Claiming for car damage a year after incident...

bikingbarney

Bit of a weird one.......

This time last year someone drove into the side of my year old Octavia and dented and scratched the door.

At that point we were planning on keeping the car for a while so decided to not claim on the insurance and just get the dents knocked out as best as possible.

Whilst it was an ok job you can still see the panel is rippled.

Now we are considering pxing it in against a new car I want to look at getting it repaired properly. Ive had a couple of quotes ranging from £650 to £1000 to do it properly.

I contacted the insurance at the time of the incident so they are aware of it.

Would it be possible to put it through as an insurance claim now after so long or are they likely to tell me to jog on?

I understand it may affect my NCB but any ideas on exactly how much?

The car we are looking at next is a lot less sporty.

Cheers

uknick

Just to be clear, you had a no fault accident and paid for the repairs yourself without going through an insurance company?

bikingbarney

uknick wrote: »

Just to be clear, you had a no fault accident and paid for the repairs yourself without going through an insurance company?

Basically someone drove into my car and left the scene without leaving details.

Rather than going through the insurance at the time I had it PDR which removed 80% of the dents and planned on getting it done properly when funds allowed.

Although I did not claim through my insurance I let them know about the incident.

ratrace

could you not just get used door in the same colour

ive have just repaired a skoda fabia needed a new bonnet and front bumper as the car was damaged in the snow bonnet cost me £150 bumper cost £100 all in the same shade of blue, but make sure you get the correct paint code it should be in your service book but if it is not the try the boot wheel well should all be on the little sticker

did the work my self took 2 days, door should be straight forward bolt on bolt off as long as the brackets are un damaged

facade

bikingbarney wrote: »

Now we are considering pxing it in against a new car I want to look at getting it repaired properly. Ive had a couple of quotes ranging from £650 to £1000 to do it properly.

Will you definitely get £650 to £1000 more for the px if it is repaired?
I doubt it.