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Nationwide to do remote valuations
Nationwide have issued an update to say they are looking at doing as many remote valuations as possible. Fingers crossed for those who have an application in !!!
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Claim i direct from Santander?
Is it possible to claim direct from Santander for a mis-sold interest only mortgage?
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Could I get a mortage?
Hi all, I am hoping I can get some advice. My boyfriend and I are looking to buy a house. My boyfriend already owns his own property, which is paid for in full (with inheritence outright) therefore neither of us has had a mortgage before. The current property is worth approximately £100k. We have our eyes set on a house…
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mortgage offer amendment
offer accepted on property and mortgage offer record with nationwide for 75%LTV we want to reduce our offer due to the covid situation. we still want the amount of mortgage offer but keep back more of our deposit Would our mortgage offer simply be amended ( i.e 70%LTV ) ? would we need to resubmit wage slips etc?
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My just broker said...
I'm in receipt of a mortgage offer since Feb with Halifax. Just spoke to my broker, he said: - I can no longer change the interest rate on my product - I cant change the term of my product - I cant change the fix term - I cant renegotiate a price In summary he said Halifax (and all other banks) have grind to a halt and…
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Homemovers impacted by coronavirus to be offered mortgage extensions by lenders - MSE News
Homemovers whose moving process has been impacted by the coronavirus outbreak are set to be offered mortgage extensions by their lenders, it has been announced today... Read the full story: Homemovers impacted by coronavirus to be offered mortgage extensions by lenders Click reply below to discuss. If you haven't…
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First time buyer and Business overdraft
Hi, I am first time buyer and preparing for myself to apply for a mortgage when we will out of this crises, I am applying on the basis of my employment income, however, I also have small online business onside but not generating or showing any income from that ltd company, now I am planning to apply for a business…
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Best Mortgage Strategy
My two-year fixed mortgage is coming to an end at the end of May so I'm now in the period of deciding what I need to do next. As the BoE interest rate has dropped to an unprecedented low, in my ignorance I just presumed the best tactic would be to sign up now for the longest term, fixed-rate mortgage at the best rate I can…
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Why would my broker do this...
I wondered what the possible reasons would be for a broker not to want to pursue another lender if their first choice, with a very low interest rate and good offer at AiP stage, have offered the client (me) £9,000 less? It was my first reaction to look at another lender when they came back with the offer below what I need…
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Self Employed - 80% Grant
My Wife is self employed. If she was to take the 80% grant from the government would we have to tell our mortgage provider? We have a mortgage offer in place already.
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Plea to Direct Line
Direct Line, please, please, please put online Mortgage support to your site people are struggling. HELP
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Natwide Trackers Return
Nice to see Nationwide Trackers online tonight. Considered a new 2 year tracker @1.69+BOE. Isn't great value whilst I have 1 year of 1.24+BOE with two recent drops to be possibly applied. Guess I'll continue to view and hope I get an idea when rates are due to rise. Still hope to receive council Flat -though housing stock…
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Chance of 10 Year deals being removed or rate increased?
Hi Guys I have a Santander mortgage that is in roll over period. I have been given my options, one which I am seriously considering is 10 year. With all that's going whats the chances of 10 Years being pulled 1 April or their rates going up rather than down even with the interest rate drop? I dont know if to sit tight and…
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Halifax and Barclays cap lending on many mortgages amid coronavirus lockdown - MSE News
Halifax and Barclays have withdrawn many mortgages from sale this week, making it harder for borrowers with lower equity or deposits to get a new deal, as the impact of coronavirus starts to spread to the housing market... Read the full story: Halifax and Barclays cap lending on many mortgages amid coronavirus lockdown…
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Ltd and Self employed.
My partner is self employed and is due to file his tax return in April. He will then have 7 years worth of returns in a sole trading company. He opened a Ltd. business in January and was going to close the sole trading company down in Jan but we were advised against this for our mortgage. So I guess my question is how…
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New Build Deposit Pickle
HI, i am just about to complete on a new build property with an estimated completion date in September. This required a 10% deposit to be paid now (around £30k) but I am concerned that if the economy goes belly up I could be out of a job within this 6 months window and thus my mortgage offer withdrawn. From my…
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CeMAP Study Material
Looking for CeMAP study material where I can download from. Can someone please forward me or point me where I can download from.
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Part Payment of Mortgage not affecting credit score???
Hi, I called my mortgage company to arrange a 3 month holiday yesterday which was fine. It will only kick in at the end of April as its too soon towards end of March to sort this month. However, the advisor told me that if i make a Part-payment this month (i.e. literally ANY amount like £10) then it wont affect my credit…
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Fixed Mortage deal is away to end- worth switching to Variable for 2 years?
Hello Everyone, My Mortage is currently @ 1.54% with Santander , I have £248,000 left to pay from a £315,000 house sale. I have never in my life went to a tracker mortage but with the very low rates at the moment I am tempted, however it would seem that this would involve moving to HSBC. Does anyone think that this is a…
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Hi, any advice appreciated! Nationwide, we thinking remortgage? currently 140k remaining on svr
Hi, myself and my partner have a mortgage with nationwide on svr, as of jan 2020 140k remaining, new letter last week saying current svr is 3.74% paying £726.66 pcm a few weeks ago the property was worth £300k but god knows how much now we are hoping to get costs down further and we wondered if it would now be a good time…
