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wedding loan idea

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Hi

I just needed some help with loans

I need a loan for my wedding ( long story) which i can pay off within 1-2 years quite easily.

got an income over over 40k but was silly enough to have numerous credit cards i was not using ( probably about 20k available to spend on them with owing 6000 on one of them which is currently on 0% balance transfer)

i applied for a loan from yourpersonaloan.co.uk and it was refused. since.. i have cancelled 1 but 2 others with no balance on them is taking along time despite me ringing them loads. they say it will be till the middle of june (which is when i need the money for)

What do I do?

Wait...

or try somewhere else.. i obviously dont want to pay large interest rates and the next option was barclaycard.

Any ideas?

Comments

  • paula65
    paula65 Posts: 85 Forumite
    Save your money, get you and your closest off to Gretna Green for a fantastic weekend. I did the meringuefrock doo the first time and went to Gretna when I married a proper bloke the second time. My cousin and his partner spent 16 grand last year. She looked misserable all day and he's still paying for it :eek: .
  • Kavanne
    Kavanne Posts: 5,093 Forumite
    Don't say the money is for a wedding, say it's for a new kitchen (if you are a homeowner) or new Car if not. Or redecorating/new furniture.

    Lenders are less likely to lend for weddings (so I hear) because there's no tangible item at the end that you could potentially sell to settle the debt.

    (I may be wrong, but this is what I have heard)

    (EDIT: Someone will probably come in here and rubbish the above so feel free to ignore me)
    Kavanne
    Nuns! Nuns! Reverse!

    'I do my job, do you do yours?'

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