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Can you put mortgage/property in company name?
My brother and I have a residential mortgage on a property and for various reasons would like to change the name of the owners of the property to our company name. Is this possible and does it necessitate changing the mortgage details too...? Thanks if you can help.. :think:
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Natwest remortgage £250 if can't they beat your old quote
Natwest will give you £250 if the can't beat your current deal with Halifax, Abbey, Lloyds TSB or C and G when it ends Go to http://www.natwestoffers.com/mortgages/index.aspx
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When do I start looking for remortgage deals?
Current mortgage arrangements are coming to an end on 6th December. All with Abbey, 90k interest only + 20k repayment, 1% above base from December, currently discounted by 1.1% (effectively 0.1 below BofE). Further 60k repayment on lifetime tracker at Base + 1%. House value 285k. Abbey will not offer me all deals, "new…
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Mortgage/Gen advice needed, logical brain has taken a jolly after birth, I think...
Good afternoon folks! I hope that you can help me...I used to be really on the ball with this kinda stuff having worked in mortgages/savings a few years ago, but since the birth of daughter 12 wks ago, I really don't have any energy for proper logical financial thought, which I could do with as I'm a stay-at-home-mum now…
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Bank of England hold rate
No suprises there, but the MPC have voted to maintain the Bank of England rate at 4.5%.
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Pay off mortgage or invest/save????
Help! :confused: Is it best to pay a large amount off a mortgage or invest in ISA's etc and leave mortgage as is? Mortgage is flexi so no penalties for overpayments etc. Thanks :D
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Endowment red letter day
I'll start at the beginning, OH and I bought our first and only home in march 1993. It was a brand new housing development,with financial advisor on site ready to arrange mortgages etc.. Anyway took up offer of endowment mortgage and moved in at end of march 1993. Origional policy started at that point. Target amount…
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Endowment Query regarding Time line for complaints
Hi There, I am not sure is this is the right place to post this, But I also have a query (well my parents). My parents took out an Endowment policy with the Prudential in 1986/7 and obtain letters stating they would have a short fall. Currently my parents have done nothing about this (kinda put there head in the sand), I…
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Buy To Let Help
I currently own one property which I rent out and am currently living at home with parents. I have a buy to let mortgage with the west bromwich which is on a 2 year discount of 0.5% which is coming o the end of the discount period. I am looking at remortgage for a low interest rate my current rate is 6% and will increase…
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Quick question about daily/monthly interest
Hi, I wonder if someone could give me a nice concise answer on the following: Direct Line have 5 year fixed at 4.79%, my monthly payments would be £458. Interest is calculated daily. They allow overpayments, but the minimum overpayment is £200, but it taken off the loan amount immediately. This mortgage is not portable.…
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Advice paying off mortgage early
I've (me & hubbie) have around 12.5 years left to pay on mortgage. Is it better to put £100-£200 into savings or a tessa or isa a month or put towards overpaying on mortgage. We have mortgage with Standard Life "Freestyle" and are currently on a fixed until 2008. No other savings apart from hol and emergencies. (around…
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Endowment misselling query
Earlier this year my husband and I put in 2 claims for misselling to the Prudential. We got a very quick offer reply (£1124) to the first but have only just received an offer for the second. However also in the post was an "amber alert" letter advising that the first policy had a projected shortfall of £2325 at 4%, £1025…
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I'm confused (woolwich offset mortgage)
Hello, I recently wrote about losing my husband and,having a large amount of insurance paid out . For temporary measures ,I have offset the mortgage with the necessary amount .Do I still need to pay my monthly payments though? I am confused enough as it is but this really confuses me . I am almost convinced to pay the…
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Short term mortgage
Hi, I am 55 years of age and currently receive a moderate private pension. I currently own a house valued approx £130,000 (mortgage is now paid off). I am trying to sell this house and may have to drop it's price slightly for a quick sale. I am urgently wanting to purchase a house in another area for approx £140,000. I…
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2 year fixed rate mortgage - what now?
Can some one please explain what happens at the end of a fixed term of 2 years on a repayment mortgage? The interest rate was about 4% when the mortgage was taken out - fixed for 2 years. What I don't understand is, what happens after that? Does the interest rate change to a variable rate and I stick with my present…
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Adding spouse to the mortgage and deeds
Hi, I currently own a 2 bedroom flat and have £135,000 mortgage. When I bought the property, my wife did not meet the necessary residency requirements to be on the mortgage, thus I had to make an single application. As my wife now holds a UK passport, I would very much like to add her to both the mortgage and the deeds,…
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Remortgage query
I will be coming to the end of my 2 fixed rate mortgage (Bank of ireland) at the end of this year. At the time I took the mortgage i was a PAYE employee, now I am self employed on an apparently very small primary income. Is it likely that if I took out another fixed rate mortgage with the BoI when the first expires, I…
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UK morgage lenders who lend money to buy a property aboard
I'd like to buy a small flat in France - does anyone know of a UK morgage lender who will lend you money to buy abroad?
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Can I easily change mortgage lenders?
This may seem a simple question, but I'm not really sure where to go/start. I moved 18 months ago. I have a self-cert mortgage for £105,000 on a £160,000 property. At the time of moving (leaving an ex-partner and he bought me out of my old property), I had a satisfied CCJ of £400 and a defaulted credit card of £500 (now…
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1st time buyer Mortgage question
Hiya Please help!! A bit of background first:My partner and I have approx £20k of unsecured debt between us, the repayments about £600 per month. I earn £13,300 basic, he earns £15,600 basic but we both earn commission on top. We are in the very fortunate position that a relative of my partners wants to give us £150k that…
