Payday loans

weezerfly30

has anyone any experience of this, i have got myself in a mess this month and don't have enough money left in my overdraft to pay everything i need to, at the moment cant pay off minimum on credit card or loan payment, the website says charge £25 per £100 they lend you, was thinking this would work out cheaper then two late fees ..what do you think ?

simongregson

First ask your bank if you can have a temporary overdraft extension, they could well say yes!

If you do go via a payday company make sure you pay it back, these companies are hoping that you will come back month after month!

Quidco are currently offering £60 cashback on one of these loans, so if you are disciplined and pay it back you could make a little profit :-) see https://www.quidco.com

weezerfly30

thanks fo that..if i go via them will definaley use the quidco link. I am thinking that if I do go this route then I will put things on ebay and do the odd carboot before payday so can pay it back with this and not touch my wages to pay it back so that I am nt in the same mess next month.

Hendrix_lennon

Get Pounds Back are doing a similar offer as Quidco.
It's only for £40 though, so just £20 cashback.