Mortgages & endowments

Discussion List

• Aviva NU reattribution on ice

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• remortgage help

  please can anyone help. i own my own property but would like to remortgage to do improvements. I applied for a barklays morgage with my wife and discovered because of a dispute with a mobile phone company over 100 pounds which i eventualy had to pay, i was refused. I own my own house and only wanted to borrow 30000. Does…

• Is it just Std Life robbing endowment policies ?

  My surrender value has taken a big hit recently by some 2K. I just phoned Std Life who confirmed that they had 're adjusted' their bonuses paid back towards the end of last year. To me that's robbery :(

• Support for Mortgage Interest Discussion Area

• remortgage advice please

  hello my husband and i are looking for a new deal on 86k repayment does anyone know of any good deals at moment? we have seen a couple of 10 year fixed but not sure if it is good to fix for that amount of time although the rates are good we are scared of making the wrong chose as we have had the wrong advice before and it…

• mortgage application advice needed!

  Hi there we are in the middle of applying for our first mortgage, our hands are tied a little as we are using a shares equity scheme on a new build and have to go through the developers financial advisor. We had agreed to go for a tracker mortgage, but were phoned to say that the halifax has removed all it's trackers from…

• Property with £40,000 in it, can I use as deposit?

  Hi everyone, Need some advice please.... My mother has offered me her house, valued at £150,000, she is offering for £110,000. I have no deposit and a couple of loans, can I use the equity in the house as a deposit and to clear my loans? Thx in advance.

• Advice welcome re mortgage

  I am currently renting for £475 pm and am considering buying. I have c£30,000 in savings, of which I would want to use c£25,000 towards a deposit and costs. I am saving at a rate of £200 per month. I am debt free, with a net income of £20,540. As I will be 48 later this year, I don't want to take a mortgage out for longer…

• Morgadge support scheme from government

  Hi i am waiting for this scheme details to be advised by the government and would like to ask if anyone would know whether people with bad poor credit history (on a debt management plan) would qualify for this scheme. Thanks. Rob.

• Changing mortgage type - with a slight twist

  Morning chaps, What is the likelihood we'll be able to change our mortgage from interest-only to repayment? The slight twist is we're with Advantage (the sub-prime mortgages arm of Morgan Stanley) who are no longer providing mortgage products. Would it be considered a new mortgage by changing the payment type or will it…

• Mortgage - additional borrowing with Nationwide

  We have a £160k tracker mortgage with Nationwide, with 14 years left to run. We'd like to borrow another £100k to fund an extension. Ideally we'd like to consolidate this into a £260k mortgage over 20-25 years, but if I understood them correctly, Nationwide say we have to take out a separate mortgage account for the extra…

• Mortgage Rescue Discussion Area

  This threads specifically for discussing the Mortgage Rescue benefit, available to homeowners struggling to repay the mortgage. Read the Mortgage Rescue section of the full Mortgage Arrears Help Guide Click reply to discuss this. If you want to discuss a different aspect of mortgage arrears help, jump to the Support for…

• Homeowner Mortgage Support Scheme Discussion Area

  This threads specifically for discussing the Homeowner Mortgage Support Scheme benefit, available to homeowners struggling to repay the mortgage. Read the Homeowner Mortgage Support Scheme section of the full Mortgage Arrears Help Guide Click reply to discuss If you want to discuss a different aspect of mortgage arrears…

• Mortgage Arrears Help Guide Discussion Area

  This is the discussion area for the Mortgage Arrears Help Guide Click reply to discuss this. If you want to discuss a specific aspect of mortgage arrears help, jump to the Support for Mortgage Interest scheme discussion.

• The One Account

  Been with the Chorley BS for five years now come May when I can finally escape. I have been looking at the One Account and have done their Mortgage Shrinker, very impressed indeed. Is it as good as it sounds? :confused: My house is worth about £190000 and I shall need a mortgage of £71000, savings amount to £6000. All…

• Mortgage Protection Insurance Discussion

  This is the discussion area for the Mortgage Payment Protection Insurance Guide Click reply to discuss

• IF Mortgage - anyone gone on to rent property out

  Hi We have owned our home for 5 years and have an Intellegent Finance mortgage. We are currently on SVR: have been looking to sell for the past year or so, but not gettign anywhere (after a nasty gazunder a few weeks ago :( ). Ideally I would like to: - draw down some equity (we currently have about 70% equity) for a…

• motgage hell please help

  how do i transfer a mortgage from my and my wifes name, to just her, or my name. i know we can easily transfer equity but the mortgage is a totally other thing, please any help would be appreciated

• Self Cert

  Who is the best lender to go to for self cert mortgages please? We have an unusual profile but have had self cert with the Abbey in the last 8 months. Sold a business and paid off our mortgage with them and now want another mortgage using our business to self cert. One has been trading since Apiril 07 and the first…

• When are 95% LTV Going to Make a Come back

  OR When are 90% LTV going to be much cheaper than they are !