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6month loan needed (like egg, but not egg)
hello there, new to the site and think it's great! I was just wondering whether anyone had seen a 6 month loan option similar to egg, but not egg. I only ask as their rates are high but I can't find a way of finding out ALL other lenders minimum terms. :confused: any help much appreciated. Cheers, Chris :beer:
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Cahoot Loan Interest Question
Before I start jumping up and down and potentially make a fool of myself, what's the general opinion of MSErs on this? I have a £10K cahoot flexible loan facility and only draw on it now to facilitate cheaper deals on my credit card. So here's the score: 30.08.05 - £14.81 payment was made so the balance was brought to nil…
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My settlement figure is more than the lona was???
Just got a settlement figure for a 5 year loan I took out about a year ago. They want £6818.07 for a £6500 loan???/ I never said a thing I was that shocked!! Surely it cann't be right??? :confused:
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Loans
Help, I want to pay my morgage off i have the capital to do this, but Im thinking why use my Money when I can get a loan. is this a good idea or am i just dreaming? Any help or advice on this matter will be greatly accepted.
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Cancelling PPI on loan
Hi i wonder if anyone might be able to advise me. I took out a loan with the Alliance & Leicester in May 2004, it seemed like a great idea at the time as i had some debts to pay and wanted some money over but i ended up wasting this. The problem is although i can just about afford the repayments i was bullied into taking…
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Early Repayment Charges??
Hi all, Sorry if this has been asked previously, but just wondered about something. We have a loan with Nationwide which allows us to overpay. We are intending to pay this off as quickly as possible, but in the t&c's it states that 58 days interest will be charge on early repayment. Now, how does this work? Do we get the…
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Lloyds TSB Loan @ 13.5% with PPI!!!
Hi, As you can see from my signiture I consolidated all my debts into one loan (very stupid thing to do). I went to my local bank, Lloyds TSB, who advised me to consolidate and take out a loan with them. I naively did so. I got a consolidation loan at 13.5% for £27,000. This was in April this year. This is the only debt I…
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cheapest loans??
hi im looking for a cheap loan - not a credit card coz mine are already up to the limits, i have a good credit score I think - all my payments are always on time, so looking at something like 5.8 cahoot loan or 5.5% alliance and leicester. Does any one have any experience in dealing with them? can the loans be paid off…
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Big mortgage problem!!
I have a interest only mortgage with hsbc which will run out within in 6 months, i have a feeling the rates will then grow sky high. I am worried that i wont be able to swap to another mortgage company easily as i have since come out of full time employment to part time self employed which im sure mortgage companies will…
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How do i do a cheap new kitchen?
:confused: desperately want out with the old and in with the new for my kitchen. I have very little funds available and want a kitchen as cheap but as nice as possible. Does anyone know any money saving tips or what to do to not pay through the nose for one? Please help a money saving virgin!!
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12k to pay off 10k loan??
Morning, I'd like a bit of advice - a friend ;) , would like to clear their loan early with Lloyds TSB. There is approximately 10k left to clear on the loan, but LTSB wants 12.5k! The extra is to cover interest payments and payment protection for what would be the remainder of the loan. Apparently LloydsTSB then refund the…
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Northern Rock Gold Protection
I've just secured a NR loan at 5.6% but they said they wanted me to take out the gold protection to get the loan. Am I allowed to cancel the protection once the loan is sat in my bank account or do I have to continue paying it (adds best part of £1000 to loan repayment amount). TIA
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can any body help me regarding loan?
i got account with woolwich, abbey national and bank of scotland, i need to get loan about 5 to 10,000 pounds , i m working at the moment and earning about 12000 per year and livin on my address from last 1 year and 7 , months , aand i have not got any credit card or any thing , so its very urgent i need to get money from…
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How much does the electoral role affect your crediti rating?
Any ideas? Ive got a decent credit rating but im not on the electoral role, will it make a big difference if i go on it? Thanks Andy
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10k wanted 7k outstanding
Hi there, I'm wondering which is the best way for me to go to get 10k to spend on a new car. This is my situation: I have a 7k loan outstanding I have 5k saved And I am wanting 10k to spend with one monthly payment, i'm not wanting more than one loan going out a month. The 7k outstanding is with Alliance and Leicester, and…
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I got a loan - but have I made a mistake?
A month ago I was overdrawn by £1000 on my current account, and my credit card balance was £4000 at a rate of 14.9%. I was only ever paying the minimum payment because I wasn't working. I rang the bank with a general enquiry and they suddenly offered me a loan to pay off both the overdraft and credit card, i.e. £5000. The…
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Need 40K over 10 years ish...
We are extending our house and need 40k over 10 years really. We can extend the mortgage easily, but I wondered if there was another way to do it. We earn enough and have a good credit history. Plus I have just cleared 10K of credit cards ;o) by selling a business, so not a lot on our plate at the moment. I know mortgaging…
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how to consolidate?
Hi, I am a property owner. I owe the mortgage lender (Nat West) £142,000 (@ 6.59%) & my property is worth £210,000. I have been told by Nat West that I can't re-mortage & I am tied in to their mortgage for about 3 years (if I leave I think I would pay around £5,000). I have a credit card debt for £4,635 (@ 21.9%). I have a…
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I don't have any of the details??
I've recently required a new loan to consolidate many of my exsisting debts BUT I don't actually have the details of 1 of the old loans so how can I pay it??? The loan in question was requested from IF BUT my direct debit is going out to The Halifax! Are they the same company??? Also the only information I have is the…
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Tesco Loan = Fantastic
Had to share this, my new wife and I took out a Tesco loan to pay for our wedding. We got married on the 23rd September, and our flat sold on the 30th so we needed a bit of working capital, flat sale profits more than covered the loan. We took out a £15K Tesco loan, with no early repayment penalties, and a 2 month…
