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Borrowing
How long would i need to of had my mortgage to borrow some money off the mortgage company to pay off mu unsecured debts and add them to my mortgage?
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Welcome Finance problem
About 3 1/2 years ago I made the mistake of getting a loan from Welcome for just £750 (big mistake I know) I have been paying on my card monthly but have had a few problems and need advice. I currently still owe £1100 + and paying £35 per month, every 3-4 months I get a letter telling me to call the office (with a £25…
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advice on a personal loan
Does anyone know of a money lender that would provide me with a personal loan interest free for the first 3months? I am wanting to secure a personal loan with the view to pay in back asap, within three months preferably. So that is the reason why I would love to get the first three months interset free so I basically pay…
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Advice on Bank Loans
Just hoping someone could offer me some good financial advice? Please bear with me if some of my comments sound insanely simple, I'm just that bad with figures! I took out a Cooperative Bank loan of £2000 10 months ago on an interest rate of 25.36%. A couple of years ago I was in some financial trouble but in the last two…
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Advice needed re; Overdraft
My boyfriend has an overdraft with Halifax Bank of £500 (current balance is -£517 due to charges) His wages have been going to his HSBC account for the past 2 and a half years and he has made few and little payments towards his Halifax overdraft since then. (none since May i believe) He has just had a call from someone in…
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I Need a Small loan
I need a small loan but I've not got a sparkling credit rating due to past commitments, Just wondering if anyone could recommend a company that doesn't charge an Admin Fee. I working full time but I'm a council tennant. Thanks in advance
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Secured Loan - Am i correct?
Hello all, I am considering getting a secured loan (hear me out...!). I have ~£22K in debts on credit cards. All cards st maximum limits and i'm only paying minimum payments. My outgoings on debts are roughly £400 per month, but as i said i am paying the minimum so not much is changing in the level of debt. Credit history…
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Cheapest short term loan for £10k
Hi All, My retired mum-in-law is in the process of buying a property. She is £10k short of the agreed price, but will have this money in January when a bond matures. In the meantime, my husband and I have said that we will sort out the shortfall.(Partly out of the goodness of our hearts, and partly because she has been…
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Interest Free Graduate Loan with RBS
Hi I have a Graduate account with RBS and they have sent me some information which says I can get and interest free loan of up to £2,000. Can someone tell me what "as per annual interest free limits detailed above" means. My current overdraft is £1,500 and I am in the second year of my account. I have pasted the…
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loan consolidation while in school
is consolidation the best way to refinance college loan debts of students? i want some more ideas and comparisons about refinance programs since i don't have much idea about it but need to write an article pertaining to this. please help me out. thanx!
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Paying off student loan with a 0% credit card - good idea?
I have reached the stage where I have approximately a year's worth of payments left to make on my student loan. I already have more than enough savings to pay it off fully, but since they're in a cash ISA, I make more interest on them as savings that I pay on the loans so I have left it at that. However, it occurred to me…
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HFS Loans - Interest back from 2001
Thought I'd post this to jog the memory just incase anyone else took a loan out with them in 2001 when they were offering the Interest back after 5 years. The claim needs to be made 21 days before the 5th anniversary of when the loan started and you need all the paperwork. Obviously they hope people forget and don't claim…
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British Credit Trust
Hi Guys I would be very gratefull for some advice. I have been suffering a few financial problems and missed some car repayments at £170 a month so this made some arrears which I was made to say I would pay off ay £200 a month, which I cannot afford at present due to only currently working parttime due to post natel…
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lending money to mates
What can I do, i have lent several thousand pounds to a mate to start a business on a short term basis. He now can't a remorgage to pay me back, and finished the business.
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Egg Loan - PPI removal - Good News
I have an outstanding (in both senses) loan with Egg for £16219.00 I have just changed PPI provider now down to £5a month with PayProtect. My monthly payments to Egg, are now reduced by £57 from £400 to £343, (so net saving of £52 a month). No cancellation fee, no penalty. If you are with Egg, ring up, find out how much…
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Options Scheme...(buying A Car)
Hi I would love some advice if anyone can help. My partner is buying a car. He wants to pay for it in one year and has decided to go for the options scheme for 18 months which he will combine with saving the balance each month in a private account. Hes been told if he pays the outstanding finance off in less than 18 months…
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First Plus advice needed
I need some advice regarding a First Plus Loan me and my husband took out at the beginning of this year to consolidate debt and reduce our monthly payments. (Wish I knew about this site at the time!) The loan was for £32k and was convinced to take out PPI of another £7836.80 on top of this. APR is 10.4% variable and…
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problem with loan repayment - Help!!
Can anyone offer some advice I have been sick from work since Jan and have been receiving full pay but my HR department has informed me that my wages will be going down tjo 75% which is not a lot of money, the problem is I have a loan with Natwest and pay £391.54 a month rent is also just over £300.00 with the wages I will…
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Loan rip off - How to get my money back?
I applied for a loan with Advantage Loans for £200. I was sent a letter in the post confirming my application had been accepted and I must call to arrange a payout. They then sent me a letter saying I must Pay £49.95 which they took out of my account Direct Debit and said I would receive a loan within a few days. i was…
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northern rock loan rates advice needed
hi everyone would like to hear everyone's advice/experiences we need to borrow £8000 for a car. we've applied to northern rock as the rate came up cheapest at 5%ish on the search engine. theyve offered it to us, but at 7.6%, which obviously makes a huge difference and makes northern rock not the cheapest. does anyone out…
