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Loan taken out in my name/identity theft
Hi. My 21 year old daughter had her bank card and identity stolen last year and a loan was taken out in her name with Santander. She herself banks with Santander. She reported her bank card missing to the police and the bank. A crime reference number was allocated bt the police. But by the time she had reported the card…
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COVID loan break advice
Hi I was wandering for some advice if possible. I have a loan with natwest which due to covid I have had on a 3 month break. My wife was made redundant so I have the option to extend it by 3 months. This would make our lives easier while she gets into employment and regular full time pay again. I have resumed paying my…
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Amigo claim success?
Has anyone has success claiming back interest from a miss sold amigo loan?
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Should I pay off my loan early?
I have a year to go on a loan and have recently saved the required funds to pay it off early. There are no penalties for doing so. By paying it off early, I would save £56.36. Do you think I should pay it off? I would appreciate any other advice too. Thanks
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Guarantor loan
I’ve taken out a guarantor loan. the interest is so high I can’t afford to pay . my circumstances have changed. how can I check if I’ve been miss sold?
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I need some advice please
Hi, after breakdown of my marriage I spent 18months paying mortgage and rent, I was also helping my daughter with university stuff shopping etc. This has led me to take out some loans and credit card to total value of £20000, so far I have managed to keep on top of payments, but during pandemic I lost significant income…
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are we still libel for a loan if the person moves out of our address
my son's girlfriend purchased a car on finance at our address, she has since moved back in with her parents. can she change the address on the credit agreement. and we will be libel for the debt at our address if she defaults or will the debt follow her.
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Loan advice (2 Parts)
So I am after some advice regarding a loan please. Part 1: I am looking to get a loan to replace my car finance as my car finance is about 12% APR for 5 years whilst I can get a loan at around 7.9% with my CR and pay it off in 3 years. When I apply for a loan to replace my current one do I need to tell them I am paying…
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Personal loan from bank- advice
Hello Advice please - I'd like to get a bank loan, around £80,000 from a bank. I'm in stable employment and have been for over a decade and will be for the foreseeable future. What is the best way to do this please. It will be for property and home improvements. Is it a straightforward process
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Finance
HI, i have a vehicle on finance, 11 year old Ford worth £500. I have 12 months left to run owing £1302. The Turbo has blown costing about £8/900 to repair. The finance company say i can either, pay the full sum due and the car is mine, do a 'handback' where i have to pay £624 + any charges. or a voluntary termination where…
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Lending Stream
Hi, just looking for some advice surrounding Lending Stream. My Grandmother has had an amount deposited in her account from Lending Stream, this went unnoticed until she received a letter stating she had missed the first repayment - She has never signed up for this Loan, hence is not making any repayments - we have…
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External loan for Masters student for living costs
Hi I hope all is well. I am asking for help for my son. He plans to do his master's at Leeds and will be applying for the £11250.00 tuition loan. However he will need money to live, is there any way he can take out a cheap loan to help with this? And what is his best, cheapest option? Many thanks Karen
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impact of phone contract on a loan and are credit requests updated in real time
hi i would like peoples advice on the below questions. im planning on getting a loan to buy a car in the next few weeks. Annoyingly my interest free period on my credit card ends this month and i will need to get a balance transfer credit card shortly. My mobile phone contract ends this month as well. So my questions are…
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Sons loan
I took a loan out in my name for my son which he was paying, my son passed away in December.Is there any way of getting the loan written off?
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Loan or 0% money transfer credit card
Apologies if this has already been asked but I couldn't find the relevant thread. My partner has a £6500 loan over the next 5 years with an interest rate of 12% paying £130pcm!!!! She had a poor credit rating when she took out the loan. I have a good credit rating so want to try and save us some money. I should be able to…
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Secured Loan just doesn't seem to be getting paid off!
Hi everyone, I am desperate for some advice if possible please. My wife and I took out a 20k secured loan 14 years ago in order to do some home improvements, since then we've NEVER missed a payment and i (foolishly) assumed it would it would be paid off in full on the completion day, of which is exactly 1 year away from…
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Can a loan from family be considered a mortgage
We live in Scotland. A number of years ago we provided a loan for the full purchase cost of a flat to our daughter, who agreed to repay monies to us. This was done through solicitor and we have paperwork in place to in place to confirm this. Recently my daughter has decided she would like to take out a personal loan to…
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My ex is taking me to a small claims court...
I was in a year and half relationship with someone 11 years old than me. I thought I was with someone who would protect me and look after me. From the beginning I always knew where was something toxic about him, but I maybe found it exciting. It really wasn’t exciting, it was terrifying. Within 3 months, he had started to…
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Debt in two countries
Hello, I am trying to get my friend some help, he has about 11k in debt most from Portugal but some in the uk where he now lives and works... he has had no luck trying to put all his debt into one loan, his credit score is very low. What are his options? Thankyou
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Parents in 70's want to borrow £25k
Both my parents are in their 70's with standard state pensions. They own a property which they live in mortgage free worth around £300k. My Dad needs a medical procedure and cannot wait for the NHS and is going private. He has asked me what his options are to raise around £25k to do this, the only stipulation was NOT an…
