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Moved: Applying for universal when working your notice - redundancy
This discussion has been moved.
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Will a BBL affect my ability to get a business loan for separate compqny
Hi everyone, I hope you're all staying safe. I just wanted to get some advice/clarification on whether I would be able to take out a simple a business loan for a separate company (not in existence yet) even though I have received a bounce back loan for one of my companies.
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Provident settlement
I have received a settlement figure from provident for miss selling loan. I am happy with the figure but they have deducted 20% for income tax. Can i reclaim this as a basic rate tax payer Thanks in advance
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Moved: Student Loan Debt Issue
This discussion has been moved.
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Guarantor Loans
I found out last year that my sister had stood guarantor in 2018 for a £10,000 loan for a work colleague. I have now found out she has done it again for the first persons daughter when a letter from the second lenders solicitor turned up today calling in the debt. I am back at the house during lockdown and what was helping…
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Amigo Loan - death of Guarantor
Hi, A while ago my mother in law approached Amigo to try to claim a refund based on the loan being mis sold - she was the guarantor and had been making the majority of the £240 a month payments. Amigo contacted her to say that things were being looked into. However shortly after she passed away suddenly. A couple of days…
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Financing home improvements
I’m moving house in a couple of months. First time buyer. 85% mortgage with Santander. The house I’m buying needs quite a lot of work done doing and probably an extension. Looking at around £50k for an extension. I wondered what my options were for financing this, having so recently taken out a mortgage. I have a decent…
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Car finance help
Hi all, Just looking for some advice for future. My car is financed, my partner lost his job in the pandemic so my account is under forbearance until January (the finance company and myself agreed 1 months payment holiday and 2 months of half payments). Whilst we was working this payment out they informed me my account was…
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Family Loan
This discussion was created from comments split from: Family Loan.
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Amigo Guarantor loan dilemma. How to proceed.
A good friend of mine was in financial trouble and needed money to pay debts and pay for his daughters wedding. As I have known him for many years and was a great friend I reluctantly, and secretively just between him and me, became a guarantor via Amigo loans - for a large 5 figure loan. This was back in early 2018. Then…
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Bridging Loans
We are selling our house and put an offer on our dream house for £260,000 however we are a week from getting a moving date and our buyers buyer has gone silent and is not communicating. We don’t want to lose our dream house so have thought of getting a bridge loan... Does anybody know which providers on the internet are…
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Payment plan suspended
HI all, I was just about to take out a payment plan with Hitachi Capital through Bupa to pay for my daughters dental care and I have been told that finance is no longer offered and I must pay in full. I can't seem to see anything on this when I search on Hitachi or Bupa and wondered if anyone else had come across anything…
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Secured Loan
Hi, I have recently purchased my first house on 19th September. I paid £132,000 and put down 15% as a deposit. The house needs a full renovation but is perfectly okay to live in. My question is now I have been in a couple of months and all my outgoings are sorted I can comfortably save £200/£300 a month. Instead of saving…
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Santander loan offer - is this responsible lending!?
I used a comparison site to see what my options were for getting a loan for a car. I was looking to borrow £20,000 over 5 years and Santander offered the best rate, I think it was via a sub brand called Cazoo or something? The advertised rate was less than 3% so I went for it and applied, two days later I got the email to…
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Car finance
I have been made redundant , I have a car finance out with Ford! Is there anything I can do to reduce the loan payments?
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Tsb loans
Hi. Ill be looking for a loan in the near future and tsb has me matched the best through my credit club account at 80% acceptance. I have been on their site and completed the section which gives you you're personal loan rate, which is higher than their lowest available rate but that's to be expected. I was just wondering…
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Student loan refund - how long does it take?
Hi, I called student loans about a refund for overpayments made. The lady I spoke with said that it would all be passed to HMRC and they would confirm and process the refund. This was nearly a month ago and I havent heard anything. Can anyone say how long it took for them to get a refund? What's normal? Thank you :)
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Payday loan - money boat
Can I stop a loan company from flagging up on my credit file if I cancel it within 14 days?
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Money boat
Can anyone help? I am wanting to know if money boat use Experian when you get a loan from them.
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Deferred loan agreement for care home fees
Hi, I am trying to sort out funding for my mothers long term care. The Social services are not being very helpful with different people contradicting each other. My Mum owns her own home and we are happy to sell it to pay for her care.They have told us not to put it up for sale untill they say we can but are dragging there…
