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Mortgage calculators?
My fixed rate mortgage ends Sept 2005. Any1 know of a calculator to work out the future balance. I. E. how much I will owe by that time?
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Help
Hi, Does anyone know of any links where i can either download or send off for some information to read about mortgages. My boyfriend and myself are hoping to buy a place togther this year and i was hoping to find some information to read so i know what a mortgage etc includes. Any help would be great. :)
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help required!
Hi, does anyone know of any decent mortgage lenders who will lend to a graduate on a probtionary period. My sister is doing her probationary year in a secondary school but as yet has no contract of employment for the following year (these posts have not been advertised yet). She is certain that she will definitely get a…
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Spanish re-mortgage
Hi, I am curently trying to switch my mortgage provider in spain. I am wanting to change to an interest only mortgage and have contacted Conti Financial Services, as they are the only people I can find who can offer intest only mortgages in spain. The problem I have is that the estimated cost of switching the mortgage is…
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Raising deposit for new place against let flat..?
Hello, Situation as follows... I own two flats - one which I used to live in and now rent out, and my current home. My girfriend also owns her own flat. We would like to buy a place of our own, but would ideally like to keep the flats to rent out. I have £110K of equity in flat 1, and £130K in flat 2. My girfriend has…
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Using Student Loan to pay off mortgage?
Mr Penny-Wise will be at Uni for the next 3.5 years. At the moment his student loans & grants (about £5100 a year) are going into a couple of ISAs, as we can just about manage on my wage, and we will only have to dip into them in an emergency (we got the loans just so we could gain interest on them). If no emergency…
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£90000 mortgage on a £15000 salary
Is there anyway I can get a mortgage for £90000 on my salary of £15000. I will have a deposit of about £20000. Any help much appreciated! ;)
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When is the Best Time to Overpay a Mortgage
I posted a thread back in January about remortgaging. Thanks for the response. My next question is is there a right time to overpay the mortgage? I'm asking because I took out my first mortgage in June of last year and I am thinking of remortgaging already. Trouble is I don't know if I should overpay on my current mortgage…
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New Mortgage
My son is looking to a buy his first home for approx £115.000 and take out a mortgage for approx. £60,000. I have looked on various sites and Coventry Building Society are offering a Flexi rate mortgage - currrently 4.99% (guaranteed to be no more than Standard Variable Rate for term of mortgage) Your opinion as to whether…
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Mortage company problem!
Apologies if this is entirely inappropriate, but I am struggling to know who to turn to in this matter. I have tried in a couple of forums to no avail and scouring the web is yielding equally otiose results. I feel there is only one to start this, so I will tell the story: On the 1st of September 2003, I and a friend took…
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Mortgage for students
Hi I am looking into going to university in October (if I can get a place confirmed in good enough time). My situation is that I live in a cheaper part of the UK, and have been lucky enough to pay my mortgage off. My house is too far from any university, so in order to do the degree I will have to move. I really want to…
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Better off overpaying mortgage or saving?
I am a standard taxpayer with a mortgage fixed at 4.39% and am overpaying by quite a lot each month Interest rates have since risen, so am I better off overpaying it or investing the money I am overpaying? If so, what rate of interest on my savings would I have to earn gross or nett to move the overpayments into savings?…
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Spanish Mortgage
I am buying a property in Spain,a small mortgage,and I have been offered 3.25 %,should I take it,I could use my savings and be mortgage free or I could take it and use my savings,any suggestions
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To Pay or not to Repay
my brother has an endowment mort; its in the red like so many others, due to a windfall he has the cash to pay it off now completely. admittedly is only has five more years to run but would this be the best thing to do i wonder? its only £47k in total.
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mortgage redemption figure query
Hope someone can help with this. I am due to redeem my current mortgage on Monday and remortgage with a different company. Today I received a mortgage statement detailing that the amount owed at the end of January was £36149.46. I also got a letter from my current lender and also copied to my solicitor stating that the…
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Endowment Shortfalls
We took out an endowment mortgage 15 years ago of £45,000 along with loads of other people and unfortunately we are now estimated an £18,000 shortfall. I saw an advertisement on the TV yesterday for a company called Claim2Gain and it said to contact them and they would try to get you compensation for the shortfall. Is this…
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Using overdraft to overpay mortgage
I wonder if anyone could tell me whether this makes sense. My new mortgage (4.95% fixed for 5 years) allows overpayments of £500 per month. I am rarely overdrawn but if I were HSBC would charge me 14.8% for the pleasure. If I were to overpay my £79,500 mortgage by £500 per month I calculate that I would knock 13.9 years…
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nationwide mortgages
hi all we have had a nationwide morgage for about 10 years. i want to look around for a better deal but hubby wont let me cause he thinks we should stay with nationwide cause they will eventually change to a bank and we will get a windfall! Is this right? Also is it a good idea to get the kids some bank accounts there?
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Flex BTL Mortgage with Cheque Book & less that 6% Rate?
Any Flexible Buy to Let Mortgage with Current Account Cheque Book and less than 6% Mortgage Rate?
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Forums for Mortgage advisers
Anyone recommend some good sites which have forums for mortgage/insurance advisers?? I've found two so far but they aren't very busy so haven't been much use. Looking for forms with views on regulation, authorisation, networks etc. Thanks for any help
