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Endowment Due To Finish Mar 09
Have an endowment which is due to end in March 09 with the fall in the stock market am i able to extend the period on the endowment to allow for things to pick up or would this not be a good idea Thanks
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My current mortgage interest rate ends 1st Nov - Help!!!
I'm with C&G and been on a tracker. My interest rate is due to change to 7% on 1st Nov. This ups my monthly payments by £150 to £920 ish . (I can afford this though - just don't like the high 7% interest). I do not want to get tied to a fixed mortgage that penalises for moving house (as I'm likely to move house in 6 months…
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Mortgages up for renewal in Jan 09 is now a good time to start looking for a new deal
my current mortgage deal runs out in jan 09. should i start looking now, and its it a good time to, or should i leave it another month?
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Travel Kenya
Check out Asante by Mike Kwambo, an up and coming artist and partner in the Crazy About Kenya campaign. Wanna’ get with the vibe of Africa’s wildlife capital? Catch up with us at crazyaboutkenya.com and get an insider view on the destination of Kenya… Africa’s wildlife capital is live and it rocks…
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remortgages? need help please
Hi there i am new to all this an would like some advice on what to do, my opartner and i took out a mortgage with GMAC (now Advantage morgan & stanley) interest free( only thing we could afford at the time) 2 years ago at an interest rate of 6% but the fixed term in now endin in Jan 09. our credits are not very good as…
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L&G Complaint Upheld but Need Help Please
OK I'll try to keep this as short as possible. March 1993 - Bought our first home, we were aged 21. We were told we would be mad to take a repayment mortgage as it would only guarantee to pay off the mortgage whereas the interest only with endowment would pay off the mortgage and provide a surplus of approximately £75K.…
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Moving abroad and letting out my house
Hello all, In around 10 months time I am planning on doing some travelling for 12months. I currently have a mortgage, but in the current climate see it more sensible to let out my property rather than sell it. Where do I get information regarding the letting process, any insurance/mortgage changes and also who would I get…
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mortgage express
my 2 year fixed rate buy to let with mortgage express ends in december , i am currently on a 4.99 fixed rate deal. i currently pay £365 month , the property cost £105,000 and i think i paid approx 18% deposit, what are my options? does anyone know what there standard varible rate is and any ideas on any other deals out…
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remortgage help!
we bought our house in March 2007 for 107950 with a deposit of 5000. the house was on the market at 114950 and we got them down to the puschase price. we got ourmortgage with GMAC RFC, who subsequently sold it to Mortgage Agenct No 5 Ltd. we are interest onlypayingt 557.98 permonth. which is interest only. we took out a…
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Arrangement fees ..... extortionate....
I am looking to change the deal I am on currently with the same lender and also for the same amount of mortgage as my special deal comes to an end next month. I have to pay £1499 to do this and cannot believe how much these fees have risen in the last couple of years. How can they justify this really?? Talk about kicking…
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Fixed Or Tracker Need To Make Quick Decision
hi my current 2 year fixed runs out at the end of the month i was set on staying with c&g for a 2 year fixed at 6.08% with no fee this was best around at the time i chose but have not sent confirmation back as was waiting to see what rates did. Now they have dropped i am confused!! Should I take a tracker???? Advise please.
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Is it a good idea to change or stick
Hi, I have a current mortgage for about £78,000 but am unsure what to do at the mo. I am currently in debt management with payplan and therefore have a very high interest mortgage - about 10% and it is based on the LIBOR rate. Since buying I have now got about £20,000 equity but have another 18 months tied in to my…
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Help with remortgaging advice please
Im only young and not very knowledgable about mortgages but ours is up on the 1st March 2009 after being on a 2 year fixed interest only paying 523.00 a month.The mortgage is for 126,000 pounds over 30 years but we were given 20,000 pounds as a present the other day from a relative.Do we put that into the mortgage now…
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endowment advice needed please....
hi im looking for advice on whether i should keep my endowment going or not.... back in 1998 i got my first mortgage and it was an endowment one , having paid into for the first three years i received a letter saying there was going to be a shortfall so i changed to re payment mortgage. A mate of mine told me if i could…
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Best Available
i have a meeting with mortgage advisor this week. bearing in mind that i was only discharged from a bankruptcy on the 02/10/08 with a deposit of approx £38,500 and a reserve pot to pay for any charges. what is the best available mortgage i can expect. i am 41 years old and i have a guaranteed lump sum of £62,000 on…
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Obtaining a mortgage with high LTV
I'm currently racking my brains to find a way of remortgaging my 5.25% fixed rate deal. I would rather bite my own arm off than pay 7% SVR when the base rate is 4.5% The facts are: Outstanding mortgage £130k House value around £130-140k Therefore 100% LTV near as damnit. Obviously not ideal. No substantial savings In my…
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Will repossession happen?
Hi all, just a bit of advise needed. <<DEEP BREATH>> we have had a letter yesterday, we are being taken to court for repossession. On the letter it states that there are £2168.00 arrears. Since then £600.00 has been paid and another £800.00 will be paid before the court date 5.11.08. This has come about as myself and my…
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Attitude to Risk - ????
Hi, Well done to all who have been awarded compensation re endowment mis-selling... you've inspired me to have go! I now have my questionnaire from the firm who are investigating my complaint. There is a section on the form asking for my 'attitude to risk' - what sort of answer are they looking for? Not sure what to…
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Inflation Calculator
i know this might be in the wrong place but i have just been trying to use the inflation calculator on the BBC site ,i went to click CALCULATE & it doesn't want to work. any sudjestions here please? also please feel free to move this thread to the right place. thanks
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Best Rate with no arrangement fee?(remortgage)
Hello, Can anyone help find a remortgage with a good fixed rate and no arrangement fee? Currently our mortgage is with RBS and our fixed rate has just ended. They have offered us 2yr variable at 1.54 above the base rate. We owe just short of 60k and current payments are £595,we are open to options and are willing to pay…
