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MoneySaving mums

Archives for July 2015

How would you feel about your child getting an unboxed gift?
My son has 2 cousins, a brother and sister who are the niece and nephew of my ex husband and who live 3 hours away. They are all a similar age and I want to keep as much contact between them as possible. I always send them presents for their birthday and Christmas if we aren't going to see them in person and I find the…
Baby just will not settle
Our 5 week and 5 day old baby just will not settle at night. We never are able to get her off to sleep until the early hours . By this time we are both shattered plus I have to go to work at 7 am in the mornings. We have tried infacol, cow and gate comfort and gaviscon infant but it is not working. Also we have tried gripe…
baby sites that help with cost saving
Hello, in October I will be the proud(est!) granny of twin girls! I am a keen MSE user and will be keeping an eye on this forum for mums. I have provided a fairly random list of baby clubs/baby sites for my daughter where she can get newsletters, coupons and freebies. There seems to be plenty, doing just a Google search,…
Advice Increasing Childcare and Debt
Hi all, Sorry if this is not the right area to post in but I need some advice and guidance. Partner and I both work and we have fairly decent jobs that offer long term careers however we are struggling to pay to keep our rented house going, pay for childcare and pay of debts.... I'm Stuck. I currently pay £750 per month on…
How do you Mums budget?
I'm pretty new to this forum and I'm feeling really motivated by other people's success stories and all the encouraging posts on how to make your money go further. I have a little bit of a complicated situation and I'm constantly trying to plan for the future without really knowing what that is going to be - but who does,…
Uni mother and working? Selfish?
Hi Sorry if I am posting in the wrong part, but unsure what other section to post this in. I am a single 19 year old mum to a 7 month old boy, father is not involved (his choice) I continued with uni through my pregnancy and returned a month after I had him, I study law and have 3 years left (as of September) I still live…
Elderly frail parents
I am hopefully after some advice as to what help is available. My father has a severe urine infection and is in hospital. He had a bad fall and at the best of times is unsteady on his feet. The crisis care team have been and have sent out a few items. Raised seat cushion, walker and toilet seat. They will assess the house…
Staffing Needs
My brother has been thinking of getting some extra hands for the Christmas to pick up calls for her catering business. Just 2 to 3 persons working 2 shifts. Does anyone know where it is possible to find such help in NJ?
Childcare vouchers: fees and reviews of providers
It proves very difficult to find online any information on the fees charged by the childcare vouher scheme operators. Anyone who uses them, can you indicate what % is charged b your voucher company? I suspect it varies withthe size of the employer etc. but a ball-park figure would be a good start. Also, if anyone has ha…
Paying for daughter's dance classes
I'm asking on behalf of a friend who is a mum, and needs some help from people who might know of an avenue which might offer some assistance. Mums seem good at knowing that sort of thing! In a nutshell, my friend and her now 14 year old daughter fled her violent marriage a few years ago. Dad pays £3 maintenance a week, but…
It's all going a bit wrong (and son has Aspergers).
Up until recently, life was going rather well. O was employing 2 people (I own and run an Eco-friendly cleaning company) and i was working 3 days a week, and money was on the better side of OK. I had my children in school full time and things were going OK. But things have changed and i am a bit lost and confused about…
court order - child maintenance
p { margin-bottom: 0.25cm; line-height: 120%; } I am writing on behalf of my partner. She obtained a court order on 26/3/2012 for child maintenance for her ex husband. However after all this time all she managed to get was 12 payments out of him.Been dragging on etc. We feel he is in breach of the order. He does nothing to…
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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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