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MoneySaving polls
Archives for January 2010
Discussion List
Money Moral Dilemma: Would you replace the shoes?
Here's this week's hypothetical situation for you to cogitate on: Would you replace the shoes? You rush to get on an overcrowded train before the doors close to get to work. There's a woman in front of you, and you step on her foot, leaving the shoe to fall onto the rails. She blames you and asks if you'll buy her new…
'Did you get a pay rise or cut in 2009?' poll discussion
Poll between 26 January - 1 February 2010: Did you get a pay rise or cut in 2009? The Chancellor’s been quoted as saying public sector workers may face pay cuts in 2010 as many private sector works have. Which is closest to what happened to you in 2009? A. Private Sector Employee: Pay was cut - 8% (1332 votes) B. Private…
MONEY MORAL DILEMMA: Would you give debt collectors someone's address?
Here's this week's hypothetical situation for you to cogitate on: Would you give debt collectors someone's address? You've just moved into a new rental property, and note a steam of debt letters for the previous tenant, threatening legal action from utility companies, parking tickets and more. You're worried bailiffs may…
'Have you booked your summer hols?' poll discussion
Poll between 18-26 Jan 2010: Have you booked your summer hols? If you’re planning a getaway this summer, when do you book? Which of these is closest to your situation? A. Family with kids - already booked - 15% (2170 votes) B. Family with kids - in the process of booking/within next few weeks - 9% (1326 votes) C. Family…
MONEY MORAL DILEMMA: Should Monica and Chandler not pay their wedding planner?
Here's this week's hypothetical situation for you to cogitate on: Should Monica and Chandler not pay their wedding planner? Monica and Chandler have hired a wedding planner for the lump sum of £800. But their wedding day is a series of disasters, with the wrong flowers being delivered, the cake being late and the food…
'Does early pay in December help or hurt?' poll discussion
Poll Started 11 January 2009: Does early pay in December help or hurt? Many employers pay staff earlier in December so money is in their accounts in time for Christmas. Yet this means the normal monthly salary needs to stretch over a longer period, and with Christmas and January sales it's a particularly high spend time.…
'Should married couples get a tax break?' poll discussion
Poll between 05-11 Jan 2010: Should married couples get a tax break? It's hit the political headlines, but is it right for the tax system to reward the institution of marriage? Which of these is closest to your view? A. Yes. Marriage should be rewarded. - 66% (14364 votes) B. No. Though stable relationships, married or…
Money Moral Dilemma: Should Naomi fire Annie?
Here's this week's hypothetical situation for you to cogitate on: Should Naomi fire Annie? Naomi is the editor of a successful magazine - her long time friend Annie is a talented jobless writer, who's just got divorced and currently has some major health issues - so to help she hires her. Yet after a few weeks it's all…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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