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MoneySaving polls
Archives for May 2007
Discussion List
Should the state pension be fully means tested?
Poll Title: Poll Started 29 May 2007. Should the state pension be fully means tested? Most single people above pensionable age who've paid the right National Insurance contributions are entitled to at least £87.30 from the State. This means even multi-millionaires receive it. Which of these deliberately stark choices is…
MONEY MORAL DILEMMA: Should Handy Andy ask Carol and Laurence for more money?
Here's this week's hypothetical situation for you to cogitate on: Should Handy Andy ask Carol and Laurence for more money? Builder and decorator Andy has been helping Carol & Laurence do up the run down house they bought as their new family home.!As they're good friends he's been doing it at mates' rates to give them a leg…
Money maths - how good are you? Poll discussion
Money maths - how good are you? This is a repeat of a poll I did back in 2005, to see how good you are at figuring out a basic, but not straightforward money sum. Which of the following gives the best return? (correct answer in next week's e-mail) The stockmarket.... A. rises 5% a year for 4 years then drops 5% a year for…
MONEY MORAL DILEMMA: Should Jordan take her kit off for cash?
Here's this week's hypothetical situation for you to cogitate on: Should Jordan take her kit off for cash? Jordan is a 24 year old primary school teacher with debt coming out of her ears.!A friend she trusts has asked her to do a one-off glamour shoot for a men's magazine that involves full frontal nudity.!This isn't…
Would you go for short term cash?
Poll Started 15 May 2007: Would you go for short term cash? Imagine you've just won a bank's competition (hopefully without having to dial a premium rate!). You're offered a choice of prizes all with a cast iron guarantee that it'll be paid out. Which of the following options would you pick? A. £100 in cash now B. £150…
MONEY MORAL DILEMMA: Should Hilary buy Chelsea's fags for her?
Here's this week's hypothetical situation for you to cogitate on: Should Hilary buy Chelsea's fags for her? Hilary is nipping off to Spain for a long weekend; her daughter Chelsea wants her to buy 40 packets of cigarettes as they're a fraction of the price over there and she'll save serious cash. Yet Hilary hates smoking…
Would a change in government change your finances?
Would a change in government change your finances? This isn't about party politics, it's about whether any party in power really changes things for your pocket, regardless of whether that change is good or bad. Which of these is closest to your view? A. No difference. It's all the same just in different colours. B. Limited…
MONEY MORAL DILEMMA: Should Victor use his local pharmacist?
Here's this week's hypothetical situation for you to cogitate on: Should Victor use his local pharmacist? Victor's a pensioner, who often needs over the counter medication. His local pharmacist is much more expensive than the supermarket he uses that's a few miles away. Yet there's been an article in the local paper saying…
What could you live without?
Poll Title: Poll Started 1 May 2007: What could you live without? If money were tight and you had to live without one of the following 'necessities' of a modern lifestyle...which would you choose? A. TV B. Mobile Phone C. Internet/computer D. Foreign holiday Click reply to discuss or vote here.
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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