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unsecured loans
does anyone know any reputable loan companies for people with below average credit rating not bankrupt or anything just fed up applying on line for unsecured loans and getting hassled from brokers aka cowboys
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Loan Template?
Hi all, Im looking to loan some money to a friend but was wanting to put it down in some form of agreement to make it official, making note of all the terms of repayment etc. Does anyone have a loan agreement template that i could chop and change at all? Regards, Simon.
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What's the difference?
My bank gave me a loan with an APR of 13.5% - this loan has payment protection on it. They said they could cancel the payment protection and give me a new loan using the exact same terms as the origional one and then quoted the "interest rate would be 14.9%". I told them that my origional loan was 13.5% APR and she said,…
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CCJ for Uni Fees that I don't owe!
Hi All... So back in Sept 2007 I enrolled a certain London Univeristy... after enrolling, I decided to quit, and did so following procedure by writing a letter and also phoning to confirm I've 'quit'. After a few months went by... I got invoice for £3,060, after numerous phone calls to the Uni they decided that I never…
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Cashconverters Buy-Back Loan Amount
(Hope this is in the right section) Does anyone know how much maximum loan you can get from CashConverters Buyback System? I need to borrow £100 until next week and would like to know if I take in my PC and Monitor and 2 Mobile Phones would this be enough to secure a £100 Loan?
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Natwest not providing Loan Documentation
Hello All, I am looking for some advise in reclaiming the interest on my loan. I have sent in a standard letter from the site, requesting certified copies of the original loan documents. I have 2 loans. One completed in branch and the other online. The customer service advisor told me that the loan that was taken out…
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Hello Friends
Hi everyone :) Hi, My name is Renu Diz:) I'm 22 from Arlington Massachusetts United States I have received a lot of inspiration from these forum's users. So a big thank you to all of you. Looking forward to things to come, and hope that we can spend valuable time in harmony :) . Cheers from Renu Diz
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Hire purchase with black Horse
Hi all, A year ago i took out finance on a 2008 RenaultSport Clio 197 but due to having a child and coming into some serious financial hardship i am struggling to meet all my outgoings from my wages I had the car valued by Renault 2 months ago for approx £9,000 and the settlement figure from Black horse was aroung £9,300…
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Claim on Loan insurance for sick 7yrs ago.
Hi there, My dad has just let me in on his financial difficulties. He has a secured loan that he took out about 8yrs ago. The original amount was £10,000. He also took out PPI at the time. He took out the loan not long after the divorce of my parents. He has his own property that he owns outright, and this is what the loan…
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Small loan for new business?
Hi guys, Having read so much on this site I'm finally posting something! My friend and I are about to go into business together. We need £2500 to cover initial start up costs. Although we can afford this between us, we are exploring the idea of obtaining a small loan for £2000 to offset our initial cash outgoings. We will…
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HSBC want the World !
Hi, Can anyone tell me why HSBC would refuse to move you from basic bank account to current account. ?? No CCjs in last six years - no defaults, up to date payment on accounts that are open. !! what do these people want. Said I had failed credit score ! have had a lot of searches some people have granted us credit some…
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fews questions about Professional and Career Development Loans
I am thinking of starting a MSc this Autumn and relying on a Professional and Career Development Loan for funding. From what i read it will only cover 80% of the course fees as i work part time. I'm worred about how much in total i will get if i get this loan as i work 25 hrs p/w. On the directgov site it says it helps…
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should I take out a personal loan?
I'm currently in a situation where my bank is changing my student account into a current account, and along with this change I'm losing my overdraft! I'm currently £1400 overdrawn and I have until the end of the month to take this down to at most £800 od, which is the new overdraft level that I'm being offered. As well as…
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Partners credit rating affecting mine?
Hi, I am planning on taking out a £12,000 loan in the next few months and am concerned that my partners credit rating may affect mine as we are linked through a mortgage and a joint loan. My partner has been refused credit over the last few months for credit cards (to take advantage of 0% interest for balance transfers)…
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Skoot money rip off
A financial broker company by the name of Shoot Money, recently offered me assistance which seeking a loan and was changed a £49.99 fee which i paid for and immediately cancelled as accidently made a mistake of the company i was speaking to. I was told that is was fine to cancel, however due to the easter holidays i will…
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Wedding Help
Hi Guys, Right this is how the situation goes my partner has applied for a 11k loan over 7 years but been rejected, with 1k he was going to consolidate an existing loan the other 10 is to pay for our wedding, please I know this is a lot of money but we would have easily saved this by next year which is what we were hoping…
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Joint loans??
Hi Guys, Thanks for looking. Newbie here! Was wondering if anyone knows more about joint loans and if I would be more likely to get one rather than loan on your own. Basically my credit is really poor at the moment and I'm lot of debt. Applied for a few loans but been declined. So me and gf where thinking about getting a…
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Egg Loan Extensions
Hi, Anybody know how egg loan extensions work? I have paid a lot of my egg loan off (7 year term) but would like to extend it without borrowing any more and release some cash to spend on other things. Has anyone done this? The website is very unhelpful, can't determine if I can extend payment of what I owe up to a max of…
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Perfect Payday Loans.
Has anyone had any experience with the above i.e able to contact them in person? I am trying to speak to someone re: my loan and paying it back and it's proving impossible.
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Young person needing advice
Please can someone help me. i understand that if you have debts that you cannot afford to repay you can take certain routes to lower the repayment and save your self alot fo stress. I am on a low wage - I normally have a disposible income of around 300-400 after bills and food expenses. I have just moved out and was…
