-
repayment break from loan
++ I am thinking about taking a re-payment break from my lloydstsb loan to help meet the needs of christmas shopping... Is it easy and quick to arrange and will it have much of an impact of my loan terms? Can I only take one break over the life my loan (not that I want to take any breaks really)..? Sorry - cannot remember…
-
Refinance to pay off loan without PPI?
Hi everyone, my first posting so please be gentle ;-) I've been contemplating paying off my bank loan by carrying out the CUT PRICE PLASTIC PERSONAL LOAN scheme of transferring my loan over to M&S More card to get the interest rate down to 3.9% rather than the larger rate from my bank. The only issue is that I don't have a…
-
I am Sailing - not very far yet!!
Hi Everyone, wonder if you can help? Next year i am due to start working on the cruiseships, an opportunity i've wanted for ages!! But i've got one slight problem - i've got a £4500 loan - Unfortunately before we start on the ship we have got approx 12 weeks training before hand (which we don't get paid,(all accomodation,…
-
I am Sailing - not very far yet!!
Hi Everyone, wonder if you can help? Next year i am due to start working on the cruiseships, an opportunity i've wanted for ages!! But i've got one slight problem - i've got a £4500 loan - Unfortunately before we start on the ship we have got approx 12 weeks training before hand (which we don't get paid,(all accomodation,…
-
IS THE LOAN CO COMPLYING WITH C.C.Act
A loan taken out Oct 03 then lump sum paid off in Nov 03 stupid I now but, I understood it to be rearanged and that I hade no pmts for 2 years. I have now found out that they have held the pmt in advance ? of no benefit to me at all. I have requested to pay weekly when i get paid my monthly payment is £223.69 they are…
-
Advice Please - I need a loan for £2000 but have poor credit rating
Advice wanted please, I urgently need a loan to pay a few bills including my child minder, I have a poor credit raiting and need the money urgently I don't want to have to pay admin fee's just for a company to give me a list of other companies to then charge me again for a loan. I'm paid monthly but just had may paid day…
-
loans and re payments
My girlfriend and I have 2 loans with HSBC. the loans were taken out in her name but we share the re payments as they were for both of us to use. Now, when we took out our first loan in August 2005 we were told that the repayments would be £136 a month and when we took out our second loan in January 2006 ( personal loan )…
-
Loan protection
Hi all Just a quick question. About to take out a loan, and want to get protection, but not from the provider. Can anyone let me know of any companies who provide this insurance separately. Thanks
-
loan lenders and the credit ref agencies they use
hi, just wondered.... there's a table on this site somewhere that tells which credit card providers use which credit reference agencies - i assume this information applies to the same companies and the loans they offer - does anyone know if this is the case?
-
Need to raise £10k quick
Hi all, was wondering if anyone on here can help me. I need to apply for a loan of £10k and I need it ASAP. So can anyone recommend me any companies that I should be using. Is there any companies which operate a online application that gives a decision more of less instantly? I'm lookin at getting the loan over a period of…
-
my loan tabertha
I had a loan from Lioyds TSB Bank,to help my son out, i have been paying £290 monthly, because he went off & left me to pay it, i am retired, i do work partime, but what with my bills, i am finding it difficult, i wondered if the bank would put the payments down, i have been paying it for 3yrs now. thankyou.
-
proof of income
Hi all, can anyone tell me if wage slips are required by all lenders for loans as proof of income? OH is thinking of getting a loan to consolidate his cards, but is starting a new business and will be classed as newly self-employed, so will be difficult to provide. thanks in advance for any help.
-
anyone heard of cash finance direct?
hi, i was wondering if any body as used or heard of cash finance direct? they have sent a number to call to get a loan, its a £1.50 per minute call just wondering if any body know of them! thanks
-
refinance loan should I take it. Lloyds TSB
Currently got a credit card debt of just over £1100 and a £440 loan balance, the loan balance has my account in lloyds tsb collections department as its made up of missed payments of a previous loan, the credit card is a closed card balance. My account has a £200 overdraft facility which is used every month I am currently…
-
Lloyds TSB offering me a loan
Hello all, popped into my local branch today to put in a cheque and the cashier said the system is offering me a loan, usual thing, they've asked me before and I've usually ignored it. Phonebank did the same thing a while ago, but the rate wasn't great. Applied for a loan 2 months with Northern Rock and was knocked back,…
-
Making profit from a loan???
Hi ppl I'm thinking of taking out a Northern Rock Loan and put the money in a saving account - . If i was to put £15,000 in the ICICI bank i would make £618 net interest. In terms of paying back the loan the interest is £455 - which makes a profit of £163. is this wishful thinking.........
-
Canceling Loan Protection HSBC
I have been looking into canceling loan protection with HSBC. I found the template and sent it off saying I was missold the protection as they made it a condition of the loan. Today I received an email from HSBC requesting I contact the branch manager to arranage a appointment. What should I do. Should I arrange the…
-
Advice: Apply for loan or wait for mortgage to end?
Basically we are thinking of extending the family home. Quotes from the builders are coming in close to £30,000. Our current lender has offered £20,000. We could move to another lender but then we incur the 'early repayment' fees which total £3000. So do we wait until the mortgage (fixed 2yr, 16months to run) expires as…
-
Need to borrow £9000
Hi Need to borrow £9000 (unsecured personal loan) Anyone know of any decent sites/deals cheers arthur
-
Student Loan - Will it affect any mortgage application?
I graduated a couple of years ago and still have my student loan. I don't pay any off at the moment but will start to soon. Eventually I want to get onto the property ladder, but will the fact I still have this loan mean that my chances of getting a decent mortgage are hampered? Cheers Michelle
