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How long until Payday loans leave credit history?
Official MoneySavingExpert.com insert For full info on your credit scores and credit report, see the main website's Credit Scores guide. Back to the original post... Hi, Due to my own financial ineptitude over the last 2 years I have used Wonga.com 11 times, all of which show on my credit report. Every loan has been repaid…
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logbook loans scams
Anyone got any advice please, A friend of mine purchased a car for £5.000 only to find out 2 months later it has been taken off them because the car is on a logbook loan from the original owner, who sold it to a car front from which they bought it.The police say its a slim chance they will get their money back. Surly there…
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Loan to pay off family member
I owe family member money and I am looking for a loan of about €15000. I am currently earning €30k. Would it be possible to get a loan of this amount.
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Taking out a loan, at 21.
Hello everyone, I'm hoping someone can help me with a few questions I have about getting my first loan for a car. Thanks in advance!! Right so here it is, I'm 21, never had a loan before. I've been working as an apprentice engineer for a year now, and roughly I take home 18,000 a year before tax with pay rises each year…
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Celebrate the Jubilee with a payday loan
http://www.bbc.co.uk/news/uk-england-18250928:
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Advice Required!! Credit ratings for Personal loans
Hi, I am looking to avail a personal loan(5500-6000 pounds). I am in full time employment from june 2011 and this is my first employment in the UK. I earn around 21K. I have Direct debits from my Lloyds bank account and never missed any payments so far. I did not had a good credit rating in february 2012 and got enrolled…
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Loan ending but still owe money
Hi I took out a 36 month guarantor loan with FLM which is due to finish july 2012. I haven't missed a payment but there will still be about £1700to outstanding. Am I liable as the agreement was 36 months and paid by direct debit so they controlled the monthly payment. Any advice before I contact them would be great. Thank…
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everyday loans
have any one used this company?
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Chruchwood finance
Has any one ever used this company and if so what are thet like?
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Capital Finance One
Just when I thought I was getting my left back together, things were going better, Capital Finance One this morning started withdrawing money from my current account. I now limit myself to around £450 a month and this morning, my banks fraud department told me of around £125 in single £25 transactions being taken from my…
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Please help - My credit file has a mark by it, but the bank has not contacted me!
This is a very long story, but I will try and keep it short. I split up with my partner two years ago (2010), we had joint loans (2007) together, I had to leave the family home quickly as he assaulted my daughter, domestic violence etc - this led to his arrest, court case etc. I moved down South quickly to get away from…
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Lending money to a friend- drawing up a contract
Hi guys I am selling my car to my friend who has agreed to pay £150 a month to me over 12 months. We would like to do this properly and wish to draw up a contract just in case things don`t go as planned. Can anyone recommend how we would go about this? Thanks
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SFLG Loans
Hello, I have just copied a thread i started on another site where I havent been able to get any specific advice, if someone can please have a read and maybe give some advise it would be great, this seems like a more appropriate place to ask financial questions. In 2007 I took out a business loan from a bank, without…
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Loan of 2k?
Need a small loan for about £1-2K What are the best options? would be repayed within 2 months. What kind of interests would I be looking to pay?
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Removing someone as a guarantor from a loan
Hi, I am looking for some help please - my friend agreed to be a guarantor for a loan for her new boyfriend, however they have now gone their separate ways. Obviously the sensible thing would have been not to agree to this in the first place but love is blind ;) Is there any way at all that she can remove herself as…
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Borrowing money for home improvements against a mortgage free property
Hi, I recently inherited a property that is mortgage free but the only offers we are getting at the moment are scandalously low (£40k) and I'm thinking of borrowing some money against the property, completing some refurbishments (it is in a bit of a state and needs replastering, rewiring, new kitchen etc) and then putting…
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Quick Quid - Chanding terms post issue of loan
Hi all, I am hoping that you can do one of two things either confirms I am right and not going mad, or confirm I am indeed wrong and slap me down. I had an unexpected bill come in for £400, a fortnightbefore pay day, checking my account and reviewing my committed outgoings, I released I could not meet this bill and pay…
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Need help finding a guantor loan
Hi, Im 25 and looking to get a guantor loan. My bad credit from a few years ago is still there, not allowing me to get a personal loan. I was late with a few phone bills many times (by a day or 2) and repayment for my loan in 2004. I paid the loan back 2 years early and no other problems really. I had an operation 3 years…
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Help please re refused loan
Hi I have been trying to get a loan as am in need of a new car. However I was rejected by my bank and by a car finance company. I have checked my credit file and am unsure why I was refused. All accounts are 'green' and payments have been made on time. I owe £5000 on cards and that's it. Am on the electoral roll. It says…
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Log Book Loan Help Needed
Hi I need some advice on a logbook loan I took out with Mobile Money. I borrowed £700 on the 15th March 2012 and have made the following payments: 16th April - £400 28th May - £250. I rang up today and was told that interest is added at £77 per month regardless of the balance outstanding. The question I have is should the…