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Loans

Archives for May 2008

Old Debts Purchased
Can anyone out there help me? I have received numerous letters from companies wanting payment of debts incurred prior to 2002 for a sole trader concern that ceased trading. Some of this correspondence has been going on for 3 years but none of them has actually taken me to court, although they have threatened this several…
loans early repayment
I am a newbee to this site an would appreciate some advice re early repayment of a loan. Got a loan of 20,000 from A&L APR 9.9% term -60months monthly repayments 420.17 WAs told on getting the loan that early repayment fee is one months interest. i am 2 months into the loan and would like to repay because i have been…
wedding loan idea
Hi I just needed some help with loans I need a loan for my wedding ( long story) which i can pay off within 1-2 years quite easily. got an income over over 40k but was silly enough to have numerous credit cards i was not using ( probably about 20k available to spend on them with owing 6000 on one of them which is currently…
personal loans for the aged
hi, does anyone know, where my 70yr old mum, can get a personal loan ? she,s had good credit all her life. thanks
RBS- Can anyone offer me any advice?
Can anyone offer me constructive advice on who to turn to/what to do. We have a loan with RBS and have just consolidated using another company (consolidated this RBS plus a few others at the same time) So, after a couple of weeks of being told we could not post them a settlement cheque, we have to pay it in our branch (our…
Is this bank loan irregular,unusual or commonplace - very concerned
I hope someone out there can offer advice regarding this query. My husband has been trying to obtain a copy of a 2 yr old loan application from a large high street bank but without success. They state they are "unable to obtain a copy due to the age of the account." However, they were able to provide him with a copy of the…
applying for loan need help
my oh and i want to borrow 3k, we have a mortage at £550 month and a car loan for £8k, at £380 a month. We have £2800 per month between us and £1500 is for bills. i have bad credit so im not down on mortage, but put half in every month for all bills. my question is we want to borrow 3k for new bathroom can my oh put my…
Interest Payments When Earning less than £15,000
just a quick question really. is it a normal thing to be paying interest payments when i havent begun to earn £15,000 or more?
need loan of 1000 best bad credit loans??
just been turned down by bank for loan of 1000. can anyone recomend any compaines who would lend me. i dont have any exsisting debts and only want it over a short term. many thanks
Loan : Should I pay it off or not?
I have a personal loan for £5800 @ 7.9% taken out in March 06 over 36 months @ £180.86 a month. I have come into some money and I am no able to pay it off. The question is should I pay it off in one go or put the money into a seperate account and continue till the end. Which is the best option to save money. Text from loan…
Wafthurst credit ?
Hi guys, Not sure if this is the right place to post this but hopefully someone will point me in the right direction. I have ongoing finance with Wafthurst, i have telephoned them 3 times over the last 18 mnths asking for an upto date statement of them showing all our payments and i just keep getting fobbed of :mad: I know…
cahoot loan advice
Hi everyone, this is my first time using this forum. Can anyone give me advice on wahat to do with my cahoot flexible loan account which is currently sitting at around £12,500. At the moment I am only repaying the minimum monthly repayment. I do not use the account and only intend to pay it off in the best way possible,…
Loan settlement figure
I took a loan out 18 months ago for £15450 with hsbc for 60 months (no ppi) I've made 17 payments of £337 Just phoned up to get a settlement figure and the figure is £12441.44 Over the last 17 months payments total £5729 which means the total amount of the loan paid off is only £3009 so i've paid over £2k interest in17…
Welcome Finance Secured Loans -Direct Debit Payments
Hi everyone, Hopefully someone can give me some advice. We took out a secured loan with Welcome Finance last year. It was always paid on direct debit, however they were never able to stick to taking it out on the day they said they would do so it was all over the place thanks to them. In November we put ina claim against…
Should I get a credit card or a loan???
Hi, I've got a loan with barclays for £12k and want to get an additional £4k loan but not sure what to do.... Should I get another loan and combine both amounts or should I get a credit card and put the £12k on the card and get a limit of £16k for the additional £4k I need..... I'm very confused about the credit cards with…
Help Credit Agreement !!!
Hi peeps, I need some urgent help regarding a credit agreement that my husband signed in our own home for a central heating system from a central heating company. The heating companies rep's came to our home on 2nd April 2008 completed a quick survey and after some hard selling techniques my husband decided to sign the…
All loan applications ask for proof of income?
Hi, Im a full time time student but am working full time over summer, im 19 and have a good credit profile. Im looking to take on a 3k loan over 3 years to finance a new car. I approcahed the bank and they said I couldent take the loan unless I had evidence of at least three months pay. the thing is ive only started to…
Help getting a loan....
I need a loan for £4,000 - basically to clear off my overdraft in full and get myself back on my feet. I owe about £8,000 in total but can make the repayments. I just want to consolidate some of the debt and wipe the slate clean regarding my overdraft. I have been turned down by my bank and one other lender and not sure…
Secured Loan Question
Hi, I recently came across an advertisement in a magazine from a secured loan company. In the small print they mentioned that there would be a broker fee payable if the loan application was successful. The amount of this fee was - wait for it - £2,500! Is that really a typical fee for such a loan? And do they also get paid…
how long does it take??
i have just sent my template letter to the bank HSBC saying that i wish to reclaim my PPI how long does it normally take for me to hear back from them?

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MSE News

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Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
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