Anyone heard of yes loans?

Ripata_2

Was wondering if anyone else has heard of these,seem to be a bit dodgy if uask me.Hubby was charged £60 admin charges over 2 weeks ago not heard anything so he phoned them yesterday said they were still looking at application,we have asked for our fee back,bet that takes ages as well.:mad:

LillyDinero

Assuming I'm thinking of the right company, anyone who asks for typical APR of 48% is going to be a rip off. I'd advise to steer well clear.

They might not give you you're money back though as it probably covers the 'admin costs' which they'll incur by looking at the application. Read through the T & C's to see if it says anything about timescales or whether or not you can get your fee back.

Ripata_2

Thanks for the reply.well we were told we would get £55 back from our £60,not letting them get away with it,will let u know how it goes.

dialysis

Ripata wrote: »

Thanks for the reply.well we were told we would get £55 back from our £60,not letting them get away with it,will let u know how it goes.

Hi If you search through this thread and type in yes loans there are loads of posts regarding them they are con merchants my son applied for a loan through them and he had to pay £60 admin fee but was told he should get the laon but not definate. It seems they take your money and you dont get the laon. My advice stay well clear.

xcat_girlx

im guessing its the same company that does "yes car credit" which always has incredibly high apr on the adverts

big_gay_kirk

steer clear of yes loans.. they keep ringing me about why i haven't set up the dd for a loan i told them i didn't want.... luckily i didn't give them any money.... or my bank details....

Ripata_2

This company is a joke!Got through to someone today about refunding our money,recon we will get in in oct!!!! said no way you took our money in a day so we want it back now,someone is meant to be ringing back,wont hold our breaths,we told them we were going to callfair trading dept and watchdog.:mad:

iolanthe07

No reputable lender will ask for a fee up front to process an unsecured loan. Avoid these people like the plague.

robpw2

they are awful more like NO loans YES we will rob you of £50

jamespir

i used to work for yes loans and they have just as strict credit check as barcalys and they take the £60 of everyone but can guarentee that 75% of people dont get a loan there nothing but a big con

Yorkshire-lad400

Anyone out there who has paid the "admin" fee to these "people" at Yes Loans and who are now having the usual trouble getting their money back please just contact me. I have good email addresses for them (NOT the ones they give out on their web site) and information on getting your money back.

Yorkshire Lad.