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Graduate Loan...
Hi all, I'm looking for some advice regarding graduate loans, and other loans etc for new graduates. I hold a graduate account with natwest, and have recently applied for a graduate loan of £5000 as I am going travelling in 3 months time, and would like to extra cash to ensure that I won't find myself in a sticky situation…
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Zopa
What happens to your money if you invest in Zopa and the borrower doesn't pay?
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Loan PPP not cancelled
Hi I had a loan of £4000 from my bank in Jan 2009 for two years, took out payment protection plan(PPP). I canceled the PPP within the week but repayments were not reduced. Its £46.33 a month for PPP. I have spoken to the bank today(Nov. 2009) and they have agreed to cancel it from the start. I was just wondering if I…
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provident
i have a loan with provident & they come round every week for her money but im finding it harder and harder to find the money its £50 a week. dont know what to do.
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Paying back an old loan - please help!
Hello everyone - this is my first post so i'm hoping someone can help me and my wife out here as we're quite worried!! Many years ago when I was with a previous partner - we took a loan out for consolidation purposes and over the years, overdraughts and re-finance have gone on it to make rather large - over £20,000!! In…
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Help im in a credit agreement i dont think its fair
Hi i am having some big troubles with an unsecured loan i took out in july 08. Basically i had just dropped out of university and was feeling a little worthless so i thought id try calling up one of these ads you see in newspapers saying 'become a plumber, earn £40,00 a year' sorts of things as i could not afford to do an…
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Borrowing only a small amount?
Hi, Thinking of borrowing ~2500 to get a new car and to pay my insurance for next year (Cheaper than financing it over a year direct from the insurer) Was thinking of getting a 0% credit card, is there a way to withdraw cash for 0% or would I have to buy a car from a dealer if I went this route? Not many private sellers…
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A loan i cannot afford
Hi, can anyone please advise me? Sounds stupid but - I had a bank loan in March 2008, to pay off a few cards and do some homeimprovements, I told the bank I was on the sick (full pay), In Aug 2009 my current account went £20 over its £1500 limit. Bank called and I agreed to take out another loan, to pay off old loan, clear…
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International Money Transfer to Rep. of Ireland
Good afternoon, I have recently taken out a loan through AIB in the Republic of Ireland as I struggled to get a loan from my UK Bank - Lloyds TSB despite living and working in the UK for the past 5 years. I am now having to transfer Sterling from my Uk account to my Euro AIB account in the Rep. of Ireland each month to pay…
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Consolidation loan cheque returned
I took out a consolidation loan to pay 3 debts. They gave me 3 cheques to send to the various credit cards and a loan, but one of the cheques wasn't enough to pay off the loan in full. I held on to the cheque while I got together the rest of the money to pay off the loan in full. By the time I had the money the cheque was…
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Credit File - Should I be linked?
Hi all My mum took out a loan with Black Horse, part of the Lloyds corporate machine, in October 2003 to pay for something for me. At the time I was 16. I've been checking my credit files recently and I'm listed as being financially associated with her through this. It was my understanding that an association can only…
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When to pay off loan...
Summary of situation (figures are approx): Mum took out loan for 18k plus 4k ppi, total 22k. Has been paying £264 pm (inc ppi of £44) for approx 5 years. Asked for settlement figure last month- quoted 13k Since then her employer has gone into administration, hence ppi should kick in. She is currently awaiting redundancy…
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Best Loan to go with.
Hi, I wanting to get a new car, and would like to borrow between £15k to £21k. I can afford around £600 monthly repayments. My credit rating is Excellent as i have already got finance on a new car last year. I was just woundering if any one know of the best deals or loans out there at the moment. Thanks
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Settlement Figure Calculator?
I've been searching for a settlement figure calculator and having no luck. Does anybody know of a website with one? I've got 3 1/2 years to go on a loan but I want to save enough to pay it off with a year to go. I've spoken to A&L who the loan is with but they can only tell me a current settlement figure, not a future…
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How do dispute a debt
Hi there, Last yr i took a small loan out from provident. it was for £500 over a 12 month period to be paid back at £15.00 per week. At first this was going ok and i was keeping up with my payments. Then the doorstep collector stopped coming round and i never saw her for some 6-8 weeks. I then moved address and a few…
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which one of us best to borrow
We have a total of about £35k debt through 5 credit cards between us, built up over some time and circumstances(!). OH has only just got a job within last 3 months and it is through a temp agancy - majority of debt £25k is through OH cards and salary is approx £13K. FH salary approx £15K, been employed for at about 5 years…
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GE Money - Option Fee??
Hi I would really appreciate any advice people might have on this please. I bought a car last year with 2yrs finance from GE Money and it wasn't until the paper work was signed that they told me about the final payment including an additional 'Option Fee' of £260 payable with my final monthly payment of £150 and according…
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Ppi & court charges
JUST GOT £7,500 REPAID ON A PPI PAID AGAINST MY LOAN BUT BETTER THAN NOTHING. ON CHECKING MY STATEMENT ME AS EXPECTED BUT THE DATES ON THE INSURANCE DOCUMENTS AND THE CCA DID NOT TALLY CAN I TAKE THIS FORWARD. I AM HAPPY TO REPAY WHAT I OWE BUT THE COLLECTION CHARGES HAVE REALLY BUMPED UP THE LOAN. TO DATE BEFORE MY PPI…
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Paying back £100,000 loan and chance of getting a mortgage?
Hi all, I am new to the forum so sorry if I have not posted in the correct section. 3 years ago I took out a £100,000 loan to pay for my training. I'm now qualified and in full time employment. BUT now I have this huge loan that I need to pay off. My girlfriend and I are keen to buy a house, but I am wondering where I…
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Loans for people with bad credit
Hi I am new to this, I was wondering if anybody could recommend a company that would be able to help someone in my situation. I have bad credit, I am now making payments but hadn't for a while whilst trying to sell a house with my ex and couldn't afford it. My boiler is over thirty years old and has broken down, they are…
