-
Can someone remind me please?
Can somebody jog my memory please -is it possible to reclaim charges (late payments etc) on loans (other than PPI)? :confused: Im trying to reclaim so many things at the same time my minds gone blank :o Might as well get them all done and posted off and hope for several little windfalls in one go though and out the way,…
-
Reclaiming PPI where do I send the letters to?
Hi I was hoping someone could help me out and tell me where I need to send the PPI reclaim letters to? I am trying to reclaim PPI mis-sold for: Capital One Credit Card Nationwide Credit Card Skycard Credit Card Aqua Credit Card I am also doing my husbands and he has: Vanquis Credit Card Tesco Credit Card I would also like…
-
Loan - Credit Union v Creidit Card v Bank
HI, I am considering taking out a loan to clear an overdraft and can't decide myself which option to take. It would be for approx £1500.00 over 2 years. The Credit Union have offered me 1% per month interest, which is based on what is left owed so works out approx 8-9% pa. I can have this money in the bank by next week…
-
Loan help needed
about six months ago my wife took out a £5000 loan from benifical finance. the one thing i told her is not to take out PPI we dont need it, she told the woman that and the person who went with her can confirm this. just over a week ago my wife called up on another matter and she was told that we did have the PPI at a cost…
-
Loan Rates
Not sure if anyone can offer me advice on this... I have just bought a new(ish) car, and wanted to arrange a loan for £4000 and pay the rest of the balance with my savings. The best rate I could find was 7.8% Typical APR with Barclaycard. I applied for this on Friday, and they send me an e-mail yesterday to say I had been…
-
GE MONEY Loans, Secured Loans & Mortgages
I am just a little curious as to how many people have got Loans, Secured Loans or Mortgages with GE Money. Just wondering what sort of problems others are having with these people. If there is anyone too shy to post a reply here could you PM me instead if you'd prefer privacy. Thanks for your help.
-
career development loan blues
I wonder if anyone can advise me. My girlfriend Maria has spent the last year doing an MA course in diplomacy and international relations at SOAS (part of Uni of London). She took out a career development loan with LLoyds TSB to fund it . She has not even completed the course yet because she has to do her Dissertation…
-
Student loans will they ever stop taking payment
Hi I would like to seek advice. I graduated university in 2002 having taken out 2 student loans. As soon as I left university I obtained a good job and starting paying back my loans in 2003. As I left university in 2002 my student loan gets deducted at source like National Insurance by the Island Revenue. To my horror I…
-
Pay off Alliance & Leicester loan early
Hi All, Was hoping that you could advise me. My wife and I are in the fortunate position of being able to pay off a loan that we took out a few years ago. We spoke to the Alliance and Leicester today and they state that we have 12 months left of a 48 month contract where we borrowed £10,000 at £238 per month, which was a…
-
bad credit loans
there any loan companies out there who give loans to people with a bad credit rating, i dont have a mortgage and im looking for a company that dont need you to sequestrate/bankrupt. I was self employed and managed to cover the monthly payments of myself and my partner but now im going into employment again and wont earn as…
-
HELP!!!father selling up and want to buy
my father has run his own business for 17 years, he now wants sell up, i have worked there for about 10 yr on and off, i am not a homeowner and have no savings... but have knowledge of the business and my dad there if i need help...if i went to a bank with the books to show it is a viable business what would my chances be…
-
Do loan companies accept Guarentors?
Hi, having a hard time getting accepted for a loan at the moment, this is due to mortgage etc not being paid on time due to a bitter dispute between myself and ex before house was sold (a different story) A family member has said that they will act as a guarantor on a loan, but my question is. Do high street or more…
-
Student Loan Company problem.
I have been repaying my student loan since 2001 and I have never had any problems up to now but I received my Final annual statement from them for the last tax year and it is missing almost £900 in payments that I made to them last year! The problem appears to stem from the fact that I moved jobs in November and then it…
-
I owe SLC £80k+!
I know I'm stupid before anyone tells me... I went to uni for 6 years (3 years at one then 2 years at another) I got the full student loan amount every year. Last year after I finished my studies I received a statement showing I had borrowed approx £24k and that I was paying approx £4k per month interest! Of course I was…
-
online loan rates - are they final?
Went into online banking as had received a message about 'summer sale' on loans from first direct. But the loan application in there said I would only get a higher rate. Is this the only offer they will make or is it worth my while ringing the bank to try to get them to do the deal advertised? Annoys me the way they…
-
Help please
I am looking at getting our garage converted, now i will need to borrow 17K but the builders cannot start work for 2 months, therefore do not want to get a loan yet as will end up paying interest, however they will need a deposit of £1700 - am i best putting this on the credit card and paying a little bit off each month…
-
Advise please on PPI and bankruptcy
I am currently under a debit help service that have arranged for my creditors to accept min payments, all except lloyds who are killing me with charges. The plan im on is not working and needs to be reaccessed as all my benefits and WTC have changed due to a child turning 16. Im am considering bankruptcy but still not made…
-
Self employed loan help
Hi all Were in the process of moving home the new house will have no morgage on it but we want to borrow some money to do up kitchen etc. Were wanting about 15k my hubby is self employed but only for a year so what is the best route to getting a loan ? i know the apr will be higher but ive no idea where to start looking we…
-
ARRRGGGHHH! Idiots at Student Loan Company!
Morning all I haven't been on this website for a while and I apologise if this topic has already been covered elsewhere. I was a student in the late 1990's and got out 2 small loans with the Student Loans Company. Over the years I have always had the loan repayments deferred because I have never earned enough money to…
-
Help reclaming loan overpayment
I know this will sound naive but any help would be great I had a payment plan in place with triton for 250 per month as a standing and once the balance had been paid in full I forgot to cancel the standing order and did not realise until 4 months later hence the owe me 1000 and now they are claming this could take upto 40…
