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Reclaim loans
Could you tell me how can reclaim for guarantor loan i have loan with amigo from 2018 and I paid off this July 2020. How can I reclaim? Where i can get the link? Any one can help me out ???
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Why do I have 0% eligibility for a loan/ balance transfer?
The eligibility calculator gives me 0% likely eligibility for all loans and balance tranfers (except the ultra high interest ones). I have a 20k full-time salary, £440 rent in a house I've lived in for 8 years and I'm single with 0 dependants, so a 5k-7.5k loan would be very affordable to me. Although This would be to pay…
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Early settlement
Hi there, I recently contacted PRA Group with whom I have an old Lloyd’s Debt which now stands at £1050. It was around £3500. I am paying them £20 per month. I have had this debt for many years. I recently asked for an early settlement figure as I have inherited some money and want to clear my debts. The figure they gave…
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Credit agreements
A few weeks ago I posted about a 14 year old loan which Has been re sold on a few times. I contacted the company using a template that said they had to provide a credit agreement within 12 working days. It's been 15 working days and have received or heard nothing, what are my next steps?
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BBLS - My bank doesn't offer it!
Hi all, I am like many who seem to have fallen in between the cracks. My bank (Nationwide) doesn't offer the BBLS and no other bank/institute will let me apply. I didn't need the loan originally so held off for not wanting to get it for the sake of it, now feel like I am being punished. Does anyone have any information…
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Claim under Section 75?
I apologise if this post isn't in the correct forum but I'm not sure where it should go.Long story, short - I bought 3 sofas from DFS (delivered in July 2020). I originally paid £500 deposit on a Visa DEBIT card but the remainder was on finance (£3,625). They were (stupidly) bought online as the range are not stocked in…
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Interest free loan (price increased to cover interest)
This is happening at a dental practice which offers interest-free payment plans on treatment. The course of treatment costs £1000 which is offered to patients who pay without taking on a loan. If the patient wants to accept the interest-free offer, the cost is inflated by 10%. The patient is then offered an interest-free…
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Hsbc
Hi all I have applied yesterday with hsbc personal acount for bounce back loan I have sent the tax return from 2018 /2019 I have used my personal hsbc since 2017 for solo trader I have received an email after 1 hr with my id number Can some tell me what is the next step Do i have to ring them Thank you all
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Lending advice please
I am trying to raise funding quickly to pay a Trustee in Bankruptcy to release my husband and remain in our family home. I just wondered with finance applications, will lenders accept the reason I am asking for the funding, ie. will the application likely be successful? Thank you.
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Old style Student loan.
Hi, after some advice about old style student loan. So far I have been deferring the loan, but this year the threshold has gone down and now I will have to start paying. When I got the loan it was payable over 60 months. However there is now only 29 months left until the 25 year period is up. Erudio are now asking for all…
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Increasing existing loan
Hi. My wife has a loan with Halifax, been paying 2 years on it now, she has the option to increase the lending on it which would benefit us as the interest rate is lower on her quote than what I owe on my loan for consolidating. We would be borrowing about 3500 more but over a slightly longer period than what remains on…
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Looking to get a loan quickly, which should I get?
A little about my situation. I'm unemployed but looking to develop what I aim to be my full time business. I've never taken out a loan before but my funds are dwindling and I need to get a buffer so that I can work full time on this business instead of grabbing another job, and having less time. I feel that this would pay…
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StudentLoan_Erudio
1996 took a small student loan out for about £1,000, maybe £1,500. In 1999, although on NMW, repaid about £90pm for a few months then I changed jobs and assumed Wescot would contact me if they wanted any payments. This summer I applied to SFE for an OU degree but have been refused and informed, after contacting Wescot who…
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which loan should i pay a bit of money off from to save the most in interest
Hi, i have 2 loans both with hitachi and both at 9.9% apr. I have £2000 in cash i can use to pay a chunk off 1 of them which would i be best to pay off? loan 1 - 77 months left to pay at £66.01 per month (settlement today would cost £3835 and total left to pay if i keep going as is is £5083) loan 2 - 96 months left to pay…
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Charge on property
Help!..... I have recently found out that I have a small charge £1200 on my property....this originated in 2008 ccj...which I negotiated to pay back weekly this was paid in full after 18 months!...but the charge still exists to my horror!...I have tried to recover evidence but there isn’t any...it was 12 years ago!..also…
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BBL TSB Bounce Back Loan
Has anybody had a BBL from TSB, ours was granted 16th September and If so have they had it taken back off them and had their business account closed? This has happened to us and not been given a valid reason why....just wondering if anyone else had this happen to them?
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Furness building society loan discrepancy
Hi, please can I have some help and advise. In November 2004 my parents owned a flat above a commercial property they they also rented and owned a floristry business. The owner of the the shop offered the commercial property to my parents to buy as they already rented it. So they took out a Loan of £80,000 to buy the…
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Multiple Defaults Need Advice
Hi all, I am a long time reader and first time poster in need of some advice desperately. When I was young and a student I made some pretty stupid mistakes and ended up burying my head in the sand rather than try to deal with the problem. Recently I have been trying to sort my problems out as I do want to get a mortgage…
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Advice please
I’ve just started a mortgage in the last few weeks and now want to pay off my credit cards with a personal loan. Just checking that now I’ve got my mortgage in place, there is no issue with this? Thank you
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Unsecured personal loan chances
Hi all. Going to need an unsecured loan of £15k for home improvements. Checking my mobile app (Bank of Scotland), I’m good for a £20k loan over 7yrs with an interest of 13.9 my question before I pull the trigger and apply is, how likely am I to be approved, and do I believe the amount the app claims I can borrow (all my…
