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Mini Credit - HELP
A few months ago, I took out a loan of £100 and now it is at £612! I keep trying to email them but I get like an automatic email saying they will get back to you but they never! I called them numerous times to ask to set up a payment plan and they keep saying they don't offer them. Last week I got a letter saying that it…
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Hire Purchase Loan
I am the executor of my dad's estate. He ran a business and had a van on hire purchase from a local company. The loan was not in arrears, however, the garage signed the log-book over to his son for the value of the final loan payment and did not ask for proof of death nor did they ask for confirmation of who the executor…
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Wonga/Gothia
Hi, i have received the email below from Wonga this evening Important Notice Regarding Your Unpaid Loan to Wonga.com You may have recently received an email and/or text message from us suggesting that your last loan from Wonga.com has been repaid. We can confirm that this has been sent to you in error and that your loan…
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Paid off loans??
Hello, Today I paid off finance for my car, van and credit card about 20K. How long will it take for this to show on my credit score? I want to apply for a morgage but needed to clear these debts first. Thanks
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Bad Credit History Loan - Any recommended companies?
Basically here is my situation - I'm looking for a loan of £3000 over 2/3 years.I've previously been self-employed and have missed payments on previous agreements which has led to a bad credit history. I have no CCJ's. I am now in full-time employment with only 1 outstanding loan of around 10k,and thats with my…
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Single named loan but two used it!!!
Can anyone help...........???? A few years ago I took out a loan with my then partner but I stupidly put it in my name!!!! We have since split up and I have been left with the repayments for a loan we both used. I have tried asking her for assistance but keep meeting a brick wall. I know I probably dont have any leg to…
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Santander employees
Hi, Does anyone on here work for Santander? Need to ask a question. Thanks :)
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Chances of getting a loan post mortgage approval?
Hi Everyone This thread's probably been created a million times before, but unfortunately every situation is different. Any advice would be GREATLY appreciated. I could really do with consolidating my debts and have seen a great loan with a much lower APR than what I'm paying now (about half). My credit rating is good and…
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How long does my partner have to live at me address?
Hi all, We are thinking of applying for a joint loan. My partner only moved into my house 3 months ago. Is that long enough to qualify us for a loan? Any advice welcome Thanks Ali
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Student loan repayment
So quick question on student loans...if you are not working and are not claiming benefits and are basically a housewife and supported by your husband then do you have to pay your loan back? So obviously you dont have money, but your husband wouldnt be liable to pay it back right?
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Aspire money, Referred from Credit expert website
hello everyone.. i joined Credit experts site as a step towards sorting my credit rating out (i have the odd debt on it from silly things when i was younger and a CCJ from a disputed bill from an old workplace) my score is fairly low, in the 'poor' category and used the sites feature of checking to see who could be…
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loans and notice HELP
Hi all, I am new here, but I wanted to get some advice before trying to sort out the situation I am in.... Basically my employer has gone into administration and we have been told two days ago that we might not get our salaries paid. This was a big shock, and I will deal with them on that issue, but for now it seems that…
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DCA F&F Settlement - Letter Adjustment??
Hi Guys, I need a bit of advice, I recently received a copy of my credit report and I noticed there was an entry from 1st Credit Ltd from 2007/2008 which they placed a default. I queried this and it turns out it was from one of those payday loans back in 2007. They have sent me statements and a copy of the lenders T&C's. I…
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student loan pre 1998
i hope this is in right place - if not please move me. I just wondered what the interest rate will be for sept 2011 to aug 2012 please? cheers
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Advice on Barclays Loan pls!
My Pal got a loan from Barclays last year. She has been paying accordingly and has NEVER miss a payment. She lost her job for 7 months and in those times Wages dont come into that account. This month, she had started her work in the same place and will be paid this month. There is a urgent need for her to use about 3,000…
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need advice for my dad
My Dad took out 10,000 pound loan over five years . Balance still to be paid 6,500 pounds . Paid insurance of 2,500 pounds. He had to retire about a month ago{not by choice} and was made redundant.{he is 71yrs old}He has no money whatsoever and no recourse to public funds.He has no savings either. The bank is lloyds . What…
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Welcome Car Finance
Hi there, I took out a finance agreement in December 2008 for an approximate total repayment sum of £12k. I have now repaid over half of what I owe and have never defaulted on a payment. My question is, as Welcome Finance have now gone into liquidation can I suspend my payments and let them have the car back without it…
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MSE News: Guest Comment - Why should we pay for OUR credit reports?
This is the discussion thread for the following MSE News Story: "With free credit reports arriving in autumn, Tom Ilube, from credit reference agency Callcredit, explains the important of your credit file and whether other firms will embrace no-cost reports ..." Read the full story: Guest Comment: Why should we pay for OUR…
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bad credit loan
im curently having problems with the csa and would like a loan to pay them off before thay take me to court and stick a liabillity order on me. the problem is iv got bad credit and so the loans im being accepted for have masive rates. eny body out there got eny advice it would be greatly reseved thanks
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consolidation loans
Hi As a married couple, we are currently making card repayments of about £895 per month to service a total debt balance of around £35k. We have tried to consolidate these card payments into a 5 year loan but without sucsess. We have never missed a card payment and our credit reports reflect this fact but none of the big…
