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please help, problem with welcome finance
hi, we would appreciate the help of anyone who knows what our next step will be or what the likely outcome of this mind numbing error will be. my partner has a car loan with welcome finance, all well and good. we needed home improvements done before the birth of our child so my partner applied to welcome for an unsecured…
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please help, problem with welcome finance
hi, we would appreciate the help of anyone who knows what our next step will be or what the likely outcome of this mind numbing error will be. my partner has a car loan with welcome finance, all well and good. we needed home improvements done before the birth of our child so my partner applied to welcome for an unsecured…
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Feeling guilty now.
But whats done is done, I have a loan at 6.4% with alliance and leicester, interest is payed, 6 payments left at £164(£975 owing). My car caught alight before, and I used £500 to buy a BMW, sold it for £1000 , so £1000 cash in hand. The bike I want is for sale locally at £2400 (worth £3000 easy) so I just applied for an…
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confused about student loans
I left university last December due to illness. I was informed at the time by the student loan company that my debt stood at approx £1050. I am not currently paying it back as i am not working and on benefits have been for years due to a long term illness. I am on a training course at the moment and hope to work part time…
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Exceptional situation...any advice greatly appreciated!!
Hi all, after being recommended this site by a friend, I have spent the morning thoroughly reading through the appropriate sections and have decided it may be best to explain my situation and see if any of you may be able to point me in the right direction or give some helpful advice... I was recently working for an Audio…
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CCA request for retail agreement
Hi all, I had a retail agreement with Halifax Cetelm, for a 3 piece suite bought from CSL, I can't find the original credir agreement, is it right that I need to send £1 for a copy of the original agreement. Also a store card from GE money, for Owen Owen (Liverpool), the PPI box has been ticked, do I ask for PPI back due…
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Confused
Have had an ongoing argument for the last 3 years with the RBS about a £31,000 they insist I took out as a joint loan with my husband. Have asked them frequently in that time for signed copies of the agreement and bank statements to show the money going into my account. Also recently gone down the correct route of sending…
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Voluntary Termination with Welcome
Hi, I am going to do a Voluntary termination with my car on HP with Welcome, My question is do i send the letter to Welcome Head Office or to my local office who i pay my money to? Thanks in advance!!
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FCE (Ford) Car Credit
Hi there, does anyone know which credit reference agency the ford financing arm (FCE bank) uses? Am thinking of applying for new car finance through them but want to find out if they will look at my experian rating (excellent) or my equidax one (average). Thanks
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Alliance + Leicester
Hi All... I took out a loan with Alliance + Leicester with their own insurance, i am going to start looking at outside companies who offer cheaper insurance. Firstly can you guys give me some pointers on cheap but good companies to use and secondly, if i ask Alliance + Leicester to cancel my insurance can they refuse..? or…
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Quidoco Loophole - Payday UK
Sorry if it has already been discussed, but there seems to be a loophole on the Payday UK loan arrangement on quidco. You can earn £40.00 per completed loan, yet, the interest charged on the smallest loan possible is just £20.00 So you net £20 profit per transaction. Will this actually work?:beer:
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Egg - Loans with overpayments
Can anyone tell me if Egg are the best company to approach for a loan with overpayments? Or are there other companies that people would recommend? Thanks. :p
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Loan or overdraft
I am overdrawn by £1300 is it better to pay this off slowly by reducing my spending or get a loan to pay it off?
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YES Loans
Just a quick post to inform anybody about YES Loans Ltd, I have been robbed blind by them and I would discourage anybody from dealing with them, they are thieves and scoundrels, liar’s just pure con artists. I lost £59.50 to these Muppets so don’t give out your personal details to them, definitely not your bank details or…
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Stupidity? Getting a loan, buying shares, selling when high
The topic title says it all... I'm thinking of doing something fairly reckless as a way of making money. I've been dabbling with shares (well, three of them) and I've made £80 over the space of a few months. These shares are due to rocket thanks to the company's product launch soon so, my thought is to get a loan for £10k…
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A momentary loss of all sense - help
Firstly - I know we've been stupid, I don't need to be told that! We went looking for a new (to us) car yesterday and found one we were happy with but we are putty in the hands of car salesmen and in order to secure the car we paid a £100 deposit (we couldn't stay to properly do the paperwork there and then for reasons to…
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Question about fraud
Ok guys this was asked by a friend of mine yesterday and I advised him absolutely not to do it but what would be stop someone from taking out a big loan and slowly withdrawing it over a few months, keeping the money hidden, then obviously with the balance in their account, quitting work and declaring themselves bankrupt?
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I have a loan and Im moving abroad
Hi all Im moving abroad next august to teach in america. I have a loan tho which is £200 every month for the next 3 years. Does anyone have any advice. Would the bank put my loan on hold for the year until I return to the UK? Any advice accepted
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Hello Can Any Body Help Me??
Hello Everyone My Name is Terry, I Have Recently Split Up With My Partner And Im Currently Moving Out Of A Rented House.I Now Have An Overdraft Of £800<,I Also Owe Family 2000Pounds And To Top It All My Car Is On Its Way Out So Will Need A New ! ASAP. Was Thinking About a Loan For Around £8000 To Pay Off My Debts And Buy A…
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48hr Finance
Hi Guys. Has anyone had any dealings with or heard anything good/bad about 48hrFinance please? Thanks.Mollypolly.
