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Complicated Family Loan.
Any advice on this peach!!! About 8 years ago, my youngest son and his wife bought a small touring caravan park which included two holiday cottages and a large building plot with planning permission for a substantial 4 bedroom house. They initially lived on this plot in a very small static caravan with two large dogs and a…
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Debt Managers Ltd
Hi there, On 25 May i received a letter from the above company saying they will instruct their doorstep agents to call at your address unless I call and pay the debt of around £200. The debt is due to Orange, of which I've never had an account with. I then sent them the CCA request letter on 31 May. On 8 June i received a…
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What is the best way to transfer money from Spain to UK?
Hi, I live and work in Spain and intend to stay here on a permanent basis. I would like to start making payments for my Student Loan using the euros I earn from Spain. I have an account with Santander in Spain and HSBC in the UK. What is the cheapest way to make payments to the student loan company from abroad? Thank you…
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Business loan with bad credit???
Hi, I'm looking for a business loan for £15000, Its to open a play gym and cafe, The funds are for a start to purchase everything required. I'm struggling to find lenders as I have a bad credit rating, Any advice?? All advice would be extremely welcome!!! Thanks
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Question on taking loans from bank
Hi there! I'm moving house and there is a significant amount needed for the deposit to give to the estate agent. I'm currently with Nationwide and i would like to know wether ringing via phone or going to a branch makes any difference in applying for a personal loan. Please advice. Thanks.
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Settling a bank loan early?
I was once told (by a bank employee oddly enough), that if you want to settle a bank loan early, you should pay everything but the final payment, which you should allow to be taken at the next DD. It was a long time ago but, IIRC, it had something to do with avoiding an Early Settlement Charge, or something on those lines.…
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Refinancing - I can feel myself Spiralling and Need Help!
Hiya all, I can feel my debt spiralling out of control and need some advice asap. I was thinking of refinancing under 1 loan over an extended period to reduce costs, but i tried 1 loan application with Tesco's and this was declined within seconds :( I have the following and would love to hear some advice on what is my best…
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What is the effect of payday Loans on credit file?
Hi, I used to be a regular user of payday loans; never got in any real mess with them as never missed a payment with them and found them convenient at the time. I understand they are exorbitant and have since stopped using them completely and starting to get my life back on track. BUT what I want to know is what is the…
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Student Loan Help -- Mature Student
Hi I am looking for some help and advice...... I went to University 5/6 years ago but basically flunked out after a few months, I was extremely immature and if i'm honest couldn't be bothered. I regret this no end and I now want to go back to University (Open University) to study and hopefully become a teacher. I had…
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Co-op CDL repayment question
I took out a PCDL 18 months ago, and completed my course last August (and started repayments on time). I have now become unemployed (officially as of last week), and am in receipt of JSA (or will be soon). A couple of months ago I spoke to the Cooperative as at the time I was in receipt of working tax credits and wanted to…
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Help!!
how do i find out if i can get a loan without getting the money right away? i don't need the money for a few months but want to know if i would be able to a get a loan because offer wise i will have to look at different ways of getting a loan.
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Payday loans
Has anyone got any advice on a reputable pay day loan provider? Its only for a couple of days.... Thank you
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Need 401k loan what to do plz asist ?
i have invested in a retirement plan now i need a loan can i withdraw it form this account or i have to go some other options .....?
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How To Find The Right Mortgage Broker?
Trying to find the right mortgage has become increasingly complicated with there being more ways to get a mortgage. There are still the same providers offering mortgages consisting of the banks, building societies and specialist lenders.For more information visit www[.]mortgageadvicecenter[.]co[.]uk
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Bank of Scotland Personal Loan Repayments Taken Twice!
Logged onto my account this morning to find that the Direct Debit for my Bank of Scotland personal loan, which was taken yesterday, was taken out of my account again this morning. Phoned the Bank and it took ages to get through, apparently this has affected quite a few customers and although they are aware of it, they made…
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eager for options
Hi, the situation is I am self employed but with low profits for the last years of accounts I have returned (£5k or under). I bought a house at auction and have completed most of renovation needed and an estate agent who saw it recently valued it at £210k. I was a bit misled by my bank (Natwest) who when I asked several…
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Amigo loans
Firstly, I am NOT considering using this company... I'm just wondering if anyone actually has? I've just seen the advert again, and I cannot understand how anyone, who reads this forum anyway,would use them? Or more to the point, who would be the "amigo"? The one who actually ends up paying the loan when you don't?! Anyone…
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HELP! Ex took my financed car, now its repossessed!
Not sure this is the right place for this? I know I've been SUCH an idiot :( Basically me and ex broke up and he took the car that I had a finance in. I had only gotten the car 15 days prior to the breakup and it was only because he pressured me into it. He demanded he take it when we split and I couldn't afford it as I…
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Loans for debt consolidation
I am in the unfortunate position of having about £20k in credit card debts, primarily leftovers from my university days about 10 years ago (and the 2 years of job searching afterwards). I am, however, fortunate in that I've had a steady income for about 7 years, am able to meet the monthly minimum payments (and sometimes a…
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Billing Finance early settlement
Want to pay off my finance 6mthsd early... Called them today only to find out that there is no reason to settle earler, because wait to for it..... To pay it off now £1180.00 Pay it of each month to Dec £1127.00 WOW I save £50... They told em that all the finance intrest was loaded at the front of the loan so now all I am…
