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Help writing a letter - Welcome Finance!
Help writing a letter - Welcome Finance! Hope somebody can please help. Apologies if I sound as though I am repeating myself! In November 2006 I took out a loan with Welcome Finance for £2000 (£132 @ 24 months) In April 2007 I asked to borrow another £900 - an amount which I thought would be a seperate loan. The 2nd loan…
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Who is liable for the loan?
Any advice would be very much appreciated and thank you in advance. In the event of a divorce, selling the house and splitting the joint assets, would a wife be liable for the husbands business loan (s) if it is his name only on the agreemnent?:confused:
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Rbs Loan In Principal
HELP needed please. I have been given a loan in principal with the RBS. Credit checks etc... completed and came back ok. They said i've to forward a few bits and pieces and then it will go to the underwriter. Does this mean i have the loan and they are basically just checking that my incomings and outgoings match what i've…
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Should I take out a loan?
To pay off my credit cards? Would the interest on a loan be less than a credit card provideR?
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advice please paying off car loan
:confused: hi Im after some advice. I hope i have posted this in the correct section. Stupidly I took a finance car loan, i now realise that i am paying extortionate amount of interest and want to pay this off. Settlement figure £3935 I have £1500 cash to pay off this, and was wondering about getting a 0% card for year…
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loan protection added to loan at begining
I got a loan last year,(HSBC) to get the loan was told that I had to take out the loan protection, unfortunatley was made redundant so claimed on the loan. I have since had a change of circumstances so no longer need the loan protection so tried to cancel it, because I claimed they will not take any of the loan protection…
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Process of a secured loan
Hi everyone, I have recently applied for a secured loan, which I was accepted for. I had a missed call on my phone from the company and I called them back. When I did this they said they where just updating me and that everything was going fine and they had just requested my deeds from solicitor. Please can anyone tell me…
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Approached but apprehensive
I have been approached by FINANCIAL ANSWERS who claim they reside at 398-400 Holdenhurst Road, Bournemouth BH8 8BN. They claim they can get me a loan for £8000 at 12.9% APR. As I am always aware of scams and the dodgy folks out there I did a bit of 'digging' and can't find any web presence of these people and there's no…
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credit file mistake
HI, recently i noticed that my banks hold wrong information and update my fiels with it. My date of birth was wrong and later my adress suddenly came up wrong on files. i have managed to correct my date of birth but still i had problem with my address. do you think it will change any decision for a loan if i apply??…
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Loan with Credit rating of 635
Hi I am looking for some advice regarding getting a loan here in the UK. My story is Irish(South of the border) Engineer moved over here in February by the company I work for. I am completely new to this credit rating way of doing this and am a little confused by it. I got my rating and it says I have a score of 635 which…
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Bank Customer Wants Loan For Scam
Interesting moral dilemma for me today. At a customers request a £25k personal loan was requested and subsequently approved. From discussions he tells me that effectively the moneys going to be sent overseas as some sort of deposit on some shares. He said he was a poor liar and that he'd been told to tell the bank it was…
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Pay Day Bank
OMG! 1355% APR! http://www.paydaybank.co.uk/fees.aspx :eek:
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Pay off finance confusion
So, i bought a car and got about 1/4 of it on finance (silly boy) Anywho im just reading through the finance contract now and ive been screwed over i think, (this is with barclays partner finance and is a fixed sum loan agreement) Amount of credit: £6794...brilliant i thought at the time, however what they didnt tell me is…
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Barclays and PPI
I have just tried to reclaim my PPI on a loan from Barclays and have basically been told by Barclays to take a running jump. Has anyone had any success with the FOS.
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Loan Settlement figure help!
I recently received my loan settlement figure and hope someone on this great site can assist in checking if it is right. Loan: £5,866.97 over 48 months (payable @ £199.30 per month) 31.4% APR + 26.45% Interest rate per annum -colossal I know but had a poor credit rating at the time, which with CCJ having come off in May…
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Hire Purchase or not?
I am about to purchase a second hand car but not sure of the best way to finance this. I can afford to pay with money from an ISA which would save on interest but I am worried that I wont have the protection that I would have if I took H.P. Can anyone give me advice please ?
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6 year unsecured car loan
I'm looking into getting an unsecured loan over 6 years for a new Citreon c1 to replace my existing car. After a trip to a local Citreon dealer, I've been offered £4175 for my existing car which is about £700 lower than the figure I need to pay off the existing finance. My idea is/was to borrow £8000 over 6 years using…
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Loan Interest
Just been to see about topping up a personnal loan. Horrified to be told that the payments i have made to date (4 years worth) have only just covered the interest on the loan and i have hardly made a dint in the capital. I was not informed that the interest on the loan would be taken in this way when i took the loan out.…
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HSBC Loan - Told I can't cancel insurance?
Hi all, I tried to cancel my loan insurance in December, but HSBC told me that because my credit score was low, I couldn't have a new loan and that in order to cancel loan insurance they would have to issue a new loan. I'm now wondering if this is true- because surely as my credit score is low it'd make sense to reduce my…
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Consolidation Help
Hi I was hoping someone with more knowledge on this topic could help me please. I am taking on my sisters loan soon which is at £6000 in total over around a 3 year period, the problem I have is that in my savings I have £3000 which I would like to put into that loan straight away to reduce the payments however I have been…
