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loan calculator
hi, can anyone point me in the right direction. is there a calculator anywhere. i paid off a loan early and need to find out if i paid the correct amount back or too much. thanks
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Secured loan
Just a quick question.... myself and my partner took out a secured loan against my house. in joint names, although I am the only name on the mortgage and the loan was took out in his name firstly and me as secondary. We have now split up (well years ago) and I am left to pay the secured loan. Although I am managing and I…
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Avoid clydsdale bank loan
Hi all, I have several cards I wanted consolidated into one loan, and thought I would give Clydesdale a try as recommended by Money Savings Expert on the last flyer email. I applied for the 4.4 rate which was advertised, and after I finished my application they informed me I had been successful! And the loan APR they could…
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Interest Free Loan
Hello. How are you ? Is it possible to get an interest free loan in the UK ? If so where ? I am keen on borrowing £10,000 however due to religious reasons do not want to deal with interest. Can anyone help please ?
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Raising funds for loft conversion advice
Our story: 2 houses on interest only mortgages, 1 with 50k ish equity in it, currently rented out. Our house, possibly 20k equity in it. Looking to convert loft, have number 4 on the way so need more space. Quotes coming in around 30k. We've both got good credit, I have 2 overdrafts but no other debt, OH has 2 interest…
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CAn I take some kind of action?
Hello all. Can I take legal action against my details being passed to a loan company? I recently received paperwork approving an application for a loan from "Amigo Loans" I have not requested or wanted. The "broker" is a financial company I dealt with years ago but have had no dealings with for at least three years. They…
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Welcome Finance Summons / APS
Hello, hopefully someone here can help me with this long and short of it is I took a 5k loan out through WF in Sep 2005, to be repaid over 4 years making a total of 11k, after 3 years Sept 2008, I stopped paying, leaving a total of about 3100 ish. they chased me with letters etc, calls, but I ignored them and eventually…
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Proof the banks are keeping us in debt.
I have more reasons* than most to despise banks and their employees but I have never vented, stating wild claims of proof of mis-justice, unfair treatment or negligence but Santander appear to have proved it for me, in writing. I recently applied for a Santander loan for which I was accepted. I used their website to apply…
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lowest loan rate???
Hey all, i have a loan with Nwide for £5000 @24.5%, over 5 years, this seem a bit steep, I want to try for another loan or card at a lower rate and to pay off over 2-3 YEARS, any suggestions! all a bit confussing :/
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Student Loan Voluntary Direct Debit Amend?
I set up a voluntary monthly direct debit to student loans of £150 (an amount I chose) a month about a year ago because I could afford it and don't like having debt. I do not however earn enough to _have_ to pay it back _at all_. I've now got a mortgage and I want to reduce the repayment amount to assist with my cashflow.…
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Declined online from Tesco, is my bank more likely to approve loan?
I'm looking to borrow £11,500 to buy a car, and hadn't assumed I'd have any problems getting a loan. However, I applied online via Tesco Bank and was declined. I realise now this is probably due to not being on the electoral roll (forgot to update when I moved out of my parents' house). I have a mortgage (with Santander),…
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New Car finance - PCP deal
Considering a PCP deal for a Mazda CX5 - wondering what peoples experience of a PCP has been , particularly when at the end of the agreement and have been given a trade in valuation from the dealer? Has it normally been above the balloon/gfv or has their been a nasty surprise? Having used the what depreciation calculator…
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Raising Money For USA University
My son has been accepted into the California Institute of Art on an Animation Character Design course following his degree in animation at Wolverhampton University. They only take 40 students and this year my son is one of only 2 UK students accepted. Unfortunately I can't afford the £25,000 a year course fee; this is a…
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Need to borrow about £7k and repay most quickly
I need to borrow about £7k and then hope to repay it within a few weeks, bar about £1.5k. Any suggestions now to do this?
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Wonga
I appear to have got myself into a bit of a jam with wonga and I am thinking about defaulting on my loan so I can get my interest frozen and set up a repayment plan. This seems like a better options then paying them off but then the next month having to take out another loan to get by. The cycle of hate! But I don't want…
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Tesco Loan - 84 months
Hi guys, I wonder if someone could possibly advise me? I am looking to borrow £6000 through Tesco Loans. However, I would ideally like the term to be 84 months. In order to do this, I would need to borrow as a minimum £7500. Would it be possible to borrow £7500, and then pay back the extra £1500 as an additional payment,…
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Student Loan Confusion
Hi! I was in a university in Wales between 1994-1998 and had an Honours Student Loan each year of my time here. I read on your forum that pre-98 loans are wiped after 25 years, which would make me 44 years old when the 25 years kicks in in 2019. However, the Honours Loans website says that a loan during this time will not…
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loan to parents.
I am fortunate enough to have some spare cash that i would like to loan to my parents so they can put it into a savings account in order to get them some interest for pocket money (santander 123 is favourite) the loan from me to them would be interest free but re-payable on demand. question is if anything should happen to…
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MiniCredit and 24/7 moneybox Opus Oriel
HI All Found i had these 2 lovelies on my credit file that i had totally forgotten. One was a loan for £150 now wanting £568 one was £80 now wanting £356 I have tried to call them both to organise a payment to them. One insisted i speak to Opus and the other left me on hold for 45 minutes. Has anyone any advice as i will…
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Student Loans Company WRONG INTEREST
just had a letter from the students loans company saying that a company called Erudio loans is taking over. Also, that they may have sent out correspondence that could have been interpreted as not having been fully compliant with the consumer credit act 1974, as amended in 2006 as well as certain regulations which came…
