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Loans and Mortgages taken out in your name fraudulently
AHHH. I just went to check my credit score, and I discovered that in 1998 and 2001, I had taken out a mortgage and a car loan...I was 8 years old in 1998 and 11 years old in 2001! I believe that my identity was stolen, how can I go about getting information on these problems. Please help!!
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loans advice please
Hi im looking to get a personal loan for about 15k i earn 35k a year on my credit file it shows i have no outstanding debt in fact all it shows is that i owe £88 on t mobile i just pay my phone bill every month ,it says im using 1% of my total available credit , i have 15k available credit from 2 credit cards that i got…
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Payday loan solution
I'm in a bit of short term trouble with money. I am falling into the payday loan trap and need to get out of it. I need to pay 780 pounds at end of this month to clear them. My rent is due on 1st of January and is 475 pounds. If I don't pay my rent I can wipe these payday loans and the outrageous interest. I am working…
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Bank asking me questions I can't answer!
My bank is asking questions after acknowledging that I had 3 loan accounts with PPI. They want to know any redundancy terms that I had in 2004-07, what my statutory sick pay is (I'm never off ill!) and what do I get for death in service? Help!:(
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Wanting to take out a £600 loan
Says it all in the title really but where would I be best going? Preferably I would like to pay it out in 12 months. Has anyone else ever been able to take a short loan out such as this? Any help would be wonderful! Thanks.
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Am I alone....
.....in thinking that the number of "go-between you and the lender" companies on-line is getting ridiculous??, when I'm looking for a loan which I do from time to time like many I see an advert which gives the impression that they are a lender. I fill their form out only to then realize 9 times out of 10 that they are in…
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loan scam
has anyone heard of quickloansltd??? they told my mum she had been accepted for a loan of £1500 2 days ago, we have spent these past 2 days trying to sort it out one way or the other but was kept gettting excuse after excuse. yesterday they withdrew £164.00 from my mum's account without her knowing or consent, then they…
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Wonga taken money have no loan
Ive just checked my bank statement as i do often and Wonga has taken £10 from my account but i DO NOT have a loan with them nor have i ever contacted them about one. Please advise me ive never been in this situation before. Thanks
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Natwest Loan
Im with natwest from when I was a student, I have a 1.25k O/D and have been paying the interest (on time) for a few years. now that I'm working I would like to purchase a car, Natwest seem to drop their interest rates when I loan at least 7.5k. so rather than trying to loan 5k, is it wise to get 7.5k, and put the extra…
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Paying off Student Loan in full
Hi. Mrs MikeTaff has about 15.5k of outstanding student loan debt to clear. She is currently only working part time and so only pays back £32 a month. The current % APR is 1.5 on the loan. We are now in the fortunate position of being able to pay off this debt in full within the next month or so. My question is this - As…
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Career Development Loan.
I am going to University in September 2013 to complete my degree. I will need to apply for a Career Development Loan to pay for the tuition fee's for the first year. I will have 4 defaults on my credit file - but they will be 3 and 4 years old when I apply for the CDL. My credit file is green throughout 2012, and will be…
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Nationwide Hidden Credit Checks
Hi, I recently applied for a personal loan with Nationwide through their online form, where it was made very clear that their "soft check" calculator for APR and loan monthly repayments WOULD NOT (stated clearly) incur a credit check - this was confirmed when I phoned their head office today and spoke to an advisor - until…
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Wonga!
Hey everyone, I'm in desperate need of advice! I've just come home from university for the christmas break and was welcomed by two letters from Wonga both sent on the same day. They claim that I haven't repaid my loan. HOWEVER I have never had any association with Wonga nevermind having a loan from them. Should I ignore…
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plz help and advice on lender
hi all, Well i need a loan around 5000-7000 for 36 months asap however barclays (banking with em since 2 yrs) have NOW told me that cash card account has no worth watsoever on credit history :mad: and i should start using barclays card account and wait until 6 months for them to offer my any kind of loan. I applied for M&S…
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Advice please
Hi All I wondered if I could ask for some advice please, am trying to sort out our money situation and getting a bit mixed up! Currently my OH & I owe approx £22k on a mixture of 2 loans (his), and then credit cards and an overdraft. 2 of the cards are on 0% and will be ending relatively soon, and the others aren't. I'm…
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Snubbed by loan company
We took out a loan with Payday Express. Shortly after that my husband became unemployed. After numerous calls to them to explain to them the situation and us telling them we would repay this loan, what did they do........they took our rent money that was paid in from overseas. WOW I was shocked to see what they had done.…
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Fair rating - Which loan?
Hey guys I have a fair credit rating (score 800ish). I am a homeowner and I earn between 30-40k a year. I've had some issues in the past with my credit rating as when I was younger I didn't take out much credit and therefore didn't have much of a rating. I'm hoping to get 15k for home improvement over 3 years. Can anyone…
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MSE News: New watchdog to police peer-to-peer lending
"Consumers should have better protection when using peer-to-peer lending firms over the next few years..." Read the full story: New watchdog to police peer-to-peer lending
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Equifax credit score 426 (bad?) best lenders around for 3k (secured/unsecured)???!!!
Hi New to this forum otherwise won't be in such messy situation now... Im urgently looking for the any type of long term loan at about £3-4k, my credit score as at today 426 with Equifax (their rating is good), no delayed payments, CCJ etc. Only things (probably the major things) what i believe has effecton my credit…
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Help I signed as a guarantor 6 years ago
Can anyone please help me with this problem? 8 years ago my husband and I owned our own estate agency business, which was a ltd company, we took our a loan at the time for £80,000 with the HSBC, however both my husband and I and my mother inlaw and father inlaw all signed as personal guarantors for the loan, 2 years later…
