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Unsecured loan with Royal Bank of Scotland
Hi new to site, but need to advice I have a unsecured loan with RBS for approx £20,000 our circumstances changed and my husband has been ill from work for some time, however managed to keep up the re-payments using savings etc until Aprill this year normal monthly payment £200 contacted payplan who worked out budget…
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Loan advice appreciated.
i am currently £2100 overdrawn on my current account (£2000 overdraft limit). i have a 25% share in my shared ownership property. have a credit card maxed to £1500 and another at £800. credit rating - fair. not currently on electoral roll - but should be in a few weeks due to local council. my salary is 30k. i've tried to…
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Anyone heard of yes loans?
Was wondering if anyone else has heard of these,seem to be a bit dodgy if uask me.Hubby was charged £60 admin charges over 2 weeks ago not heard anything so he phoned them yesterday said they were still looking at application,we have asked for our fee back,bet that takes ages as well.:mad:
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Student loan repayment threshold calculation
Hello I was wondering if anyone could help me to understand how the repayment threshold is calculated, for loans taken out on courses which started before 1996. I am soon to start a new job which will pay more, but if I go above the threshold (currently £2107 gross per month), then I will be hit with a £150 monthly bill,…
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Instant online decision
Does anyone know the cheapest companies that give online decisions straight away? Is an online decision better than one which (I presume) is checked by a person when you submit it?
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Payday loans
has anyone any experience of this, i have got myself in a mess this month and don't have enough money left in my overdraft to pay everything i need to, at the moment cant pay off minimum on credit card or loan payment, the website says charge £25 per £100 they lend you, was thinking this would work out cheaper then two…
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loan settlement advice
Hi, I am looking some advice regarding the following: I had a loan with northern rock for 10k, i decided to get a loan at a lower apr from my bank and settle my northen rock loan. once the money was in my bank i rang northern rock and said i want to settle my loan in full, the guy on the phone took my card details and took…
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An online auto loan-- is this normal?
I want to buy a car and a neighbor suggested I apply for an auto loan online, like she did. I've never heard of anyone doing this, and it sounds a little suspicious to me. Why would someone look for an online loan? Is this safe and will it save me money? Tiff
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Affordable Loaning Websites
BPowerHouse is an international premier specialist IT solutions and services company, that combines core technical expertise with a global business perspective. The company's key offerings include product development, migration, porting, re-engineering and e-commerce solutions. Over the past 5 years we have assisted many…
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Turned down for unsecured loan- what next?
I've just been turned down for a 15k unsecured loan through Tesco and i'm not sure what to do next. Basically i'm in full time work on 32K a year, I am not getting further into debt and am on top of all spending now but want to pay off credit card debts acrued from student days etc. Unfortunately all in all it's around…
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What is goign on here?
I tried £12000 over 4 years with The AA They say a monthly payment of £291.41and a total repayment of £13,987.68 I tried the same with Moneyback loans and they say a montly payment of £289.50 and a total repayment of £13,896.00 Only thing is the AA are quoting a rate of 7.3 on their site and Moneyback 7.8% Is moneyback any…
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unsecured loan
hi i want to apply for unsecured personal loan of £5000 to payoff my private debt borrowed from my uncle. can i give this reason for applying loan or suggest me some other reasons .any suggestion will be appreciated.
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credit card loan confusion
We have read through Martins instructions to get a laon on a credit card. However we are confused as he recommends borrowing from either barclays or itunes cards which are best balance transfer cards at low life of balance rates. Surely if we borrow from these cards we will be charged higher rates e.g 15.9% as we are not…
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Charges For Overdue Amount On Car Finance
Hi all, My girlfriend was recently late with a payment on her car finance and received a letter today asking for the payment (which was paid yesterday) and informing her that she was to be charged "£30 that has been added to your account for this letter" :eek: Can they charge £30 for a letter? Do they have the same rights…
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Getting a new loan for short period?!?!
I am looking to get a loan for £20,000 to purchase a car which i am going to sell at the end of the summer or earlier. So its going to be a short loan but looking to tell bank i will have loan for 2 or 3 years. Which is the best one to go for? as for the early repayment i am looking for the cheapest etc.. as i will be able…
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please give advice on my PPI
sorry in advance. this is a little long winded back in 2002 i made the biggest mistake of my life, I bought car from "Yes Car Credit" :confused: anyways i went in there and i saw a car liked, at the time i had a pretty good job and thought i could afford it, the sells guys Domanic ask me what i could spend each month, i…
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anybody here help please?
my mum has just been turned down for a personal loan from her bank as they have found bankruptcy details registered to her name? she has no idea what this is and i have tried this morning to sign up for her online credit report to see and it won't give me it they are asking for further proof of identity eg passport birth…
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High Interest Loan with my Bank.SOMEONE PLEASE HELP ME!
I have a loan with my bank and am paying just under 30% interest on it making my repayments £167.48 a month, I am a single parent and this is taking a huge chunk out of my monthly wages,along with the rising cost of, well, everything, it is plunging me into debt and am penny pinching everywhere possible. I was wondering if…
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Blackhorse Finance / Lloyds TSB
Hi all...looking for some assistance. Made a payment to BH for car loan at end of June from my TSB current account using Internet Banking as I have done previously. I rang BH yesterday to be told, the payment had been credited but then recalled by the bank.:confused: Rang the bank (parent company of BH) and was told that…
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Basic loan question - please help!
Can a loan in someone else's name be transferred to me, providing credit checks etc are all satisfactory?
