Are you good with money?

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Poll started 29 Jan 2013
How do you fare with money? There are two core skills, how good are you at them·
Budgeting – personal money management and spending within your means.
Product skills – regularly switching so you're with the best buys and not overpaying for products.
Did you vote? Why did you pick that option? Are you surprised at the results so far? Have your say below. To see the results from last time, click this
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It would have been a good idea to give these definitions (particularly the product one) in the poll question. I said that I was "good with products" without really knowing what on earth it was getting at! I'm good at using shampoo - that's a product! Anyway, fortunately I'm also good at financial products so my answer still stands.
My vote:
Ok with products. I tend to stay with what I know and where I'm safe and getting an extra 0.2% interest isn't important.
Good with budgeting: I don't get nasty surprises and I'll eat a can of cheap spaghetti rings a day for a month if I have to.
I will often give more money voluntarily.
I will always ensure any trades people get a good days wage out of me - why should thier family have to struggle just so as I can get a greedy baragin price, it would be immoral of me?
On holiday in Turkey I pay extra for things like veg from a nice little market stall guy. He has a short season and I know lives a very meagre existence. Cannot stand the 'big man' westerner showing off at how great he is at haggling with poor peasants.