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Urgent Please - Lowells DCA
Hello All, 1st post here. I owe lowells Debt collection agency £2350, they have said they will accept £1500 settlement, to which i accepted. I am due to pay this money by card tommorow, (they have all my card details). I have nothing in writing stating that the debt will be cleared when money is payed, just somebodys word…
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No O/Draft extension allowed, loan only !
Back last year while me and hubby was going through a bit of a financial situation, (thankfully we are more or less square now), we called in our bank of 19 years LLoyds TSB to request if we could extend the time for the overdraft, not the amount but for another month while we were waiting for our money from a mis sold…
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Another Car finance Question
Hi i have a ford fiesta 56 plate with 10500 miles on it!im now fed up with it and want a faster car i still want a ford fiesta but i want the ST instead now i currentky owe a fair amount on the car around 6k but i cant afford to pay that off so what sort of thing can i do to get a deal from somewhere?i obviously dont want…
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Car Finance-Autobytel-Anyone Used Them?
Hi I'm thinking of changing my car and need finance to do so.Had a look at quite a few car finance companies online and came across http://www.autobytel.co.uk Just wondered if anyone had any dealings with them and what they're like. Thanks in advance x
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default
im currently 1 payment behind with my car finance but have had over £250 of charges added to the account. i recieved a letter yesturday to say that if the full amount is not paid by the 8/8 they will issue a default. i also have a payment due on the 29/7 so was going to send payment for 2 payments as this is all i can…
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Barclays Partner Finance ????
Hi`:eek: :mad: I have done a search on Barclays Partner finance and was surprised to see there were several threads on the subject. However none of them answer my questions. Please can someone give me some helpful advice or even who I am dealng with? A few months ago I received a letter from Barclays Partner Finance…
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Secured Loan or Remortgage?
Didn't know where to post this, sorry if this is in the wrong board. I know this probably sounds thick but I keep getting conflicting advice. Had a mortgage with the Halifax a few years ago, during that time, got a couple of secured loans with them which are now paid off. I do not have a mortgage with the Halifax anymore…
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car loan with black horse finance
We paid up our loan last year and have charges on it for COLLECT ACTIVITY FEE LATE PAYMENT INTEREST CAN WE CLAIM EITHER OF THESE BACK :money: thanks anne
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Help need a loan where to apply..???
Hi, I want to apply for a loan, but have a few worries and im not too clued up about what to do.... Here is some information about me... I have been self employed for 6 months... I am a home owner Not too bothered about unsecured or secure loan Looking to borrow 10,000 I already have a loan for 8,000 and have been paying…
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Capital One PPI Refund
Hello, I’m roughly halfway through a loan with Capital One Bank, when I took out the loan I also had the PPI. As I’m now self employed and the insurance doesn’t cover me I asked them to remove the PPI from the loan. They responded that it could be removed but I would have to pay them £273! :confused: It seams a bit strange…
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Help Paying £2000 Overdraft
Hello all, New user whose just found the site! Just wondered if anyone had any ideas of how to pay £2000 overdraft that i have? Ive thought about loans but obviously in the current climate it could be quite interesting! I currently rent so have bills etc and find it hard to put money aside to pay it off ontop of bills/food…
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Loan search
I am looking for a loan with no early repayment charge, does anyone know of a good site to search for this?
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Help required with Loan !
I took out a loan in 2003 for £16,000. I have been told, from a company, that i can claim back some money from the Lloyds TSB, because they had mis-sold me the loan and insurance. However, this representative came to my house last night and went through all this info on how i could reclaim but, to putit in a nutshell, that…
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Looking for secured loan on buy to let property
Having now deduced (from my posting in the mortgage section of this forum) that I cannot get a remortgage on my buy to let property. I should now like to ask if anybody knows of any lender that would be willing to offer a secured loan on a buy to let property? I'm looking for 10 to 15k and the property is valued at £180K…
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car finance
Just last month I bought a new car. Initially I went to a garage that offered 0% interest but the sales staff quickly persuaded me that they only offered limited choice with 0% and there were better deals elsewhere on the forecourt. They offered me a Corsa at 4% which I thought was a good deal with some extras, insurance,…
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Want to apply but scared to - HELP!
Hello First time to the forum so welcome any advice given. Background as follows: Renting tenant in housing association flat in which I've lived in for six years Full-time employee with employer for six years. Salary £27,500 Outstanding debts include 1 credit card (27%APR) and store card (26.9%APR) combined total of £1500…
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advice on finance agreement
in december en rolled for a course and signed an agreement for finance with the same company it had a 14 day cooling off period with mortgage going up and household bills in general is there any legal way off getting out of it cos i cant afford the repayments anymore and want to quitt the course?????????
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Two loan question (joint and single)
Hi, I am new here and have a question regarding personal unsecured loans. I have about £8000 of personal debt which I am due to consolidate into one loan. I have been accepted by a loan company and am currently waiting on the paperwork. This will lower my outgoings and make my financial position a lot more stable. I also…
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Best loan for 6500 for below average credit rating
I was made bankrupt yesterday, and we are now trying to sort out finances which are in my husbands name. He has a loan for just over 4k, with 3.5 years left to run @ 16.9% We are paying 120 a month for this. He also has a credit card with 2.5k on @ 16.9% minimum payment £70. We want to consolidate these at a lower rate if…
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Are banks allowed to do this?
My 20yr old son has a current account with Barclays. He's a student and works part time at the local cafe for cash-in-hand wages. He lives at home and in university halls, and has no other means of income. The other day he showed me his Barclays online account page, on which they have "pre-approved" a personal (not…
