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Mortgages & endowments
Archives for March 2007
Discussion List
Property valuation clarification
Hi. Can I confirm that the valuation/survey of a property is always conducted by the mortgage lender's appointed surveyor, regardless of whether the mortgage application is submitted directly to the lender or via a broker? Thank you, Danny
Why such variation in "legal fees"?
Hi everyone. I've been searching and costing-up mortgages - I'm a first-time buyer. I've found the breakdown of details provided by Charcol Online most helpful. But I've seen huge variation in the "legal fees" from one mortgage to another - sometimes as low as £150, sometimes as high as £400. These fees are described as:…
quick bit of info on Standard Life shortfall please
We have 3 Standard Life endowment policies all due to finish along with our Halifax mortgage in 24 months, we have one amber alert and 2 red ones. A few people that we have spoken to have said that SL seem to paint a very gloomy picture and when the finishing time arrives the payout is pretty good, maybe even quite close…
should i add secured loans to mortgage
hi everyone what an amazing forum this is would like some help please here is a breakdown of my circumstances all are with halifax mortgage 2yr fixed ends in sept current term 22yrs ballance £26627.22 monthly payment £176.78 loan (a) term left 8yrs balance £8018.28 monthly payment £128.31 loan (b) term left 18 yrs balance…
A bit of advice on remortgaging please!
Hi all I am going to see a local mortgage adviser, but thought I'd pop on here first to get some more opinions. We currently have a 25 year mortgage with Intelligent Finance which we took out in June 2005. It comes to the end of it's 2 year tracker period (0.49 above BofE) and enters it's variable rate in June 2007. We (my…
Mortgage approved, then more questions. Is it normal?
I applied for an Abbey mortgage via broker. Initially, she said all was ok and we even got as far as getting the survey report. There were no major problems, so the next stage should have been the mortgage offer. However, they are now asking for further details... - proof or availability of funds for deposit - proof of…
Building Society late payment fee
Our mortgage is with Newcastle Buiding Society, which was previously Nationwide. Last month we were sent a load of information giving new account numbers etc and was a general welcome letter. This month, I was expecting our mortgage to come out on the 6th as it has every other month, but received a letter saying they tried…
I Owe Unlisenced Loan Sharks What To Do
How to be mortgage free after 8 years
Whether to Pay Off Mortgage or not.
Pay off your mortgage in 2 yrs - Episode 3
FREE MONEY! and other incentives...
Do you have an offset, flexible or current account mortgage?
Help with site please!!
Credit card loophole effects on credit rating?
Virgin one account
Credit search - no result
Hello, Just ran my OH's experian credit search and it came back saying that they could not process it as they do not have sufficient info on him. They have asked him to send in proof of address and identity. I guess this is because he has not been on electoral roll at present or past address. What do we do now? We are…
Selling Endowment - Integrity
I am looking at selling my endowment and the best offer that I have received is from a company called Integrity. I don't believe that they are a member of APMM. Before I go ahead with this, can anyone give me feedback on this company ?
100% mortgage and let current home or?
We are very luckily mortgage free at the moment. House possibly worth in region of £250,000 maybe a bit more as 2 doors away went for £275,000. 2 bed terrace and getting too small for family. However 3 bed houses in good school catchment area are £500,000. So we are a bit stuck. So other than using sale of current house…
The Mortgage Advisory Centre (edinburgh)
Hi there , don't know if anyone can help can but try. I am currently helping my father with a mis-selling claim with a Standard Life policy sold to him by The Mortgage Advisory Centre ( Edinburgh) in 1991. As well as a shortfall , he was sold an endowment running until he was 72. The claim was started 4 years ago, we first…
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