget. Is the…
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Need advice - wrong tyre size
Hello all, I bought a used car in November. Last month I realised that the tyres on my car are wrong size. The current tyres are: 205/40ZR17 84W, the manual states the tyres should be: 185/65R14 (the spare tyre is that size) . I was also informed by a mechanic that the nuts are steel , whereas the rims are aluminium, which…
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Mileage charges on contract car
Hi, I bought a car on finance with VW in 2015, which had an annual mileage limit. However I was told that if I handed the car back before my contract ended (either exchange or give the car back and walk away) then the mileage limit would not apply and I would not incur any additional charge. However after speaking to them…
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Paying for a new car
Am looking at borrowing about 20k to pay for a new car, the rest made up with savings... What is bets to fund this...HP (dealer finance) or a bank loan? Is it as simple as going for the lowest interest rate? MTIA.
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Bought my dream car - breaks down 2 hour later..
Right, firstly hi all, used the site for years but never signed up Now... 6 weeks ago I bought my dream car (bmw m3) £11k on ebay auction, the next day I traveled the 3 hour journey to view and pick it up, it looked, drove and sounded as it should. Only my way home the car developed a very loud knocking sound from the…
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Clever Coupes
Hi, Im looking for a coupe that has a tming chain (preferably) and low road tax (<£100/year) Something like this https://www.gumtree.com/p/hyundai/hyundai-coupe-1.6-s-siii-3dr-xenons-aux-bluetoothcd-2007-halfleatherseats-inductionkit-f.s.hmot2keys/1286253444 But on these the road tax is £280 nothing too expensive
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identifying if a new car's been crash repaired
Apart from a very close inspection, how could I spot if £6K's worth of damage had been repaired by a dealership? First they told me the car had ben damaged in transit, and wanted to refund my deposit and cancel the contract. Then they told me there'd been no damage, it was rogue salesman, and the car would be ready…
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Rear quarter/passenger window replacement
Anyone know how easy it is to replace a rear quarter/passenger window on a 3-door Peugeot 207? Mine as a huge deep scratch on it which I doubt would "buff" out. I've seen these windows for around £30-£40 on eBay. Who would be able to replace it, normal garage or a body shop place? Or would I just be better off getting Auto…
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Should I claim on a £1200 keying?
Had my car keyed across three panels yesterday. Quotes are coming in circa £1200. I do have that money available to me, but that doesn't mean I can afford it, I just save hard. But should I claim on insurance? I'm cynical, and fully believe that over the next 5 years of having to declare that claim, they will increase my…
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Nail in Tyre :(
This morning I discovered that I have a nail in the nearside rear tyre of my Disco. It's not in or near the sidewall so I think it can be repaired. I'm gathering a few quotes and so far have had one reply quoting me £49 which seems a bit steep. What do you think? I suppose I could just put the spare tyre on for now. The…
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Claiming for car damage a year after incident...
Bit of a weird one....... This time last year someone drove into the side of my year old Octavia and dented and scratched the door. At that point we were planning on keeping the car for a while so decided to not claim on the insurance and just get the dents knocked out as best as possible. Whilst it was an ok job you can…
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Is this a bad time to buy a used diesel?
I've finally taken the decision to chop in my trusty 14 year old Fiesta Finesse and get something with the luxury of electric windows :) I've been looking at some Kia Souls, about 3/4 years old so still within the 7 year warranty. Reading reviews, it seems that they'd be a good match for me and my driving habits but DH…
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Company car options/advice
Hi just been offered a new job with a company car/allowance, happy days. However I drive a 14 year old car, bought cheaply 5 years ago, well maintained, well specced, more than happy with it. The company state that I need to have a car less than 5 years old, which is obviously a common policy. Just wondering what people…
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Help/advice needed on my PCP excess mileage!!
I am currently just over a year into my pcp finance agreement on my Audi A1, when I first took out the agreement last January I was in a different job and only doing around 5-6 miles a day so only put down 5000 annual mileage, I now have a new job and have been doing around 40 miles a day since July last year so my mileage…
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Declaring damage
Hi Unfortunately I got a donk on my tailgate. My car was bought from a family member for next to nothing so not really keen on getting it repaired (doesn't affect running of car at all) and not claiming for it. My insurance is due for renewal next year. Do i need to declare it?
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Two hpi reports show different info
We bought a car privately last year, did an Autotrader Experian check on it and it was all clear, no outstanding finance. We are trying to sell the car now and someone has enquired as to the outstanding finance, we did an RAC check out of interest and there is Blackhorse finance from 2012 (48 months)on the car. Why didn't…
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EuroCarParts.com
When you visit their web site, you are invariably offered a discount such as "Weekend50 or Save33" I was under the impression that this gave you 50% or 33% discount, but the figures on my invoices didnt make sense. Armed with a calculator neither worked out to 50 or 33% I have now learnt from Europarts, these are purely…
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Check Vehicle History for Minicab Use
I'm looking to buy a car and saw one at a good price, problem is I suspect it might have been used as a Private Hire Taxi, though current owner is unaware, but its had one other previous owner too. Is there any way to check if a car's been registered as a private hire at some stage?
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Settling car accident damage privately?
Yesterday my wife ran into the back of another car a in a queue of traffic at low speed. There was no damage to her car but some cosmetic damage to the body work and bumper of the other car. No one was injured. They exchanged details including insurance details. Got photos etc.. Clearly it was her fault but she didnt admit…
