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looking to get a very short term loan ...
until house is sold to tie me other a bit. i am not sure that my credit rating is that brilliant though i have caught up on a lot lately. any tips? i am thinking of seling some products and love to get started but no cash at moment . thoughts on something like rate setter.com or anything else recommended regards
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Redemption Figure
Hi All, Please could I ask for some help? In Jan 2015 - I took out a secured loan for £45k + £2.5k - broker fee (Total £47.5k) I have been paying a monthly amount of £426 - which totals £7,242. I have just received a redemption figure of £47.5k I have no arrears and no further borrowing I have queried this as taking into…
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To job loan or not for school
Hi guys, I'm new here and I'd really appreciate your advice. Me cousin is in her second year in university and is working at a new job to support her studies. Problem is, her school fees hiked up and she's thinking of getting a loan at work. Would that be wise or not? Thanks.:money:
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Where to go?!
Looking for a short term loan (around £600-£800) to pay for flights to work at a summer camp in America (they're around £1000). I get paid out there so I'll be able to pay for it pretty much straight away. But as I'm only 19, with no credit history, and only a job for 6 weeks (I'll earn around £1000 whilst I'm out there)…
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Will VT affect chances of a lease?
Hello, I've read up on Voluntary terminations and that I am legally entitled to do it. I have however read that finance companies are unlikely to look favorably on future hire purchase applications. Does the same ring true for a lease given that I cannot hand back back a lease car under the same process? Thanks G
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Life insurance
Hi all, looking for some guidance, 3 years ago my wife applied for a loan and was made to take out life insurance in order to be approved. My question is was this legal? or is this another mis-sold item by the bank?
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Joint loan application
Hello, We have never took a loan out previously but am wanting to do some house modifications in the next couple of months and will want to take out a loan for that. I'm just curious as to eligibility checkers and whether any accept joint details as part of the decision making process? I assume when you apply to the…
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Cancelling Hire Purchase
Hi, I'm not sure if this is in the right place but I'm looking to cancel my hire purchase with Peugeot. It is a just add fuel scheme. Here are a few details: Total amount of credit: £8883.80 The total amount you will have to pay: £10669.36 Duration: 37 months 35 payments: £171.01 1 payment of £3868.00 payable after the 35…
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Recovering lent money
Right, I'm gonna keep this short and sweet, while including all the facts Been lending a friend money to keep him going (including a phone contract in my name) as he was struggling. Got him to sign a contract for the outstanding amount plus all liability for the contract in question. Also included in this was a payment…
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Joint tenant, what should I put as my rent?
I was using the loan eligibility calculator and was wondering, as I live with someone where our tenancy agreement is in joint names, what should I put as rent? The full amount or just half?
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Problem with Garage
I've just purchased a 2nd hand car from a dealer; half paid by HP the other by cash and credit card (only while awaiting a payment to come through). Was expecting to pick up vehicle on Friday. Got to garage and the director tells me he mucked up and thought I was collecting it on Saturday (today). He said his guys were…
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how to raise £8k for daugther's college year?
My daughter's doing a year's foundation course, which is an A level equivalent so is not open to an automatic student loan. Although her fees are paid, we will have to fund her, which with accommodation, travel, food, course materials and limited daily expenses, we estimate (her college is near London, more than 100 miles…
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student loans - wiped after 30 years?
I am thinking about uni, so looking into student loans. The info I have read say that after 30years the debt (or remaining debt) will be wiped. If I sign a loan agreement with this as a term, is there any way it can be changed if the loan gets sold on to another company?
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Sainsbury's bait and switch
I needed a loan of £7.5K and looked at the best buy Sainsbury's loan. 3.3% for Nectar card holders, sounds good to me. So with my Experian score of 960 and only 3 credit cards and no loans I applied. On completing the application I was provisionally accepted but alarm bells rang when in the small print was the wording that…
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Which loans company is best out of these?
Hi, I've been thinking about getting a new car for some time now and am going to finance it with a loan. I've done a soft search on gocompare.com and have an 80% approval chance with M&S, Cahoot and Santander. Out of the 3, which would you say is best? I've read online that M&S tend to offer 6%+ rather than their…
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Which lender should I be applying with?
Hi there everyone! Thank you for reading my thread first of all! Would you be kind to advise me which lender would easier approve for a personal loan with fair credit in the Eqifax scoring system? I tried an online quote with Nationwide and their quote sounded fine. Does their quote mean that I would be approved? Just any…
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Unsecured finance after working abroad
Hi I'm a UK citizen in full-time employment, good salary, up to date on all commitments, clearing around £500pcm surplus after routine expenses. I worked in UAE 2010-14, during which time I was necessarily non-resident in UK. On coming back to UK, I registered on the electoral roll, which was published in Feb 2015 (checked…
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Where do we stand 10 years on ?
We took out a business loan secured in 2000 sold the business in 2003. We repay a chunk but l Left a remainder to repay over the next ten years. Although we did miss a few payments over this time we believed we had replayed it. Payments stopped in or around 2013 we believed the loan must have finished and we must have…
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TV Finance Anomaly!
Hi there, I wonder if someone can give me advice or their thoughts on the following please? When I bought my new TV just before Christmas 2015, I decided to just pay 10% at the time, as I could pay the rest interest free as long as I paid within 6 months – not my usual choice, however it was just before Christmas, and I’d…
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Car
Help bought a car it could stolen and is know the insurance say a write off . They have done some checks and it turns out the vehicle has finance which i didnt know about but will know have to settle will the insurance pay me out so i can settle with this finance compnany or will they pay this finance company themselves .
