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Alliance + Leicester

aj2703
aj2703 Posts: 876 Forumite
Hi All...

I took out a loan with Alliance + Leicester with their own insurance, i am going to start looking at outside companies who offer cheaper insurance. Firstly can you guys give me some pointers on cheap but good companies to use and secondly, if i ask Alliance + Leicester to cancel my insurance can they refuse..? or even ask for the loan to be paid in full because of it.

Many Thanks..

Comments

  • Rafter
    Rafter Posts: 3,850 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    aj,

    Have a look on moneysupermarket for payment protection or income protection insurance. Remember though - if the worst did happen your a&l loan is unsecured.

    As for A&L, they cannot withdraw the loan completely, but they can 're-score' you and charge a higher interest rate. How far into the loan are you?

    R.
    Smile :), it makes people wonder what you have been up to.
  • aj2703
    aj2703 Posts: 876 Forumite
    well it's a 3 year loan, i am probably around a year into it...
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