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Welcome Finance problem
About 3 1/2 years ago I made the mistake of getting a loan from Welcome for just £750 (big mistake I know)
I have been paying on my card monthly but have had a few problems and need advice.
I currently still owe £1100 + and paying £35 per month, every 3-4 months I get a letter telling me to call the office (with a £25 charge) I call up and all they ask is if they are ok to take a payment from my card (Which they do every month and have done for the last 2 years)
I have called to ask for a statement of my account which they never seem to send as I want to see what charges are on there.
At a best guess without a statement in 3 years I have been charged about 3 to 4 hundred pounds because of these letters.
Anyone any advice on what I can do as I can not check my agreement as I can't seem to find it and they also never seem to send me a copy of that when I ask.
I have been paying on my card monthly but have had a few problems and need advice.
I currently still owe £1100 + and paying £35 per month, every 3-4 months I get a letter telling me to call the office (with a £25 charge) I call up and all they ask is if they are ok to take a payment from my card (Which they do every month and have done for the last 2 years)
I have called to ask for a statement of my account which they never seem to send as I want to see what charges are on there.
At a best guess without a statement in 3 years I have been charged about 3 to 4 hundred pounds because of these letters.
Anyone any advice on what I can do as I can not check my agreement as I can't seem to find it and they also never seem to send me a copy of that when I ask.
0
Comments
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your being done, unfair charges, claim your money back:mad:
amdDebt Free!!!0 -
AMILLIONDOLLARS wrote:your being done, unfair charges, claim your money back:mad:
amd
I was thinking of that but as they refuse to send me a statement I don't know how much they have charged or anything
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formaly ask for a DPA requst by letter of your account they have to respond in 28 days
downside is you will have to pay Up to £10 for this
but atlest they have to provide full account infomation0
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