We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Money boat
Options
Comments
-
Interest rate 255.5% pa (fixed) Representative 939.5% APRI don't care - would not touch them with your bargepole!
I take it one or more of the CRA's hold some bad stuff on you and you want to try someone else?0 -
At 939.5% apr I know things might be tough (as you wouldn't need a loan if they weren't), but please don't entertain a loan from Money Boat. Are there no other ways you could aquire the money? Family, friends etc...0
-
I know. I am waiting to complete on mortgage and stupidly took this to pay solicitor fees but now I am panicking incase it goes on my credit file and the lenders do another search before completion. The lender only use Experian.0
-
I might get banned for this but you are so s@u$i+ I can't believe it.
You pay your solicitors fees after you complete when everything has gone through.
You have every right to be worried.2 -
Your mortgage lender is the last of the adverse lenders who brokers use. They do not approve mortgages where recent PDLs have been taken out. Potentially your offer is now at risk of being withdrawn.
Mortgage started 2020, aiming to clear 31/12/2029.0 -
MovingForwards said:Your mortgage lender is the last of the adverse lenders who brokers use. They do not approve mortgages where recent PDLs have been taken out. Potentially your offer is now at risk of being withdrawn.0
-
jonesMUFCforever said:I might get banned for this but you are so s@u$i+ I can't believe it.
You pay your solicitors fees after you complete when everything has gone through.
You have every right to be worried.1 -
I've commented on one of your others as well, but will also say it here.
It's possible the search will still show even though you are withdrawing from the PDL.Mortgage started 2020, aiming to clear 31/12/2029.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards