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MoneySaving polls

Archives for January 2013

Real-life MMD: I got £400 for finding someone a job, should I give them half?
Money Moral Dilemma: I got £400 for finding someone a job, should I give them half? My employer runs a scheme where if someone you refer gets a job, you receive £400. I recently referred a friend looking for a higher salary and, happily, she got the job and she now earns an extra £300pcm. She seems to think the £400 will…
The BBC
Do the BBC think the public are stupid? I just turned on and saw exactly the same Countryfile program that was was on the same time last week.
Are you good with money?
Poll started 29 Jan 2013 How do you fare with money? There are two core skills, how good are you at them· Budgeting – personal money management and spending within your means. Product skills – regularly switching so you're with the best buys and not overpaying for products. Vote in this week's poll Did you vote? Why did…
Real-life MMD: Should I sneakily keep some of ex's deposit for cleaning?
Money Moral Dilemma: Should I sneakily keep some of ex's deposit for cleaning? When I moved in with my partner, we split the £800 deposit. When she moved out, we agreed we'd sort out monies owed once I finally left and the deposit was returned. I've just got the £800 back, and my ex has forgotten how much we put in and…
Have you done your Christmas shopping yet?
Poll started 22 Jan 2013 The January sales are perhaps the cheapest time of year to do Christmas shopping – so have you been out buying presents and decorations? Which of the options is closest to your situation? Vote in this week's poll Did you vote? Why did you pick that option? Are you surprised at the results so far?…
The Great 'Great Hunt' Hunt
Great 'Great Hunt' Hunt Each week, we seek to tap MoneySavers' collective knowledge on a wealth of different topics - from 'disguised own brands' to 'how to talk to kids about debt', or 'smell-alike perfumes'. So this week, we thought it's only fair to ask which topics YOU want to explore. View all past Great Hunts…
Should I ask my Dad for the inheritance I'm owed?
Money Moral Dilemma: Should I ask my Dad for the inheritance I'm owed? I inherited £5,000 about 10 years ago. My parents told me they had invested it in a property that, when sold, would double the money and I could have it at 25. I'm now 26 and have found a house I want to buy, but am £5k short on the deposit. My dad's…
Real-life MMD: Should I keep paying postage shortfalls?
Money Moral Dilemma: Should I keep paying postage shortfalls? This Christmas and on previous birthdays, I've often received cards or mail with insufficient postage paid and had to pay Royal Mail to re-deliver it, without knowing what I might be receiving. Should I let the senders know this is happening, or does it look…
What would you do?
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How do you split the bill?
Poll started 15 Jan 2013 If you eat out with friends, how do you split the bill when it comes to paying? Vote in this week's poll Did you vote? Why did you pick that option? Are you surprised at the results so far? Have your say below. To see the results from last time, click this
How do I post a poll?
Sorry ignore this. I figured it out xxx
Parcel delivery firms: who are the best and worst?
Poll started 8 Jan 2013 As internet shopping grows, parcel delivery is becoming a regular part of our lives. Yet complaints range from no-shows to “they threw the goods over the fence” or “they lied that we weren't in.” So we want to find out who are the good guys and who are the cowboys. Please rate your overall…
Real-life MMD: Should I confront my indebted sister?
Money Moral Dilemma: Should I confront my indebted sister? I recently read a letter from HMRC to my sister and discovered she's in a lot of debt. I've raised suspicions before, and she denied being in financial straits, though I remained worried. I know it's not really my business, but she lives with my widowed and retired…
Real-life MMD: Should we pay to shrink our garden?
Money Moral Dilemma: Should we pay to shrink our garden? We've just bought a house and moved in. Last weekend, our new neighbour came around and apologetically explained she'd just found out the garden fence is in the wrong place (and has been for years). Moving it will mean we lose a portion of our garden. We've checked…
When did you last switch energy provider?
Poll started 2 Jan 2013 Gas and electricity bills are on the rise. All the big six providers have hiked prices (or are about to) by about 10%. The market is meant to be competitive, but have you taken advantage? If not, read the Cheap Gas & Electricity guide. When did you last switch energy provider? Vote in this week's…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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