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Loan for £3700 required - best deal?
hi, looking for a personal loan of £3700 over 4 year term, with ability to make additional payments to it during the term (I suspect that I will be able to make one payment of £1000 during the first year and another during the second year). What would the best rate/options be for me? p.s. I have no adverse credit history,…
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Home Improvements
Hi MSE Fans :p We are about to embark on substantial home improvements. We have a slight issue in the best way to pay for these improvements. We are tied into our current mortgage deal until September, no point remortgaging as the redemption penalties are to expensive. Credit Cards are a no, no as the interest is too high.…
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Alternative PLRC options..
Hello everybody! Is there a link to compare different Loan repayment covers? Or is there cpmapies that you can recommend just so i can compare cover and prices. it has been mentioned over and over again how the banks own cover is overpriced so i would like to see what the other options are offering. Thank you in advance…
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Post office credit card loan facility
I have searched for it! i had this spelt out to me this morning.. on the leaflet it says that a PO credit card has; Lower interest rate and payment plan * buy something for £500 to £2,000 on your card and give us a call * we move it to our Payment Plan special fixed rate of 6.8% p.a. * pay for up to two purchases this way…
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Secured Loan PPI
Hi All I am new to this website and have found some very helpful information - most of which I will act upon. My question is I have a secured loan with GE money which originally was for £31,500 + £5000 PPI I currently pay £282.26 per month. I would like to approach GE to cancel the policy and thus reducing my monthly…
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Please help - Bank calculated repayments incorrectly and want to put the payments up
Hi all, Please could someone advise me as I'm depsarate and don't know what to do. I took out a loan with a mortgage with Northern Rock in Nov 2006 (to pay for the deposit, stamp duty, lawyers fees and to pay off an existing loan). If I had known about this site then, I would never have gone with Northern Rock - I would…
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Anyone heard of everydayloans??
Ive had a letter through from everydayloans but nowhere in the leaflet or on the website does it give you an APR or any % rate .It says they will only lend you what you can afford but it seems a bit suspicious to me not have any ineterest information.Has anyone used them?? I'm not going to bother if they cant be upfront…
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First National 13.97%APR
Hello, This is my virgin post so please bear with me if this is a familiar question! I have an outstanding loan with First National taken out to buy a timeshare!! The balance is £6'700. 'm paying a Hooge 13.97% apr. Obviously, I want to reduce this. I have a saving plan due to come to fruition in Septmber 2008. This will…
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Replacement windows
I purchased replacement windows two years ago. I had to take out the finance at the time, but am now in a position to repay the loan. The salesman at the time told me that I can make interim payments as and when I could so reducing the final cost. He also said if I was to pay off the whole debt excluding the last payment…
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loan providers
Hi, I am looking to consolidate my debts into one loan. I have £9,375 of outstanding debt (not including bank overdraft) over two loans and 3 credit cards. I pay £350 a month on these. (Providers - Cahoot, Citi for loans and Halifax, Egg, Cap 1 for credit cards). I have a less than average credit history although comes out…
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Need to take out load - advice required
Hi I need to take out about 17k loan for a family member. Without going into details. He already has a joint loan, which need to be in his name only. The loan company refuse to move the loan over to him. So instead i plan to take out a loan to pay off the joint one. Can anyone advise what kind of loan i should get or who…
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PPI Refund
Just curious, I have been told by my employees that my job is safe and they are really happy with the work and attitude i put in so I'm thinking about cancelling the ppi on my Nationwide loan. I'm just curious as to whether it can be done, and also what would happen to the payments i have already made to the insurance?…
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Secured or unsecured??
Hi all, My friend is after a loan to consolidate all cards etc.... We share a mortgage and wondered if he could secure a loan against his half or just stick to a personal loan Thanx in advance :D
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PLEASE Help Rid Us Of Our Little Ball & Chain!
Hi all. I'm looking for your thoughts on a rather sticky mess my husband and I are now in following some rather dodgy (in my opinion) advice our IFA gave us a year ago. My husband and I have a 100% interest only mortgage - it was all we could get at the time to launch onto the property ladder and was certainly not our…
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Black Horse C*ck Up with finance
Hope this is in the correct section, and sorry for the length of the post, but its complicated. PLEASE can someone help me with this. I bought a suite from DFS before christmas on 0% finance. When I signed the papers I only had my bank details for my spending account, not the account I wanted the payments taking from. I…
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Loan vs. Mortgage
Hi All I currently have a Rapid Repay Mortgage Account where the debit interest rate currently sits at 6.7%, although this does fluctuate. Would it be wise to get one of the lower interest rate loans (if possible) at say 5.7% for example, pay this direct into my account, and just pay that off over 3 or 4 years, while…
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How do searches work?
If I apply for a loan/card or any other product how long does the search or 'footprint' stay on my file? Also, does anyone know how long closed accounts stay on your file for before they fall off? Thanks - any explanation of a credit reference file gratefully received as I've just received mine and it seems a bit…
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Halifax Bank debt
Some people on these boards have warned me to change my bank as my partner has a debt of £6000 with the Halifax(with Payplan) My question is will Halifax really take my salary to pay off my partners debts or is it something they could do but very rarely do? As anyone ever suffered this? I dont think its right if they did…
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Loan with GE Money for DFS Suite
when the DFS sale was in there, i purchased a suite in DFS. they had 0% finance on so i thought i may as well take advantage of it, but pay it off in 6 months or so well before the year to avoid takig the 3 year finance. I got the paperwork for the suite in today from GE money only to see a large amount for Payment…
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£400 Cashback with Debtbuster Loans
I don't know if this is the right place to post this or if its allowed, but it seemed the most appropriate. Cashback Rewards are offering £400.00 Cashback On debtbuster loans and you only have to receive the sales offer pack to get it. http://www.cashback-rewards.co.uk
