-
The Mortgage Matters partnership
We have approximately £14,000 debts, including credit cards and loans. WE have been advised to add this to our mortgage and make overpayments where possible, is this good advice? Thank-you :-)
-
At which point can I VT PCP - Santander
Hi, I'm sure it's available on the site but I can't find it. Our PCP is 24 months + GFV. If I was to VT my car PCP, is the half way point:- 1. Half of the total finance repaid - (GFV + 24 x monthly payment)/2 2. Half of the monthly payments due - month 13 of the deal? Thanks Keith
-
student loan
I'm 31 and have never paid anything off my student loan. i was working when i left uni but then was out of work for a bit a the students loan company knew about this. however i have been working for around 3-4 years now and have paid £0. am i in big !!!!? could they make me pay back it all in one payment? the main issue…
-
Please help. Loss of company
Please can someone help me with some advice. I was with my father and stepmother today as defendants in a case. My stepmother is a minority shareholder and director of the company my father helped set up back in 2005. my father was the company secretary. Today, the other director of the company was granted an order under…
-
Returning a Car with only 7 months left to run
Hi, I got a car on finance for £5035 and have made 29 payments totaling £6650. I'm looing to replace it and have been told by a number of dealers to VT the agreement as the cars value is less than the outstanding amount. Question! If I VT'd the car as I have paid more than its inital cost would I be liable for any extra…
-
Quick question
Does anyone know the number to triton credit services. or any for of contact at all
-
PCP finance???
hi guys, i would like to buy a 10.000 pounds used car to use for my taxi job using the PCP finances . i would make about 30.000 miles per year and i can drive the car for only 8 years from date of first registration ,meaning that if the car im buying this year is from 2006 i can use it till 2014 ,so i can use it for 3…
-
Terminating a loan
I currently have a car loan which i want to terminate, the finance company say there will be a VT added to my credit score, will this effect me getting credit in future?
-
lender did not carry out employment checks...
Hi, the quick story... I lied on an application form saying i was working when i wasnt ( i had been made redundant) The bank definately did not do there full checks as they would of seen the company i wokred for had been liquidated - no employer reference check at all. I know i was in the wrong, but times where hard. Would…
-
Banks selling my private information...surely not allowed?
Hi, I'm just curious..I have debt as most do, i am in financial hardship and many lenders/banks have sold on my debt to other companies/agencies which obviously very common. Although surely is there not a loophole against this..? They have pretty much sold on my private personal information which surely they cannot legally…
-
PPI Calculations (again)
Hi I know you have probably all seen these before but i cant seem to find advice on my particular claim. I had a loan out for £2000.00 a good few years back and refinanced a total of 5 times to the total of £7100.00 i had PPI unwillingly on all these loans and have put a claim in through my bank. Although the claims team…
-
Loan with perks - worth it or not?
Hiya This is probably a daft question but going to ask it anyway. I've never taken out/needed a loan, and I don't need one now, but Sainsburys are doing an offer to Nectar card holders whereby you get 1000 extra points, a £40 Sainsburys voucher and double Nectar points for 2 years if you take out a loan of at least £7999.…
-
Auto money
How are they allowed to advertise on tv with A 799.90APR? Who would sign up for this? From the website if you borrow £5000 the total you repay is £13500 over 12 months
-
lent money to a friend
hi, i have a bit of a problem. We booked a holiday a couple of months ago and are due to go on 14th august< we were supposed to be going with anther family and they said they didnt have all the money to pay the remaining balance on the date it was due so i said i would pay it for them and they could pay me the money back…
-
Buy Now, Pay Later
Anyone know how strict these finance companies score applications? Basically I am think of getting a DELL Alienware computer in late October and the DELL website does some good buy now pay later deals. The system comes to the cost of around 2300 which includes around 400 that has to be paid up front. For someone like…
-
Settling a loan with Moorgate/Paragon just before a DD is due to be taken
Hi My Egg loan was sold to Moorgate/Paragon recently. I currently have the funds to be able to settle and intend to ring them on Monday for a settlement figure BUT one thing is concerning me, the Direct Debit for the next payment is due out on 1 August. If I settle by debit card or sending the money to them via transfer on…
-
Blonde moment - but how is 1 month+interest worked out?
Hi everyone! Think I will get myself into some bother soon with Capital Finance One and some other payday loans... to keep a long and complicated story short involving some other payday loan finder scam, where I have normally always just paid in full on my next day day, last month I ran into some difficulties in meeting…
-
How to reclaim a lot of money I lent to ex ?
Hi i've done a bit of searching through the forums for advice already but thought i'd post on here for a bit more advice before taking action. Basically over the past 2 years my so called girlfriend has conned me out of more money than I actually earn ina year. I've bought her several thousand pounds worth of clothes,…
-
Desperately need advice.....
Hi all. I am a newbie poster on the board but have often stopped by to pick up ideas and know what a great bunch you seem to be. I really need some advice... Basically I have a personal loan with Natwest. For a couple of months I have had some financial issues and have paid a couple of payments a few days late. 1 payment…
-
borrowing from wonga?
has anyone used the wonga site? it looks more helpful than going into my bank, but the APR is really, really high....
