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ppi's
Am trying to get a loan want insurance on it but grudge taking out their ppi as it adds on so much extra,any recommendations on what to do and how to go about it???
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been refused
Hi,we've just been refused a loan with tesco can't think of any reason as our credit is good,have never defaulted on anything,we've applied elsewhere will having been turned down before affect our next loan application.???
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Tax relief on loan interest?
I've just been to the following site to check my tax code, and it asks about loan interest. This suggests that by paying interest on a loan I can increase my PAYE Tax Allowance. :j http://money.msn.co.uk/tax/Calculate_4_/Income/tax_code_checker/default.asp Is this right? I've never heard of it before. If so, how can I take…
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Non-Listing on Electoral Register
It seems that many basic credit checks for loans, store cards, credit, etc. turn initially to the Electornal Register as a basic requirement for the applciant; however, what of those people such as various forms of legal immigrants who are not entitled to vote and thus will have no way of appearing on the electoral…
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Loans for foreigners
I have a colleague at work who is an Itallian national having been in the UK for 3 months. He has a good stable employment with our employer and earns 35K a year. He is wanting to take out a personal loan but his initial enquiries have led to him being told he needs to have been in the UK for 12 months minimum before he…
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I want to borrow £10,000 between 5-10
I want to find the cheapest way to borrow £10,000 for home improvements. I have just bought a new house and I am tied into my new mortgage for the next 3 years after which time I will be able to remortgage and release some more capital. I then intend to pay off the loan. I want to know if for instance I take out the loan…
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help
i do not know what to do or if it is at all posible so i am going to every one and every thang...i have either no credit or bad creadit not to sure which one lol...but i need a loan bad i got in a car accedent and i want to join the army but brfore i can i have to pay this accedent off.....i am a sinlge 21 momther of one…
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Advice needed on student loan / gap year
Hi all, I wonder if anyone can help me? :confused: i'll explain my current situation: I've been studying a 4 year sandwich computing BSc course at uni... this (the 3rd year) was, for all that managed to secure a job, a placement (work experience) year. I sent off my application a few months ago to my LEA for assistance…
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Student Loan - payments wrong
I received my student loan statement today and it says I have not paid anywhere near as much of it off over the last tax year as I actually did. I know that I will need to send them my P60 to prove how much I paid off but here's the snag... I dont have one since I left one place of employment on 25th March and didnt start…
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I want a £100,000 loan, is this possible?
I am looking to start a business and would require a loan of £100,000, do think I will be able to get this? Thank you BL1
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Ocean Finance Adverts
Are those people real clients or just actors that have fallen out of the Ugly Tree? I mean, they all look like complete mingers. Are they genuine clients?
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Paying a Loan off early ?
I have recently taken out an AA Loan for £7500 over 4 years for a car i havnt paid a penny towards it yet as they have a 2 Months "no repayments" policy. The question i have is if I was to pay £2000 or possibly more will this reduce the amount of interest i will be paying back or will they just take the £2000 of the…
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Training Loan Advice Needed
Hi all, I am in need of a loan to pay for the rather expensive helicopter commercial course which is in New Zealand. now, the initial loan will need to be around 30k. which will cover living expenses and the course fees. The thing is, i obviously wont be able to start making repayments for a while. something in the region…
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Best ways to reduce Payments on a car loan
Hello just a quick bit of advice please I bought a car on HP six months ago, from my local Ford dealership. At the time i must admit I got a little excited by the prospect of owning my first brand new car and although I spent the time to save up to pay half of the car off as a lump sum on purchase I did not do my research…
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what to do?
hello people, new member to the forums so be gentle with me :rolleyes: i've got 2 loans at the moment, one's got about £6k left to pay, the other's got about £2k left. i was looking at the idea of getting a loan to consolidate these two loans plus extra for a new car, because my car's just gone kaput (costing £800 to put…
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Business Loan
Hi people! New to the forum. Im wondering if any1 can help me. Im interested in learning about business loans, Im thinking of applying for one to fund my business venture. Is there a set amount i would have to pay back each year and generally what percentage of the amount borrowed would that be? Also what interest would i…
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Early repayment of personal loan in bank branch saved me over £100!
Hi all - this is my first post, so be gentle! I have a personal loan from LloydsTSB - taken out 2 years ago for 5 years. Can now thankfully repay it early. I phoned them to find out how much it would be to repay it now. The first question they asked me was could they re-negotiate it on better terms for me?! (perhaps anyone…
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whats my chances of getting a loan
whats my chances of getting a loan, here are my details 28yrs old homeowner of 6 months, on electoral roll single but living with partner, 2 kids earn 23k a year have a landline phone very few credit commitments other than mortgage, owe 1500 on a sofa and 350 on a TV Combo i have been turned down in the past, about 12…
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Canal Boat Loan - first steps
Hi All, I'm planning on buying a canal boat next year (as a residential home). Although won't apply for anything yet I need to find out what are my options regarding getting a loan or mortgage.(I'm aware of Barclays Marine) Here's a few things you also need to know: I'm 40 I have a low credit rating I have a credit card I…
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Cahoot fixed rate loan?
Hi, I'm just looking around at what loan I want to apply for and I've seen the Cahoot 5.8% fixed rate loan which I like the look of. Does anyone know anything about this? I'm going to borrow £8k which I want to pay off over 42 months. What are the chances of getting offered the loan at this rate? Or is it one where I need…
